MONEYME

Only downloaded the app to enter the competition. While I was there thought it cool I could get my credit score at a quick glance. But nowhere to enter the competition that you must download the app to do so. It’s incredibly basic but you’d think if you were asking people to download to enter you could make it easy to enter.

It is really useful to access my credit score and see how it changes each month.

Very bad app

Touch FaceID and it asks for the PIN. Enter PIN and it says it's wrong, 3 tries remaining. Quit app, try FaceID again. Locked out for too many tries for 15 minutes. PIN OR FACEID ON UI: PICK ONE!

As soon as you open the app, you’ll see enticement to take out a personal loan or debt consolidation loan at an interest rate of 9.19% - 23.99% per annum. ***Be warned that interest accrues and compounds daily.*** Before you commit to any lender, please read your contract carefully to understand how compound interest accrued daily works. I borrowed $10,595 at a loan interest rate of 13.49%. While 13.49% of 10,595 is 1429.27, the amount of interest I am actually charged over the term of my loan is $4064.61, or 38% of 10,595. How does this work? Interest is compound and accrued daily based on the remaining principle balance of the loan. After starting my loan on August 2021 and repaying $112.77 a fortnight, I still owe $6877.73 on 27 May 2024. In other words, after repaying $2932.02 per year for 2 years and almost 9 months, I have reduced my loan principle by only $3122.27. Lenders can be lifesavers; however, it can be hard for people who need financial lifesaving to clear debt. If you can avoid borrowing, please do! At the very least, see a financial counsellor first.

I preferred it when the app included the total amount paid to date. Now it only shows the individually cleared payments. It doesn’t help with goal setting and checking the progress of loan status.

Useless app 0 star rating Even they know we r not eligible after 6 months they show me now you r eligible u can apply personal loan after that they declined my file Dont do this kind of things if you do not aprove a file and one more thing please do not do declining coz its do impacting on yoyr customers credit report and cibil score

This company is a blood sucking company. Don’t get into this freestyle cards or personal loan. No one knows what are the charges and how they are applied to your account. Please avoid this company…. One star rating is also not appropriate for this company.

Don’t bother with this mob. Just needed a bit of extra cash for a holiday. Went through the initial check your rate thing. Entered my various details. Only to have it white screen. And upon checking my email got an email saying I had been declined. I wasn’t even aware I was actually applying! (Clearly said on the page that this doesn’t affect credit score)

Cannot login. ‘The data could not be read because it’s not in the correct format’ Deleted the app, deleted cache. No luck. Besides this - good app.