Monzo - Mobile Banking
Spend, save, manage your money
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Description

Monzo is the best banking app that helps you save towards your goals, spend confidently, and manage your money—all without any fees.


Open a personal or joint checking account in just a few minutes.


WHY OVER 9 MILLION CUSTOMERS LOVE MONZO


Say goodbye to fees. No account fees, overdraft fees, or foreign transaction fees.

Get paid early with a qualifying direct deposit.

Connect all of your accounts and cards for an all-in-one view of your finances.

Instant access to cash with our network of nearly 40,000 free ATMs across the US.

Our award-winning support team is here to help 24/7.

With Monzo, your money is insured up to $250,000 through our partner Sutton Bank, Member FDIC.*


UNDERSTAND YOUR SPENDING HABITS


Real-time notifications each time you spend on your debit card.

Get money saving insights across all your bank accounts and credit cards.

Set a target for how much you want to spend and we’ll help you stay on track.


REACH YOUR SAVINGS GOALS


Set aside money for trips, bills, emergency funds, and more in a Savings Pot.

Set a goal on a Pot and we’ll show you your progress as you save. Tell us what date you want to reach your goal by, and we’ll work out the regular deposit needed.

Automatically contribute a portion of your paycheck towards your goals.

Turn your spare change into savings with automatic roundups.


SERIOUSLY SECURE


With Monzo, your money is insured up to $250,000 through our partner Sutton Bank, Member FDIC.*

Anti-fraud systems that make sure your money is safe, without adding friction for you.

Protect your money with Touch ID, Face ID, and PIN.

____________________________


Registered address: Monzo Inc, 447 Sutter St., Ste 405 PMB1025, San Francisco, CA 94108

The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*Your funds are held at Sutton Bank, Member FDIC. Though Monzo is not an insured bank, money in your Monzo account benefits from pass-through FDIC insurance that would protect up to $250,000 in the unlikely event that Sutton Bank failed. Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply.
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User Rating

4.69 out of 5

702 ratings in Nigeria

5 star
600
4 star
51
3 star
15
2 star
8
1 star
28

Ratings History

Reviews

Amazing App

Obi One UK on

Any money lost to fraud or scam purposes will always be recovered by this app.

Account easily blocks

Michael Nengi on

I received funds from a friend and they block my account. I was highly disappointed

Weak customer service

777Adasi on

I am existing customer, received funds from a friend (another Monzo customer) and my account was blocked. I understand this is normal as it happens with every bank. For a bank without branches that you can walk into for clarification, the support staff couldn’t provide any information on why my account was blocked. Imagine my frustration about being in the dark. There should be an open line of communication. Chose to bank with them knowing this. Was the source ill gotten? Was my account flagged for wrong doing? Was the amount to large? Was there an attempted hack on my account? I don’t know anything

Mr Babatunde

captain real estate on

I am enjoying your service

Very dissatisfying

Teeteelayorme on

I can’t get an account opened and it won’t even tell me why

Very flexible banking

Omejorise on

Most flexible way to bank one the go too.

Good service Monzo

neyosean on

I love to await for money and get spending it before speculated date thanks Monzo

Am impressed

dot death on

The services is commendable ✅

Reliable

Kyen.G on

Easy and very reliable bank

Great app

adunniademi on

App is really great

Store Rankings

Ranking History

Category Rankings

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Category
Rank
Top Free
3
Top Free
22
Top Free
31
Top Free
75
Top Free
96

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
Monzo Bank Limited
Languages
English
Recent version
5.81.0 (2 days ago )
Released on
Feb 4, 2016 (8 years ago )
Last updated
2 weeks ago