Описание

Refyne is one of India’s most trusted Financial Wellness platforms. Refyne has a wide range of products including UPI Scan and Pay, Salary On-Demand, Digital Gold and Insurance and is a One-Stop Shop for all your financial needs.

Refyne Offers:
* Refyne Pay - Scan Merchant QR Code and make UPI payments directly from your Salary On-Demand or Bank Account
* Salary On-Demand - Access funds up to 1.5x of salary
* Refyne PRO - Subscription model which allows unlimited free transactions
* Money Guru - Access expert financial tips and tools like Tax & Home Loan Calculator, PF tracker, Credit score check and more
* Gold Savings - Save in 24K Digital Gold starting from ₹10, 99.5% Pure Gold with doorstep delivery of physical gold

Refyne takes the SMS Read, Write and Receive Permission from the user to complete the SIM Binding (Device Binding) as a security measure for creating UPI Accounts for Scan and Pay. These permissions are mandatory as per the guidelines laid down by the National Payments Corporation of India (NPCI) related to UPI Account creation and payments.

Refyne has partnered with RBI-authorised NBFCs -
* Sunita Finlease Ltd. (https://www.sunitafinance.com/loan-service-provider-digital-lending-apps)
* Refyne Finance Private Limited (https://www.refynefinance.com/our-digital-partners)
Important Things to Note About Refyne Salary On-Demand -
* Loan Amount: Rs 1,000 to Rs 10,00,000
* Minimum Annual Percentage Rate (APR): 8%,
* Maximum Annual Percentage Rate: 36% (reducing balance)
* Minimum repayment period: 90 days, Maximum repayment period: 24 months
* Processing Fees: Max (₹350 + GST, Up to 1%-7% of loan amount plus GST)
* Prepayment Fees: Zero
* Late fee: Zero
Below is an example of the fee breakup for a Salary On-Demand transaction:
* Loan Amount: ₹10,000
* Minimum repayment period: 3 months
* Maximum repayment period: 12 months
* Interest rate: 0% (for the first 3 months), 4th month onward, 16% p.a. reducing
* Processing fee: ₹99
* GST on processing fee: ₹18
* Total interest: ₹678 (calculated from 4th to 12th month, in total 9 months)
* APR: 16%
* Disbursed amount: ₹9,883
* Total loan repayment amount: ₹10,678
Our policies & services are fully regulated & 100% compliant with NPCI and RBI guidelines.

Eligibility Criteria:
* Indian nationality
* Applicant's age should be 21 & above
* Only for employees of partnered companies. This is a closed marketplace and is not intended for public use.
* The user must be an active employee of the partner company for at least three months and have signed employment agreement forms with their employer.

Documents Required:
* PAN
* Aadhaar
* Employment details

How to use Refyne App:
* Sign up with your number or work email
* Complete the KYC process
* Create UPI Account to enable UPI Scan and Pay to make translations using Salary On-Demand or from Bank Account
* Enter the Amount to be withdrawn
* Automatic deduction takes place as per the agreed repayment schedule
Privacy Policy: https://www.refyne.co.in/privacy
Terms & Conditions: https://www.refyne.co.in/terms

In case of any query, reach us at :
[email protected] OR 080-64899999

Address: Prestige Pegasus, Sarjapur - Marathahalli Rd, Ambalipura, Haralur, Bengaluru, Karnataka 560103

Disclaimer: The application is SSL-certified, and all transactions are 100% safe and secure.
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Скриншоты

Refyne Частые Вопросы

  • Приложение Refyne бесплатное?

    Да, Refyne полностью бесплатное и не содержит встроенных покупок или подписок.

  • Является ли Refyne фейковым или мошенническим?

    ⚠️ Приложение Refyne имеет низкие оценки и отрицательные отзывы. Пользователи, похоже, недовольны его качеством или функциями.

    Спасибо за ваш голос

  • Сколько стоит Refyne?

    Приложение Refyne бесплатное.

  • Сколько зарабатывает Refyne?

    Чтобы получить оценку дохода приложения Refyne и другие данные AppStore, вы можете зарегистрироваться на платформе мобильной аналитики AppTail.

Оценки пользователей

3.25 из 5

4 оценок в Соединенные Штаты

5 star
2
4 star
0
3 star
0
2 star
1
1 star
1
История оценок

Refyne Отзывы Пользователей

Some error occured

Avi.mishra on

Индия

I am facing some unknown error for last couple of days. It shows some error occurred while loging in.

Worst app

Wrstapp on

Индия

All the positive ratings are fake. It doesn't allow to log in via company log in id

not able to log in error

KS@09 on

Индия

I am a Deloitte employee. I’m trying to login and giving my credentials also approving via Authenticator app. Still, it is giving me an error and not letting me login rubbish.

Pathetic

Aniket2601 on

Индия

From the last 1 week you guys are reviewing my company details. What is stopping you may I know.

Too many accounts created from this ip

Rajeevdutta on

Индия

Not able to create id

Not recommended

Arun.mv on

Индия

I have not applied any loan, Just by signing up these people have shared my Confidential personal informations like salary and employment records to other banks and credit agencies.

not good

Smnsjdhdhdhdh on

Индия

I downloaded application every time i have ro submite the company details but no progress

00000 *

sharvank.18 on

Индия

00000*app

Worst customer support

titansgray on

Индия

It has worst customer support. I sent a query on WhatsApp support with no answer, no call back, nothing. I just enrolled for it as my company suggested this app to us. But now I think it’s a waste of time.

Fake app

vaghhashjdxji on

Индия

Fake app

Оценки

История позиций в топах
История рейтингов пока не доступна
Позиции в категории
Рейтинг
Категория
Позиция
Топ бесплатных
196

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Refyne Конкуренты

Refyne Доходы и Загрузки

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