This certainly is an app for banking
I'm switching banks at the moment, and this app is a major reason why. The old app worked fine, First Farmers made a big deal about the network and app switch but it made no difference. One major thing is that there is no way to be notified of purchases that are made, as well as being notified of your account going negative. Which can cause some harsh overdraft fees if you only have a checking account or if it doesn't pull from your savings. Compared to other banking apps it doesn't feel like a modern app at all.