SMBX

You have a bug on the signup flow on the latest iOS version - I can’t check all the boxes on the last page. There are like 4 or 5 boxes. I can scroll down to view them all when they are unchecked but as soon as I check two I can’t scroll down anymore.

Be prepared to have a lot of emails with their support team over a course of 30 days. App will say complete as if your $ is in the bonds when it isn’t. Confusing and will need to be fixed. Funds should auto refund if they cannot be invested within 10 days; not 30 and require you emailing support to figure out what’s going on. This was the response: Under the current regulatory framework, SMBX does not handle or hold investor money and cannot auto-refund investor's money without the issuer authorizing the release of funds held in the escrow account, which happens at allocation. Technology and other members of our operations team to see if there is an alternative way to disclose over-subscription. When this is fixed I’ll update my review. Right now; I wouldn’t put a lot of money in yet.

There are always several bonds to purchase now. All bonds look legit with ok return. No issue with the website/app and the customer service is not bad. I would recommend it to anyone who are interested in small business investment. It's one of the best platform I've used.

Love the idea but app always crashes when I try to upload my document images website is full of broken links too

The app started great with some bonds return as much as 10% but over time they trended to offer lower returns of 6.5% to 7.5% on unsecured high risk bonds. This is make it less worth it specially when compared to publicly traded bonds that some of them offer as high as 12% and easier to liquidate. Hope they consider negotiating better deals in the future when they on board a business

Great app. Love the concept excited to watch this grow! Unlimited potential.

I’m always looking for opportunities to invest. Here we can invest confidently in local businesses that we patronize. App is simple to use and strait forward, looking for many new and interesting companies to help fund.

Only one bond in the app!

To invest in our communities’ businesses all while earning a return on investment is revolutionary. The rate of return is potentially higher than my current portfolio!

This app is something very unique and a great tool for investing!