MONEYME

Easy to used and user friendly app best way to get a fast loan ☺️

Awesome and cool app. Very efficient company to deal with. Highly recommended.

An easy access, friendly-user app that takes you to whole new level of getting and checking up on your loan. Kudos to the awesome developers of this company. Now It’s just one tap away. 😉😏😎

An app that is easy to understand and use

Only downloaded the app to enter the competition. While I was there thought it cool I could get my credit score at a quick glance. But nowhere to enter the competition that you must download the app to do so. It’s incredibly basic but you’d think if you were asking people to download to enter you could make it easy to enter.

It is really useful to access my credit score and see how it changes each month.

Very bad app

Touch FaceID and it asks for the PIN. Enter PIN and it says it's wrong, 3 tries remaining. Quit app, try FaceID again. Locked out for too many tries for 15 minutes. PIN OR FACEID ON UI: PICK ONE!

As soon as you open the app, you’ll see enticement to take out a personal loan or debt consolidation loan at an interest rate of 9.19% - 23.99% per annum. ***Be warned that interest accrues and compounds daily.*** Before you commit to any lender, please read your contract carefully to understand how compound interest accrued daily works. I borrowed $10,595 at a loan interest rate of 13.49%. While 13.49% of 10,595 is 1429.27, the amount of interest I am actually charged over the term of my loan is $4064.61, or 38% of 10,595. How does this work? Interest is compound and accrued daily based on the remaining principle balance of the loan. After starting my loan on August 2021 and repaying $112.77 a fortnight, I still owe $6877.73 on 27 May 2024. In other words, after repaying $2932.02 per year for 2 years and almost 9 months, I have reduced my loan principle by only $3122.27. Lenders can be lifesavers; however, it can be hard for people who need financial lifesaving to clear debt. If you can avoid borrowing, please do! At the very least, see a financial counsellor first.

I preferred it when the app included the total amount paid to date. Now it only shows the individually cleared payments. It doesn’t help with goal setting and checking the progress of loan status.