Discovery-Insure

Published by: Discovery
Downloads
Revenue

Description

Discovery Insure offers car insurance that rewards good driving.
Through our smartphone-enabled DQ-Track, which incorporates the Discovery Insure app and our Vitality Drive telematics device, Discovery Insure clients get real-time feedback on their driving behaviour, as well as other innovative features. Drive well to get up to R1,500 in fuel rewards every month.
To start earning your monthly fuel rewards, you must install a telematics device and link it to the Discovery Insure app. Then, activate your Vitality Drive card through our Discovery Insure app and swipe it whenever you fill up at BP or Shell. You can also get rewards on your Gautrain spend when you link your Gautrain at www.discovery.co.za.
Note: The Discovery Insure app uses location services. When you are not driving, it does not use GPS. It uses battery-efficient methods to automatically determine the start of a trip and stops detailed monitoring soon after a trip ends. The app is aware of your battery life and will not start monitoring a drive if the battery is low. Although the app has been designed to use your phone’s sensors in a battery-efficient way, running the app without a charger on long trips may drain the battery.
Discovery Insure Limited is a licensed non-life insurer and an authorised financial services provider. Registration number: 2009/011882/06. Product rules, terms and conditions apply. Full product details, including limits, can be found on our website, www.discovery.co.za, or you can call 0860 000 628.
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User Rating
App is not rated in Austria yet.
Ratings History

Discovery Reviews

What a disappointment

n44rtjies on

South Africa

Driving profile just takes you to driving history for the past couple of updates and the secondary driver functionality is completely unintuitive and also does not keep the app from being offloaded by the operating system.

1. Unable to add secondary driver. 2. Unable to submit query

Ara Bhokani on

South Africa

The Insure app is not allowing me to add a secondary driver. I was on a call with Mokobo who directed me on how to do it. But the page to add a secondary driver would not load, even after multiple attempts. I tried to Submit a query. That also did not work… “Internal server error”. Time of this occurrence: 2024-05-31 3:29PM. Phone: iPhone XR iOS 17.4.1

Concerns with App and Telemetry Device Accuracy: A Closer Look

Dr Graventas on

South Africa

I've encountered some issues with this app and its linked telemetry device that concern me. There are times when the points deduction doesn’t seem justified, and unfortunately, reaching out to Discovery's support team hasn't been very helpful. For instance, during a recent drive on Swartkoppies Rd, I noticed discrepancies between the speed recorded by the app (117km/h) and the actual speed captured by my tracker (90km/h). That’s in an 80km/h zone, and 90km/h falls within the legal tolerance limit of 10km/h above the speed limit. This inconsistency raises questions about the accuracy of other readings, such as braking and cornering. Despite my efforts to compare the app's data with my tracking device, I still find discrepancies. It's concerning and suggests there may be underlying issues that need addressing.

Worst app

Mars63. on

South Africa

There technology don’t work, have to ensure you connect before every drive by closing the app and restarting it and the still it don’t connect and you get penalised with points deducted

Cellphone

Idvdujcj on

South Africa

Whilst the app allows you to designate passenger for cell usage it does not “hold” the selection and still penalizes you for cell usage. My whole family is with discovery and so all our cellphones are registered. If any of us dares to touch our cell when another is driving we lose all our points. I’m sure discovery is smiling all the way!!

The rating lies.

SSKZA on

South Africa

App drains battery. Doesn’t always track trips and is buggy is hell.

Kills your battery

k-mjema on

South Africa

This app consumes on average 40% of my battery daily. Very concerned the amount of tracking it does.

Impossible trips recorded

baldrrick on

South Africa

Points are deducted on non-drive days. Marked as uncovered trip and marked as 11km travelled in 11min (impossible trip) at times that are improbable - midnight.

Please keep your promises

BATMAN1A on

South Africa

*Please* can I have a 20% premium discount every time your app technology, or website fails or returns 404 page not found; in the same way Discovery deduct points if I drive 151km in a single day. Anybody reading this can tell Discovery I have a rewards program for them. If Discovery a) keep their promises (eg ‘We will reply to your email in 48-72 hours’), and b) the Discovery technology works error-free, I will award them *DIAMOND* status, and I’ll be happy to pay the quoted premium. Until then, I remain disappointed. If Discovery can’t get their tech to work, at least they can keep their automated bot’s promises of a human response within 48-72 hours. It’s kinda well polite, and like, well, some would say the professional sort of thing to do. Discovery breaking their own promises is, like, well, kinda, y’know, pretty uncool.

Disgusting service !!!!

EJM021 on

South Africa

I'm a long time Discovery client - but waiting 15 plus minutes to get through to a consultant - to log a claim - is pathetic to say the least - I'm sorry I switched from outsurance to Discovery - So much for discovery wellness's - when they frustrate you by not answering the call - after 5 minutes of speaking to voice prompt first - Useless , going back to outsurance - at least they answer calls - Looks like Discovery wears you down - so avoid taking claims !!!!

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