Spark - Social Transaction App

Spark is a fintech for Groups. Get free Joint Accounts for your groups and discounts on essential and household products.
Connect and Transact Better with Spark – a fast, safe, and transparent way to Transact with your Contacts and Groups for free.
Spark gives you the convenience of connecting and transacting with your contacts in a very social and friendly way. Spark merges your transactions and conversations and keeps an orderly record of all your transaction history, so you can always keep track of and remember the context of all your transactions in one app with ease. All transactions that happen inside Spark are free and easy to do.
Connect multiple external wallets to load money in and out of Spark. Inside Spark, you can send money, request money, have conversations about your transactions, and keep track of all your various transaction history data with ease.
Invite others and create new P2P and Group Chats. We call Groups ‘Clubs’, and this is where Spark shines bright. Every Club comes with its own unique Club Account, to keep group finances separate and organised. Clubs have amazing settings that allow you to customise how social, private or transparent you'd like your Club activities to be. The tools Spark gives tend to promote greater trust and transparency and make collaboration for any community or business funds so much easier. We even give the option of adding ‘Approvers’ to the Club Account, so that no debits can happen without the other’s approval first – similar to adding co-signers to a digital joint account.
Send and Request Money.
Send and Request money P2P, or in Groups with up to 10 people at once. Funds are transferred instantly and for free. All transactions come up in your chats just like they were a part of your conversation. Money Requests are like asking someone to ‘come and send’ you money. Easily approve or decline any requests, track group requests with ease, and manage pending requests that you have sent or received with clarity and certainty.
Pool and Manage Group Funds.
Create a Club today and interact with your group with ease. Every group gets its very own Joint Account, so you can manage your group’s transactions and activities well. Collaborating around money has never been so fun and easy!
Clean and Clear Transaction Histories.
All your activities on Spark are organised in one simple place. In Spark Activity, you can view all your Account credits and debits, and keep track of your pending Money Requests. You can also view your history at a P2P-only or Club-only level. Spend more time transacting with your contacts, and less time worrying about your records.
TopUp and Withdraw to any External Wallet.
Transfer money to and from your Spark Account in seconds. You can add several external wallets and choose which ones you want to go or come from at any given top-up or withdrawal. You can move money quickly 24/7 – you remain in complete control of your fund movements at all times. Spark is partnered with regulated payment processors that facilitate all of your top-up and withdrawal transactions, with Spark updating your Spark Account balance accordingly.
Safety and Security is our Top Priority.
All of your data on Spark is encrypted and secure and is never shared with any third parties. Your privacy and safety means everything to us.
Visit www.joinspark.app to learn more.