Kualto - Forecast Budgeting

This is a great budgeting app. It shows how much I will have in the future thanks to repeating transactions. I haven’t had a late payment or overdrawn my account since using this app

I really like this app. I used to use another app but it didn’t really sync between devices and I could only add one account. I like that I can budget for any account like credit cards too or savings. I also like the categories and how you can have subcategories like a food category and also a groceries and restaurant subcategory individually. Helps keep everything really organized. It would be nice if I could do a recurring purchase for like every Monday, Tuesday, Wednesday, etc instead of having to make recurring weekly purchases individually but that’s not too big of a deal. The only real negative is it’s sometimes slow when I first load up the app and when I go in to confirm recurring purchases have hit my account. It does it on my iPad mini and my iPhone 13 so I don’t think it’s my devices. It would be nice if it was a little more seamless but it doesn’t bother me that much. Hopefully they fix that but really good app if you can get past that! And worth the $5 a month to me. 🙂 **UPDATE** It does look like the app is more seamless and faster now. Idk if it was on their end or maybe my internet at the time but changing my review from 4 to 5. Definitely worth the $5 a month. Thank you all for creating my dream budgeting app!!! I’ve been looking for something like this for years! 😍❤️

I love the the cash flow forecast but would like to be able to see more than one week at a time. Also would like to see more flexibility in choosing repeat frequency dates.

I really liked the app, and it allows me to track/enter all the information I need. However, it gets unrealistic when I’m trying to project a cost 5 years from now without being able to say the price of this service inflates at X%. Additionally why is there a limit on 360 months?

I pay for this service. It has a confusing interface. There is no way to easily delete old transactions. You have to do them all one by one manually. Also, the balance calculations are wrong. This app is frustrating and useless.

I started using kualto in 2018 and at this point I’d be lost without it! It helped me keep my eyes on the prize to buy my house in 2021, and is now helping me save to do improvements. I am not an abstract thinker when it comes to money, and the forecaster helps me see the long term implications of spending today. I need that positive or negative reinforcement every day to help me make good financial choices-and sometimes the good choice is splurge! Kualto has really made me feel in control of my choices and their consequences when it comes to money. And at $60/yr I have to just keep my mouth shut when my friends talk about the cost of YNAB or in-person budgeting services. The Kualto psychology works for me.

I love this app, read all the reviews, it does everything you’ve been looking for to forecast budgeting and balances and making sure you’re not late…. But why can’t it just have the option to be a stand alone app with a one time purchase? I don’t want or need to sync and access across the web onto computers. No log in or password. It’s a simple spend down budget with graphs, just the app on my phone is perfect. But a subscription for $50 a year? Forever? Wish there was a tier to simply buy the app outright, period. Don’t need another subscription in my life. *Also- seeing as how I’m going to have to pay it anyway, I do need this - my suggestion is to be able to see more than one week at a time. The option to see the whole month or many months in one scrolling page as opposed to arrowing through the weeks up too would be great.

I’ve been using Kualto for a couple of years now and I just love it! Traditional budgets never worked for my brain. This actually works for me. When I first got it I spent months in obsessively playing with my numbers and figuring out how to pay down debt and save. Well my debt got paid off, my savings is in the best shape of my life and I just redid my budget again with the freedom to dream of home improvement projects and eventual retirement. I can see the big picture! That was never possible with the other ones. At least not for the way my brain works. It’s all manual so you do have to invest time and experimentation. Well worth it though.

We have been looking so long for an app to forecast cashflow similar to the sunsetted Microsoft Money and have finally found this. It runs flawlessly and we are so happy! Love that it is online-based and runs seamlessly across all our ios devices. Now we can enter account info and balance our accounts on the go as well as check our cashflow anywhere!

I have tried many different apps to keep up with our accounts. I quit looking a few years ago when I found this one! This app is simple and easy to use. I love the fact that it will forecast my balances so I can quickly see if my income will cover my projected expenses! And it is a great benefit to have it across my devices always synchronized. It is seamless and does the job nicely.