Debt Payoff Assistant - Reviews, Revenue and Downloads - Apple App Store

Description

Debt Payoff Assistant will help you to payoff all your debts using the popular Debt-snowball method. The debt-snowball method is the primary debt management technique taught and recommended by many financial experts. Using this approach, you would pay the minimum payments on all your debts until your first debt is payoff. Then you would use the extra payment from the paid off debt and apply it to the next debt. The amount of extra payment will grow as more debts are payoff which results in a "snowball" affect that will help you to payoff subsequent debts faster and increasing your confidence in the process.

Debt Payoff Assistant is a free full-featured version supported by ads. For an ads-free version, please search for "Debt Payoff Pro" in the App Store.

FEATURES

* Universal Binary
- Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device.

* Multiple Debts Tracking
- Track unlimited number of debts.

* Multiple Payoff Strategies
- Lowest Balance First
- Highest Balance First
- Highest Interest First
- Custom Ordering

* Debt Payment Tracking
- Tracking your debt payment is as simple as highlighting the payment from the payment schedule.

* Extra Payment Support
- Make extra principal payments to pay off your debts faster.

* Built-in Calculators
- Payoff Date Calculator
- Mortgage Calculator
- Loan Calculator

* Charts and Reports
- See your total debts, debts remaining, total interest paid, total interest saving, debt payoff date, and debt payoff time savings via charts and reports.

* Percent Paid Progress Bars
- Progress bar for each debt helps motivate you toward paying off your debts.

* Payment Due Date Notification
- Reminds you when payments are due. You can also set the time of day that you want to be notified.

* Amortization Table
- A complete payment schedule allows you to view the interest, principal, and remaining balance for each and every payment of the loan.

* Dynamic Custom Ordering of Debts
- With the custom ordering strategy, you can dynamically change the order of debts payoff from the main screen and instantly see how it affects the total debt plus interest amount and the debt payoff date.

* Payoff Date Calculator
- Use the built-in calculator to see the how the monthly payment amount will affect the payoff date and total interest paid.

* Passcode Security
- Passcode protection to keep financial information private.

* Export Capability
- Export your payment list and amortization schedule in HTML format via email.

* Large Number Keypad
- Enter numeric amounts easier and faster with a large standard keypad.

* Customization Settings and Icons
- Configurable settings and beautiful debt icons to customize the application based on your preferences.

* Debt Delete Lock
- Prevents accidental deletion of debts and debt payment tracking.

* Backup / Restore
- Backup your data to your computer for safekeeping. Then restore it to your iOS device when you need to via the iTunes file sharing interface.

* International Currency Supports
- Currency support is based on the region setting of your device.

* Clean, Intuitive User Interface

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Screenshots

User Rating

3.11 out of 5

9 ratings in Australia

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Ratings History

Reviews

Repayment Frequency Option Needed

I love the design of the app but unfortunately I don’t pay my debts off monthly. I pay fortnightly as that is when I get paid and to pay more frequently as soon as you can reduced interest as interest is calculated daily. I would love to see different repayment options incorporated into the app and would happily pay for this feature.

Would prefer....

I pay all my bills weekly or fortnightly. Would love it if the app had this option :)

If only you could amend

Weekly or fortnightly payments would be great and be able to amend once the debt is created rather having to start again otherwise really good!

Needs weekly payment option

This app is great except it needs a weekly payment and editing option.

Lack capability to edit

Once you setup a debt it is impossible to make changes. So if I drew on an account (like what happen often on a credit card) you cannot simply go and adjust the principle or even interest rate in case I manage to negotiate a new interest rate. Cannot sort the debts on the home screen either. This app is good if you have loans that will not change in principle or interest rate such as personal loans. Not good for Credit Cards.

Weekly or fortnightly pay off options would be great

Ok app but there's only the option to make monthly payments

Needs to be perfected for 5 stars

Can you please add a weekly/fortnight option. It would help a lot. Also when trying to enter the days (1-28) there is no scroll option and my keyboard is covering it. Will still try but needs to be simplified for a wider audience. It took me so long to find an app like this.

Not bad but no weekly payment option

Wouldn't pay for it but it's not bad.

Good idea

Great idea but kept freezing and asking for a password when there wasn't one.

Need payment options

Very easy to set up and use. I like that it gives you the date you will have debts paid off by. Would be great if for the payment option you could choose weekly and fortnightly as well as the standard monthly. Great to have the info at my fingertips rather than on bits of paper that I inevitably misplace.

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