Monese: A Banking Alternative
Open a mobile money account
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Description

Open your mobile money account in minutes, with Monese. We’re the banking alternative that offers you fast and free accounts in 31 countries.

Join over 2 million people and enjoy a full range of features. We’re giving you the financial freedom to live, work, travel, study and thrive wherever life takes you. We even provide business accounts.

Simple, fuss-free and easy - so how does it work?

• Open a GBP or EUR account, straight from your phone
• Get a contactless Mastercard debit card you can use globally - online, in-store or at ATMs
• Enjoy fee-free foreign currency card spending and ATM withdrawals
• Quickly send and receive money locally and internationally in 19 currencies
• Create a virtual card and pay online or in-store for an extra layer of security
• Open a joint account to easily spend, share and save with a loved one, roommate or friend


Moving from London to Paris, or from Bucharest to Berlin? Then Monese is the account for you. It’s already available in 31 countries – just have your passport or national ID card to hand.

Our feature-rich smartphone app also provides you with:

• Real-time notifications - instant updates whenever you use your account
• A detailed spending overview - for full transparency around your transactions
• Savings Pots - to put money aside for something special
• A fast, easy and secure way to pay, with Apple Pay
• An easy way to manage your Direct Debits and Recurring Payments to automatically pay for things like mobile phone contracts, rent, or gym memberships
• Instant balance - check your account balance by one swipe from your phone’s home screen

Plus, you can also:

• Link your PayPal account – to manage your PayPal balance and transactions from the app, and also to seamlessly add your Monese card to your PayPal wallet (in selected countries)
• Connect your British Airways Executive Club account, to track and manage your Avios whenever you need
• Open a savings account and earn interest on your savings with Raisin
• Get instant account statements in PDF or XLS
• Enjoy state-of-the art security features such as 3D Secure, locking or unlocking your card on the go, as well as strong encryption and biometric login

Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and Recurring Payments - all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, using another debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain.

You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
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User Rating

4.75 out of 5

754 ratings in Nigeria

5 star
659
4 star
50
3 star
16
2 star
10
1 star
19

Ratings History

Reviews

Mr B

Agba15 on

Please can your customer care representatives be responsive I have been using this banking app for long time but I have an issue with my card and it’s taking forever to get a response without things rectified ...

Pls help

hidee🤩 on

Pls those your Bank App allows to send money out to Africa e.g Nigeria?

Monese

nwoka on

The best bank anyone coming to the UK for the first time can get. Simple, fast, efficient and trustworthy.

Privacy Intrusion!!!

Freetheflyandsalt on

I can’t do anything on the app until I enter my precise home address to get a debit card!!!

What’s going on?

Christopher Eyo on

I tried opening a monese account but for days now i have been stuck. I am being told my account is being reviewed and I don’t know how long this review will last

Can’t access and update app

mayatanko on

This is absolutely wrong, I can’t access Monese app, it keep showing update app and when I click on update it displays only open in the store, when I click on open it takes me back to the first display update now. What is this update now rubbish?

App Malfunction

mrsffrcb on

This is a very useless bank I've been having issues with for funds reversal for the past 3 days no response for their so called support... don't fall victim of this bank if there's a negative rating I'll drop it

Suspended account

Dr_casma on

My account has been suspended since October 2020 and when I asked the reason for the suspension no valid answer was given to me I have called, texted and emailed and I never get a reply I even tried closing the account but I want to get my euro currently in the account out before I close this is getting frustrating 🙄🙄

Bank

lafresh82 on

Sorry can I use my iban number for the selected countries within the Monese ??

nice just that i don’t know how to top up my card from spain , 🤦🏽‍♂️

kevonplugs on

This is a scam

Store Rankings

Ranking History

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Category Rankings

Chart
Category
Rank
Top Free
56
Top Free
117
Top Free
137
Top Free
150
Top Free
157

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App Info

Category
Finance
Publisher
Monese Ltd
Languages
Portuguese, German, Bulgarian, Czech, Spanish, Estonian, French, English, Italian, Lithuanian, Polish, Romanian, Turkish, Ukrainian
Recent version
9.7.0 (2 weeks ago )
Released on
Sep 2, 2016 (7 years ago )
Last updated
3 weeks ago