Description

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you.
• All Accounts in One App
Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch.
• Super Fast
Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks.
• Locations (Geotagging)
Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance.
• Budgets & Scheduled Transactions
Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done.
• Financial Plans
Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth.
• Reports
We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too.
• iCloud Sync
We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you.
• Shared Accounts
Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances!
• Bank reconciliation mode
Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities.
• Importing data
We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do.
• Color Themes
Eight color themes are available for selection in the app settings in case if you want to customize your experience.
• Watch App
Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it.
• Powerful features
Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them.
• Mac version of the app
You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud.
Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html.
In case of any questions please don't hesitate to contact [email protected].

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In-Apps

Premium Version

$19.99

Screenshots

User Rating

4.69 out of 5

139 ratings in Australia

5 star

109

4 star

3 star

2 star

1 star

Ratings History

Debit & Credit Installs

Last 30 days

0

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Debit & Credit Revenue

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$0

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Debit & Credit Reviews

Great App

Happy customer👍 However, in Schedule, can you please add times in end date? I mean users can choose to end schedule in 4 times or end on 29/7/2023. Thanks

Zero based budgeting would be nice

This app is fantastic as it is, but the only thing I want out of it is to have the option of zero based budgeting like with YNAB 🤞 Recently switched to that because that works better for me, but if it comes here, I would switch back in a heartbeat.

Great Support

The app makes it easy to keep track of my spending and account balances. And if anything should go wrong, the developer support is prompt and clear and helpful. I am very glad I found this app when looking for a financial tool.

Love it! Does just what I want.

Have only been using it for a few days but: Over the years I have used many financial apps. This seems to be one of the best. It doesn’t link with banks which I usually had before, but I am finding it just as useful! My last one was Pocketbook (now defunct) but although that brought in all my expenses from my bank, it often categorised them incorrectly, so I couldn’t trust that it was giving the right information. I am setting up scheduled payments and financial plans, and am thoroughly enjoying working with it as it anticipates what is needed, speeding up the input process. The reports are comprehensive and easy to read. Well done. For $20 a year, it’s a bargain.

Excellent app

Smoothe and easy to follow. Great for those with a disability. Huge help to see where funds are being spent.

Worth every cent

Right from the start it was easy to use and I had no hesitation in purchasing the yearly subscription…..after just 1 day of using it. This app has everything you need to manage your money.

Fantastic

After trying quite a few, this is an app that is functional, makes sense, is intuitive and easy to use and works. Simple as that

The best….

I’ve been using this App since 2014 and I absolutely love it. I still log every purchase and schedule every bill so I never mis anything. Ease of reconciliation and reporting are great and it’s surprising to see just how much you spend (and where you spend it) over the months & years. The free version is great but for the small fee, the enhanced version allowing multiple accounts, etc is absolutely worth it. The developer has provided excellent support and updates. Product enhancements have also been fantastic. Thanks Ivan. Honestly, you will kick yourself for not downloading this App a lot sooner.

I hate managing money...

...but I love this app. If, like me, you're not a fan of tracking your spending and you loathe spending hours in front of a screen doing just that, then this app may just be for you. There is very comprehensive help included in the app, such that it teaches you how to use the features without having to be an accountant, worrying about what the app is doing. I began by importing some bank transactions to get me started, read the help for the features I needed then began tracking my spending as I went. I have also shared the app with my spouse, so that we can both see what joint spending we are doing and ensure that we stay on budget. Very cleverly this app lets you optionally associate one or more locations with a payee, and it also allows you to tell Siri to create transactions. These are the days of increased privacy - this app has you covered there too. No data collection. As if all this wasn't enough, the developer is extremely responsive to help enquires, which is really nice to see. If you need an app that does money management, at a fair price, and with excellent service from the developer, I encourage you to consider supporting Debit & Credit.

Please bring back the old iOS13 Design

Great app but please bring back the old iOS 13 design especially the feature where you can pull down to see the total wealth balance. Thanks!

Store Rankings

Ranking History

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Category Rankings

Chart	Category	Rank
Top Grossing	Austria Finance	21
Top Grossing	Ukraine Finance	28
Top Grossing	Russia Finance	35
Top Grossing	Algeria Finance	42
Top Grossing	Belarus Finance	45

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App Info

Last updated

4 days ago

Debit & Credit

Personal Finance Manager