Monzo - Mobile Banking

Spend, save, manage your money

Published by: Monzo Bank
Downloads
Revenue

Description

MAKE YOUR MONEY MORE MONZO
Hi, we're Monzo – a bank that lives on your phone.
Numbers are kind of our thing. Here are a few of our favourites:
• 10 million: how many people bank with us
• 10: the minutes it takes to open a personal or business bank account (you can use the Current Account Switch Service too)
• 24/7: the hours and days you can chat to our customer support
You'll need a Monzo current account to access Investments, Instant Access Savings Pots and Monzo Flex Credit Card.

GET TO KNOW WHERE YOUR MONEY GOES
• Get instant notifications when money comes in and out of your account
• Learn about your spending habits with weekly and monthly insights
• Schedule your bills or regular monthly payments and manage subscriptions
• Get that payday feeling one business day early when your salary is paid via Bacs
• Free yourself from travel fees. Pay anywhere and in any currency on your debit or credit card. (We pass Mastercard's exchange rate directly onto you, without any hidden fees.)

SUPERCHARGE YOUR SAVINGS WITH POTS
• Create personalised Pots to separate your spending money and savings
• Turn your spare change into savings with automatic roundups
• Earn interest on your money with Savings Pots
SPLIT AND PAY THE MONZO WAY
• Split bills, send payment reminders, and keep track of joint costs
• Easily request money or make payments with a link (limits apply, £500 for requesting money and £250 for making payments with a link)
MONZO INVESTMENTS: LEAVE THE HARD WORK TO US
You must be over 18 years old to use this feature.
• Choose from 3 investment options based on the level of risk you’re happy with
• Start with as little as £1
• Grow your investing know-how with bite-sized topics on investing essentials
• The value of your investments may go up or down. You could get back less than you put in.

MONZO FLEX: AN AWARD-WINNING CREDIT CARD

Monzo Flex is a credit card you can count on. It gives you real-time balance updates, a credit limit up to £3,000 and a 0% offer you can use time and time again.
Monzo Flex was voted Best Credit Card at the 2024 Card & Payments Awards
• Protect eligible purchases made with the Flex card with Section 75 Protection
• Apply from your Monzo bank account. Eligibility criteria and Ts&Cs apply. 18+ year olds only. Not keeping up with payments may negatively impact your credit score.
• Representative example: 29% APR representative (variable). £1200 credit limit. 29% yearly interest (variable).

MONZO BUSINESS: IT JUST WORKS, SO YOU CAN TOO
Monzo Business Banking helps small businesses stay on top of their finances. Voted Best Business Banking Provider at the 2024 British Bank Awards.

• Manage money for your business with no monthly fee or go Business Pro for £9 per month with automatic Tax Pots, integrated accounting, multi-user access for limited companies, invoicing and more
• Make international payments from your bank account (powered by Wise, fees apply)
• Only sole traders and limited company directors in the UK can apply. Ts&Cs apply.

Your eligible deposits in Monzo are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person.
Registered address: Broadwalk House, 5 Appold St, London EC2A 2AG
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Screenshots

Monzo FAQ

  • Is Monzo free?

    Yes, Monzo is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Monzo legit?

    🤔 The Monzo app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does Monzo cost?

    Monzo is free.

  • What is Monzo revenue?

    To get estimated revenue of Monzo app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.82 out of 5

278 ratings in Canada

5 star
259
4 star
7
3 star
3
2 star
0
1 star
9
Ratings History

Monzo Reviews

Best Online Bank

thisismyonlyreviewrightnow on

Canada

Having moved from Canada over here, this has been absolutely refreshing for bankin and keeping to my budget. It’s elegant, works perfectly, and super easy to use. Service and help is also fantastic.

Updated interface is horrible and confusing

Iphonecritic2010 on

Canada

Monzo used to be so easy to use but with the new layout they screwed everything up. Simple things like withdrawing money from the savings pot used to be just a click away and now it’s buried deep in so many clicks and menus that you have no choice but to ask for help. Please switch back. This was once a great app but now it’s horrible.

Switched from Starling

DEVTOOT on

Canada

I moved from Starling to Monzo and couldn’t be happier.

Great For Paydays

devorbit on

Canada

Helps in time of no cash and you need an advance on payment

👎🏼

KristenL. on

Canada

I apparently put my birthdate in wrong when I was applying for an account. After explaining to them that it was simply and input error, it took over a week of very slow correspondence for them to decline me with no explanation AFTER I had already cancelled my application (because they were taking too long). Poor customer service and all around disappointing experience. Wouldn’t recommend.

Faithful

Will Pit on

Canada

Been using Monzo for 2 years now. No complaints whatsoever. Efficient service, good customer support and you get paid salary/transfers a day earlier. Highly recommend it

denied with no reason

georgienne on

Canada

Had several troubles with their app and it getting stuck on certain steps: the support team were often quick and very friendly, but no reasons were ever given and they doubted my address was valid (claiming it must not be in Royal Mail’s system, and it has been for decades..). Finally after 3 tried to confirm my identity, I accepted all terms and they suddenly said I wasn’t eligible. No reason given, no credit was applied for, no further support. Offered to contact a review team but wouldn’t tell me what they could do or what sort of process there is. Also told I’m barred from applying again? So confusing to just be stonewalled, for a basic current account of all things..

Account Issues

Rev.future on

Canada

Really Disappointed. Tried to apply for a account, but was denied without a reason. I recently moved to UK, and wanted a monzo account to have a joint acc with my partner who is a monzo user. I have a great full time job with a tech firm. Just sad because I now have to make my partner switch accounts too so we can have our joint acc.

Terrible

Ahhhhthepeat on

Canada

They say they cannot offer an account but won’t say why?

A fantastic online banking service

bellindie on

Canada

I’ve been a Monzo card holder for 3 years now and I have never had a problem. Customer service is awesome The app is so easy to use

Store Rankings

Ranking History
Category Rankings
Chart
Category
Rank
Top Free
2
Top Free
54
Top Free
58
Top Free
68
Top Free
72

Keywords

Monzo Competitors

Name
Zempler Bank
Business & personal banking
Starling Bank - Mobile Banking
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Cuvva
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Aqua credit card
Build better credit with Aqua
Monese - A banking alternative
Open a mobile money account
Zego Delivery
Delivery and courier insurance
Metro Bank Mobile Banking
Simple, safe and quick banking
Marshmallow Insurance
Car insurance, on your side
Suits Me - Banking Alternative
Cashback and Rewards Account

Monzo Installs

Last 30 days

Monzo Revenue

Last 30 days

Monzo Revenue and Downloads

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