Relay | Business Banking

Banking for small businesses

Разработчик: Relay Financial Technologies
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Relay is online business banking that puts small business owners in complete control of their cash flow.
What Relay offers:
• 20 checking accounts to earmark cash for operations, payroll, taxes and more
• Multiple debit and credit cards—with built-in spend policies—to meticulously organize spending by team or project
• 1.5% cash back* on all credit card purchases, and savings accounts with up to 3.00% APY** to help you grow reserves
• All the payment types you could need—including ACH transfers, wires and checks (yes, including paper checks!)
• Automations—like maximum-balance transfer rules—that make money move for you so can focus on running your business
Plus, each business is insured up to $3M for funds on deposit via Thread Bank, Member FDIC.***

Learn more at relayfi.com.


Relay is a financial technology company, not a bank. Banking services are provided through Thread Bank, Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted. The Relay Visa® Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.
*Terms and conditions apply to the cash back rewards program. Cash back will be credited to your Relay checking account at the end of your 30-day billing cycle. ATM transactions, the purchase of money orders or cash equivalents made with your Relay Visa® Credit Card are not eligible for cash back. Please refer to https://relayfi.com/visa-signature-rewards-program-terms for more details.
**The interest rates and annual percentage yield on your account are accurate as of 9/18/2024 and are variable and subject to change based on the target range of the Federal Funds rate. APY will vary between 1.00%-3.00% depending on the balances held. Earn 1.00% APY on savings balances of less than $50,000, 1.50% APY on savings between $50,000 and $250,000, 2.00% APY on savings balances between $250,000 and $1,000,000 and 3.00% APY on savings balances of more than $1,000,000. There are no minimum balances or minimum deposits required to earn interest on your account.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in Thread Bank, Member FDIC’s deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact [email protected] with questions regarding the sweep program.
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    Приложение Relay бесплатное.

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Оценки пользователей

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3 оценок в Франция

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Relay Отзывы Пользователей

Ignorant bank

joemxms on

Соединенные Штаты

What bank would reject a new customer? Called customer service to explain to me the reason to tejecting and can't even disclose that. This bank is a joke. Don't even try applying. I even applied twice and got my application rejected. Avoid a bank like this that only will waste your time.

MY MONEY

Melnav33 on

Соединенные Штаты

I WANT MY MONEY. CLOSE MY ACCOUNT AND RETURN MY MONEY THROUGH CHECK. YOU DONT PICK MY CALLS OR REPLY MY EMAILS .. GIVE ME MY MONEY BEFORE I FILE A LAW SUIT FOR YOU GUYS. THIEVES .. THIEVES .. THIEVES

Too slow for 2024.

the boom best is the best on

Соединенные Штаты

There is no reason checks should take 10 days to clear. I’m trying to give it a 3 month trial. We are heading into month 3 and I’m not loving it.

Great app! Competes with JP Morgan Chase

Needs iPhone 5 update ! on

Соединенные Штаты

Honestly a great app and can make transfers instant and upload receipts it’s honestly great!

Application requirements are invasive

McWetty on

Соединенные Штаты

I was looking to setup a new business account with Relay, however, they required a number of things that were creepy and invasive. They required 2-3 months of my personal financial records to approve an account for my LLC. They also required links to my social media and online presence. Why would they need that to setup my account? It’s stalker behavior. I imagine it’s so they can build a personal profile of me and sell my data more effectively. No thanks.

Terrible security practices

Josiah Sprague on

Соединенные Штаты

Honestly one of the most wild banks I've ever used. They've been asking me to verify my account by emailing them a photo of my driver's license, which they already have.

Flawed policies that does protect customer

Rachquel2 on

Соединенные Штаты

I do not want to even get into there bogus policy if you file a dispute by the time the claim is processed, your livelihood would be destroyed! The main incident that turned me completely off is my using my PIN that I created to withdraw money from my bank account resulting in them freezing my account for almost 24 hours and then gave me a very hard time after I verified it was me who made the transactions . The only reason why they released my money is because I recited the law and how my rights were violated and threatened to file a civil suit with my attorney. Literally after that email was sent , my funds were released in less than 1 hour after they held my money hostage for 24 hours with NO legitimate explain! Totally felt scammed and violated . Their hours of operation is not convenient at all. Their customer service is terrible when you are complaining about their errors. It was a nightmare and very embarrassing ! I work too hard for anyone to control my money .

Relay

MEAM Holdings LLC on

Соединенные Штаты

Simply the best business bank in the business. No nonsense straight business!

Seamless online Small Business Banking

Marie Zzzzzz on

Соединенные Штаты

Relay is a super cool, clean and intuitive CANADIAN ( yeah Canada!)online banking solution for my small business. It’s smart and easy to use! Very much recommend!! Marie S. Bloomfield Hills, Mi

Great Banking App

Jordan2468bhgc on

Соединенные Штаты

I am a new Relay client. So far I’ve been really happy with the ease of the online app and website. Great bank for running a small business.

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