iMobile by ICICI Bank

Loans, Cards, Payment & FASTag

Published by: ICICI Bank
Downloads
Revenue

Description

iMobile is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.

It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile brings the power of Net Banking to your fingertips!

iMobile offers:

• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.
With iMobile, you can enjoy the following benefits:

● Pre-approved RuPay Credit Cards:
RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.

● Manage multiple Cards:
Through iMobile, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.

● Investments made simple:
iMobile offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.

● iScore & Discover:
Use the 'Discover' feature on iMobile to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.

● iFinance: All your Bank Accounts in one place:
With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.

● Unlock rewards & personalised offers:
Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.

● Customised notifications:
Get updates regarding your bills, Cards, Loans, Bank Accounts and more.

● SmartLock:
Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.

● SmartScan
With the new 'SmartScan' feature, log in to iMobile and directly scan any QR Code within the first 10 seconds, without opening your scanner.

● Global UPI:
NRI customers can conduct UPI payments with their international mobile number.

● Chatbot assistance
Enjoy 24x7 chatbot assistance with iPal.    

Personal Loan highlights:
• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.

For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.
Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.
The total amount to be repaid after 5 years will be ₹ 6,48,540.
Note: Interest rate and Processing Fee vary as per the products.

Other offerings by iMobile : Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.

Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.

For any feedback, queries, or concerns regarding iMobile, write to [email protected] 
ICICI Bank Registered Office:
ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara 390007, Gujarat, India.
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Screenshots

User Rating

4.78 out of 5

514 ratings in Ireland

5 star
450
4 star
38
3 star
7
2 star
2
1 star
14
Ratings History

iMobile by ICICI Bank Installs

Last 30 days

iMobile by ICICI Bank Revenue

Last 30 days

iMobile by ICICI Bank Reviews

App is good to use

Tarnaka on

Ireland

It works for daily use for sure. It sometimes crashes but that’s only small percentage of the time

Keeps crashing/logging out

Sidtheripper on

Ireland

The app keeps crashing or logged by me out in between any action. It is not a good customer experience.

Easy to use & safe

nitin 82 on

Ireland

Very nice app

Worst Bank

EmanuelKing12 on

Ireland

This is one of the worst bank , don’t use , don’t put your money with them they are the worst in the Bussines

App not working on ios13

imbluser on

Ireland

App getting closed abruptly after ios13 upgrade. Please fix it as it is not working even after updating with on latest version.

Bad

irefvv on

Ireland

In I phone for activation , why it is asking for disable WiFi ? Use mobile data ??

UI

Vishaaaal on

Ireland

Overall it is good but the UI is bot user friendly. It feels too clumsy and as a user take few seconds to locate a task.

Cannot transfer outside icici

Sharathmorin on

Ireland

So whats the point if i cannot transfer the money outside banks ..? Not every one has icici ac..! Need to fix this issue. As an fund transfer is our main function .. not checking the balance .

Overall feedback

Rossierox on

Ireland

Thanks to ICICI for making NRI banking so easy! Probably the best features ever seen on mobile app! Keep it up👍🏻 hope to see new updates soon.

Store Rankings

Ranking History
Category Rankings
Chart
Category
Rank
Top Free
9
Top Free
60
Top Free
122
Top Free
128
Top Free
131

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App Info

Category
Finance
Publisher
ICICI Bank
Languages
English
Recent version
14.6 (1 week ago )
Released on
May 24, 2012 (12 years ago )
Last updated
2 hours ago