Monzo - Mobile Banking
Spend, save, manage your money
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Description

Monzo is the best banking app that helps you save towards your goals, spend confidently, and manage your money—all without any fees.


Open a personal or joint checking account in just a few minutes.


WHY OVER 9 MILLION CUSTOMERS LOVE MONZO


Say goodbye to fees. No account fees, overdraft fees, or foreign transaction fees.

Get paid early with a qualifying direct deposit.

Connect all of your accounts and cards for an all-in-one view of your finances.

Instant access to cash with our network of nearly 40,000 free ATMs across the US.

Our award-winning support team is here to help 24/7.

With Monzo, your money is insured up to $250,000 through our partner Sutton Bank, Member FDIC.*


UNDERSTAND YOUR SPENDING HABITS


Real-time notifications each time you spend on your debit card.

Get money saving insights across all your bank accounts and credit cards.

Set a target for how much you want to spend and we’ll help you stay on track.


REACH YOUR SAVINGS GOALS


Set aside money for trips, bills, emergency funds, and more in a Savings Pot.

Set a goal on a Pot and we’ll show you your progress as you save. Tell us what date you want to reach your goal by, and we’ll work out the regular deposit needed.

Automatically contribute a portion of your paycheck towards your goals.

Turn your spare change into savings with automatic roundups.


SERIOUSLY SECURE


With Monzo, your money is insured up to $250,000 through our partner Sutton Bank, Member FDIC.*

Anti-fraud systems that make sure your money is safe, without adding friction for you.

Protect your money with Touch ID, Face ID, and PIN.

____________________________


Registered address: Monzo Inc, 447 Sutter St., Ste 405 PMB1025, San Francisco, CA 94108

The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*Your funds are held at Sutton Bank, Member FDIC. Though Monzo is not an insured bank, money in your Monzo account benefits from pass-through FDIC insurance that would protect up to $250,000 in the unlikely event that Sutton Bank failed. Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply.
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User Rating

4.83 out of 5

255 ratings in Canada

5 star
238
4 star
7
3 star
2
2 star
0
1 star
8

Ratings History

Reviews

Best Online Bank

thisismyonlyreviewrightnow on

Having moved from Canada over here, this has been absolutely refreshing for bankin and keeping to my budget. It’s elegant, works perfectly, and super easy to use. Service and help is also fantastic.

Updated interface is horrible and confusing

Iphonecritic2010 on

Monzo used to be so easy to use but with the new layout they screwed everything up. Simple things like withdrawing money from the savings pot used to be just a click away and now it’s buried deep in so many clicks and menus that you have no choice but to ask for help. Please switch back. This was once a great app but now it’s horrible.

Switched from Starling

DEVTOOT on

I moved from Starling to Monzo and couldn’t be happier.

Great For Paydays

devorbit on

Helps in time of no cash and you need an advance on payment

👎🏼

KristenL. on

I apparently put my birthdate in wrong when I was applying for an account. After explaining to them that it was simply and input error, it took over a week of very slow correspondence for them to decline me with no explanation AFTER I had already cancelled my application (because they were taking too long). Poor customer service and all around disappointing experience. Wouldn’t recommend.

Faithful

Will Pit on

Been using Monzo for 2 years now. No complaints whatsoever. Efficient service, good customer support and you get paid salary/transfers a day earlier. Highly recommend it

denied with no reason

georgienne on

Had several troubles with their app and it getting stuck on certain steps: the support team were often quick and very friendly, but no reasons were ever given and they doubted my address was valid (claiming it must not be in Royal Mail’s system, and it has been for decades..). Finally after 3 tried to confirm my identity, I accepted all terms and they suddenly said I wasn’t eligible. No reason given, no credit was applied for, no further support. Offered to contact a review team but wouldn’t tell me what they could do or what sort of process there is. Also told I’m barred from applying again? So confusing to just be stonewalled, for a basic current account of all things..

Account Issues

Rev.future on

Really Disappointed. Tried to apply for a account, but was denied without a reason. I recently moved to UK, and wanted a monzo account to have a joint acc with my partner who is a monzo user. I have a great full time job with a tech firm. Just sad because I now have to make my partner switch accounts too so we can have our joint acc.

Terrible

Ahhhhthepeat on

They say they cannot offer an account but won’t say why?

A fantastic online banking service

bellindie on

I’ve been a Monzo card holder for 3 years now and I have never had a problem. Customer service is awesome The app is so easy to use

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
3
Top Free
22
Top Free
31
Top Free
75
Top Free
96

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
Monzo Bank Limited
Languages
English
Recent version
5.81.0 (2 days ago )
Released on
Feb 4, 2016 (8 years ago )
Last updated
1 week ago