Gem - Money tracker
Spending budget & bills
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Description

Loved by users. Gem helps you log expenses fast and stay on any budget, designed to save you time and money.

ORGANIZATION:

- Unlimited & flexible: Record categories, budgets, wallets, accounts, tags
- Categories appearance: Set colors & icons (450 icons from SF Symbols by Apple)
- Multiple currencies: Record expenses in foreign currencies, see exchange rates
- Custom behavior: Set default categories, accounts, input types…
- Track your way: Track just what you care about, choose card styles
- Calculator & calendar for logging yesterday’s purchases
- (English only) AutoTag organizes your tags: Tagging an expense as “Rent” will offer a new tag under “Household”

BUDGETS:

- Avoid overspending anything: Expenses, bills, category, account, trips, events
- Budget period: Daily, weekly, monthly and yearly. Use a custom starting day
- View current spending, average spending, budget status, breakdown by category, comparison to “same day, last month”, category trends
- Optional budget, just track without setting a budget

TRACK ALMOST ANYTHING:

- Set savings goals
- View how much you saved, compare to past savings, review past income
- Check account balance
- Log money transfers between accounts

BILLS & SUBSCRIPTIONS:

- Manage all repeating expenses
- Bill periods: daily, weekly, bi-weekly, monthly, bi-monthly, annual and more
- Bills reports: View paid payments, upcoming ones, trends & breakdown by category

WIDGETS:

- See spending & top categories
- Adjust period by monthly/weekly/daily
- Shortcut for logging expenses, even from Lock Screen
- Upcoming bills & recently paid ones

POWERFUL SEARCH:

- Search entries by text, category, budget - anything!
- See total spending for your search results (all those donuts!)
- See similar spending (search "pizza" --> see “food & drinks”)

IMPORT & AUTOMATIONS:

- Automatically log your expenses when you tap to pay (requires setting a shortcut and iOS 17)
- Rules for setting category based on entry’s merchant (“Venue DZ MX” → Coffee)
- Works with 99% of CSV files, custom date formats
- Import categories, subcategories & notes
- Choose your fields (optional)

MORE:

- Daily iCloud backup
- Daily reminder to record expenses (optional)
- Stay on top of your categories: Merge unused, view usage
- Manage your money: Currency, income, bills, amount formats, default accounts…
- Export to CSV file: All expenses, or just last month, specific accounts or reports
- Customize: Theme accent color, app icon, app bottom menu, category list appearance

Need help? Have a suggestion?
Email me at [email protected]

Terms & privacy: shelftwo.com/gem/terms
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In-Apps

Thanks tip
$0.99
Amazing tip
$3.99
Gem Powerpack
$2.99
Spectacular tip
$6.99

Screenshots

User Rating

4.82 out of 5

11 ratings in Canada

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Ratings History

Reviews

Really great budget tracking

Cheng Dakis on

This budget tracker is so flexible to use- it makes it easier to track your budget on the go!

Good

Andrey Shmalun on

It's so easy to use, helps me keep track of my spending, and ensures I never go over budget. Highly recommend!

Best budgeting app #No cap

k______f on

Big thanks to the developers for creating the best budgeting app. My favourite part of the app is the design, ease of use and customization. I’ve been searching for a good budgeting app and I’m super happy to have found an app that meets my needs 100%. The bonus part about the app is that it’s 100% free with no ads.

Best budgeting app #No cap

k______f on

Big thanks to the developers for creating the best budgeting app. My favourite part of the app is the design, ease of use and customization. I’ve been searching for a good budgeting app and I’m super happy to have found an app that meets my needs 100%. The bonus part about the app is that it’s 100% free with no ads.

one tiny request…

p.s. r. on

the app is amazing! just wondering, however, whether it would be a possible option soon to rename the categories in lowercase, instead of having the first letters capitalized by default. that would be amazing for minimalists like me! anw, i hope more people find this app!

!!DEVELOPER FEEDBACK!!

muhgehl on

Hi okay. So I love Emerald. The concept is so cool and the interface is so cute, simple, and easy to learn. I even bought the Pro version. I never do this, but I do have some feedback to give to y’all because there are some bugs and things that need fixing: Firstly, the budgets section is buggy; there is a section that says “$1,234 available” underneath the amount already spent for each budget category. For me, it’s stuck on some number over in the $5000s and I don’t know why cuz Lord knows I ain’t got that much to spend freely 😭. It doesn’t even deduct whenever a new expense is added. Computing error? Secondly, spending categories also have a computing error; I added four expenses on a day, two in the food category and two in the life/transportation category. Whenever you go to budgets, and scroll to the “Top spending this month” area, the two categories have completely different money values to the ones I added on expenses. For example, I spent a total of $20.20 on food, but the spending total says I have a total of $40.20 spent on food & drinks. Especially the Life category tweaking cuz it said I spent $111.94… I only spent $17 😭😭. Lastly, I think one day y’all should have bank-integration so that whenever a purchase is made through it, the system could automatically sort it through the categories? Just a thought. BUTTT lemme say, y’all category sorting is A1 😩; like when I’m adding an expense and say it’s from Uber or the transit service, it automatically knows what category it’s in. Reach out to me if you need any pictures or more info! Good luck!! 😎

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Category Rankings

Chart
Category
Rank
Top Grossing
55
Top Grossing
61
Top Grossing
76
Top Free
184

Keywords

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App Info

Category
Finance
Publisher
Oz Pinhas
Languages
English, Hebrew (modern)
Recent version
3.5.1 (4 days ago )
Released on
Feb 15, 2021 (3 years ago )
Last updated
2 days ago