Zirtue: Lend & Borrow Money

You’ve been warned

Love Zirtue and all that it helps people to do. It is easy to use and I appreciate how supportive the company is in terms of questions/problems that come up. Definitely would recommend their service!

This app is garbage. It doesn’t even work. Cannot even progress through registering or sign in. Doesn’t respond. Ten different errors codes displayed yet can’t read any. Too many bugs anc poorly made.

Limited to $1,000 and charges high fees. This is useless. Wasted my time downloading it

I loaned a family member some money through Zirtue and they took the money out of my account the next day. It’s been 4 or 5 days and the money still hasn’t hit their bank account and it no longer takes ACH deposits that long. Plus he contacted his bank and if it was on its way as Zirtue said they would see it but they don’t. That tells me they are holding the money a couple days to make money off it. I could have gotten the money to him that day or early the next but simply because of the ability to set up him paying me back I did it through Zirtue. Never again. Also got offered a gift card to answer some questions about my experience signing up for Zirtue. They said I would get it in a week. Nope , she said she tried to send it but it wouldn’t go to the email I gave her which was the email she was emailing me to tell me that so it definitely works. Plus I got a email from where she said it was going to come from telling me “thank you for your order,” which sounds like I was put as the one who sent the gift card rather than the one who was to receive it. She said a manager would fix it and get it to me so I doubt I will ever see that. They need to seriously check out their systems and not promise people something for their time just to not uphold their end. I am just tired of always getting the run around and shotty customer service. Like I would never and I mean never treat my customers like these reps do now! Last I check the customer was the reason I had a pay check!

I never bothered any money I want my refund like now

I’ve heard a lot about this company and wanted to try it out as I find myself lending money often. Although verification was a little intense, which I completely understand given the fraud, the loan setup was simple and straightforward! Repayment could use some TLC but I think the direction is solid. Keep it up guys!

I’m sister sent me a loan on January 11,2023 and it’s still pending it’s ridiculous bc it doesn’t take that long to verify anything. If I could give this app a -10 I would I wouldn’t even recommend this app to anyone. First time using it and mostly would be my last. They took money off her card and they saying they have to verify the back. Such a ripoff app!

I love this app!

This app is stupid.