Contents Insurance for the 21st century from £4/month*
5 star rated insurance with no paperwork, phone calls or agents
Insure you and your stuff wherever you want, whenever you want.
QUICK LEMONADE STATS
Financial rating of "A" exceptional
Starting at £4/mo*
Reinsured by the most trusted names on the planet
World record for the fastest claim handled (3 secs!!)
90 secs to get a policy through our app
5 star rated product by Defaqto
WHY LEMONADE FOR INSURANCE
It's like your "undo" button for real life
• No Hassle: There's no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are.
• Socially Driven: As a B Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (fast!), and give back what's left to charities you care about.
• Devoted Team: Our powerful tech and AI free up our dedicated customer experience team and claims specialists to help you when you need it most.
HOW LEMONADE IS DIFFERENT
• Want to personalise your cover? Add your sig other? Cancel your policy and get a new one at a different address? Do it all with a couple of taps on your phone.
• Instant Claims: Seamlessly file claims from your phone - anytime, anywhere. Our AI runs 18 anti-fraud algorithms, and if your claim is instantly approved, you'll get paid in 3 secs.
WHAT LEMONADE USERS ARE SAYING
"Good app,very simple to set up insurance, and it covers a wide range of everyday things. Swift claims procedure, easy to use and you speak directly to a person very quickly, no call centres" George Stephens, GB
"No hassle claims! After dropping my 65 inch tv when moving it, I made a claim on my insurance. The whole process from Lemonade was fast, easy to understand and fair. The best and easiest insurance claim I've ever made" Michael Dale, GB
"5 seconds to settle the claim....Totally the best experience I've ever had with an insurance company. 5 minutes to submit the claim online with the Police report and wait for it, 5 seconds to settle the claim. Seriously, 5 seconds. No reason to go anywhere else....and a quick edit. We're moving to NZ so please get that on you list of locations to cover!" Andrew Adams, NL
THE LEGAL STUFF
Terms of Service: https://www.lemonade.com/uk/terms-of-service
Privacy Policy: https://www.lemonade.com/uk/privacy-policy
Legal Stuff on Lemonade: https://www.lemonade.com/uk/legal-stuff
Cheers for reading this long description! Give yourself a pat on the back ;) If you want more Lemonade, visit us at https://www.lemonade.com/uk/contents/explained/
*Price for an excess of £150, contents cover of £10,000, for a 2-adult household living in a flat. ~87% of post codes eligible. Excludes where the primary user has made a relevant claim in the last 3 years.
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Lemonade Insurance FAQ
Is Lemonade Insurance free?
Yes, Lemonade Insurance is completely free and it doesn't have any in-app purchases or subscriptions.
Is Lemonade Insurance legit?
⚠️ The Lemonade Insurance app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.
Thanks for the vote
How much does Lemonade Insurance cost?
Lemonade Insurance is free.
What is Lemonade Insurance revenue?
To get estimated revenue of Lemonade Insurance app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.
User Rating
5 out of 5
1 ratings in Ireland
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Ratings History
Lemonade Insurance Reviews
Lemonade saved me and my car
Recently I had my car stolen from me and it was a very traumatic experience for me but with lemonade I was able to get my car back in a few days because of the tracker. I am able to go to college now and thank you Paul for your help !!! And because of the damages that I had I was able to get some of money, paid for towing ( I didn’t have before because I was paying almost 200 a month for car insurance at another company but it had no towing at all and barely had basic repairs) and was able to reimburse me for my things that I had to pay for like keys , new license plate etc but in my opinion you should choose lemonade instead of other insurance companies I felt valued more at lemonade then at other insurance companies!! Thank you lemonade I can go to college now with my car now i thought I wasn’t going to be able to do it it’s a relief to have a company help me as much as they did !!
Prices raised, no longer give location
I have been using car insurance through lemonade called metromile for 5 years. They recently switched to the lemonade app and no longer show where your car is located within the app. This was a very useful tool for street parking, sharing a car with your partner, forgetting where you parked, or checking on your car when out of town. I wish they would bring this back since they have the information already, using it to track the number of miles driven.
Bad business
I was with metromile, which was acquired by Lemonade. I have my car for recreational use only so I only drive it a few times a year. When I was with Metromile, they usually grant me a 3 month of grace period as I rarely drive. During the grace period, no matter I drive or not, they don’t bother me. Now with Lemonade, they only gives me 1 month grace period. Even so, during my grace period, if ever use the car, the grace period is gone, and I would be harassed by their emails telling me that the tracker is offline and I have to drive my car. If not, I would be penalized. The point of getting an car insurance that charge based on mileage is because I don’t usually drive. Now, every week, they would ask me to drive my car around neighborhood for at least 10 minutes for no reason. The app offer very little information. I don’t even get to see my insurance policy on the app.
Worthless car insurance
Lemonade aggressively took over Metromile and everything went downhill. Customer service, app capabilities. Plus, after 45 years of perfect driving record, I get my first infraction and they canceled me. Bunch of barracudas like the System.
Quick and easy.
I like lemonade. It is affordable and allows me to edit the coverage to my needs. I get to see how changes effect my premiums.
Highly recommend
Great customer service and very respectable
Great Service Plan
I really love this auto insurance, it’s perfect for me, I only drive to work and home. I never get on the freeway, I work in the city I live in. Thank you for reaching out to me!
Low quality service
Quality got significantly worse after Lemonade acquisition of Metromile. Had a repair for going for something I wasn’t at fault for and Metromile limits me to 30d rental coverage. The body shop asked for approval on supplemental work they need. Metromile didn’t respond for two weeks. Both the shop and I called in to expedite, to no avail.
Result: the repair is delayed past the 30d rental coverage cause the body shop is frozen on work till approved. Metromile refused to cover the extra rental days over 30 because it’s their “policy.”
The whole cause of the delay and going over 30 days was their own slow service and incompetence, but I have to pay out of pocket for it
Switch insurance like I did if you don’t want to be treated like this
Avoid by all means
The rating of 4.9 is just so fake. Even for the best in the world insurance company it’s absolutely impossible to have so high rating. Insuring is a complicated business, always lot of people with issues. It just shows how fake they are.
1) I’ve been a Metromile customer, had to cancel long time ago. My bad. When I was rear backed- they gave just laughable estimate and then sent a cheque for the amount that barely covers 10% of the repair cost. And I didnt ask for the cheque - they just sent it.
2) Lemonade is online first company, right ? Try to contact their customer support - no live agent, they will just send you a some vague response over email.
3) This month they billed for almost 2x amount that I had a year ago. Same car, same drivers , about same mileage. Outrageous.
if your pet is sick, forget about it
Recently learned my cat has asthma, so decided “cool easy way to get my pet’s insurance and a little help with medication.” Wrong! They literally help cover nothing - not even a cent! You might as well just pay the prices than waste $30/month on your pet here. Nothing will get covered!!!