Monzo - Mobile Banking

Spend, save, manage your money

Published by: Monzo Bank
Downloads
Revenue

Description

Earn $15 for you and your friend when you invite them to Monzo. Terms apply.
Monzo is the best banking app that helps you save towards your goals, spend confidently, and manage your money—all without any fees.
Open a personal or joint checking account in just a few minutes.
WHY OVER 10 MILLION CUSTOMERS LOVE MONZO
Say goodbye to fees. No account fees, overdraft fees, or foreign transaction fees.
Earn interest on every goal with our Savings Jars.
Get paid early with a qualifying direct deposit.
Connect all of your accounts and cards for an all-in-one view of your finances.
Instant access to cash with our network of 38,000 free ATMs across the US.
Our award-winning support team is here to help 24/7.
Your money is FDIC insured up to $250,000.
UNDERSTAND YOUR SPENDING HABITS
Real-time notifications each time you spend on your debit card.
Get money saving insights across all your bank accounts and credit cards.
Set a target for how much you want to spend and we’ll help you stay on track.
REACH YOUR SAVINGS GOALS
Earn interest on every goal. No catch, no small print. Just instant access savings and smart tools to help you reach your goals faster.
Set aside money for trips, bills, emergency funds, and more in a Savings Jar.
Set a goal on a Jar and we’ll show you your progress as you save. Tell us what date you want to reach your goal by, and we’ll work out the regular deposit needed.
Automatically contribute a portion of your paycheck towards your goals.
Turn your spare change into savings with automatic roundups.
SERIOUSLY SECURE
With Monzo, your money is insured up to $250,000 through our partner Sutton Bank, Member FDIC.¹
Anti-fraud systems that make sure your money is safe, without adding friction for you.
Protect your money with Touch ID, Face ID, and PIN.
____________________________
*The national average interest rate for savings accounts as posted on FDIC.gov, as of June 17, 2024.
Monzo’s Savings Jar Annual Percentage Yield (APY) is as of July 29, 2024. The APY may change at any time.
Registered address: Monzo Inc, 447 Sutter St., Ste 405 PMB1025, San Francisco, CA 94108
Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply, which you can learn more about on fdic.gov.
The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
¹Your funds are held at Sutton Bank, Member FDIC. Though Monzo is not an insured bank, money in your Monzo account is eligible for pass-through FDIC insurance that would protect up to $250,000 in the unlikely event that Sutton Bank failed. Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply, which you can learn more about on fdic.gov.
Hide.. Show more..

Screenshots

User Rating

4.78 out of 5

4,611 ratings in United States

5 star
4,099
4 star
206
3 star
68
2 star
32
1 star
146
Ratings History

Monzo Bank Installs

Last 30 days

Monzo Bank Revenue

Last 30 days

Monzo Reviews

Frozen account

Glassballs2001 on

United States

This app is terrible, I got my direct deposit sent to my Monzo account then they locked my account and I tried contacting customer service multiple times and I’m getting no response. Please don’t download this app it’s a scam

Never sent me debit card

Krilluminati on

United States

Never even got to use the account. I never got a debit card and it took customer service weeks to get back to me about ordering one. Ended up closing the account.

Best neobank since Simple was shutdown by the piranhas

hairyleprechaun on

United States

Monzo USA is the best neobank since Simple Bank was shutdown by the piranhas. I have opened accounts with One, Envel, Discover, BBVA, PNC and CFCU and none come remotely close to offering the features Simple had, except Monzo USA. That said, the lack of access from a standard PC, except for the bare essential and feature limited (read nonexistent) emergency browser, is a major limiter and prevents me from using Monzo for all my finances as I was able to with Simple Bank. As such, I use Monzo daily while at the same time searching monthly for a replacement nenobank that has all the features Simple Bank offered before being shutdown.

Wonderful app

BigDawgDavid614 on

United States

I love using the app thanks for giving me an opportunity to share my experience o lol

Driver’s License missing Info

Disapointd_again on

United States

Wow DMV sent me card last week so looks brand new. United States is an option for driver’s license but I have tried 20 times . 20 TIMES to no avail. Looks like it does not like Virginia IDS so have to give up on this one as I have no options left!! so disappointing

Great app

Jsmitty87654321 on

United States

Wonderful, love it , you should download it

This app is a scam.

LizRaegee on

United States

This app is a complete scam, I cannot even get past them verifying my id photo despite the photos of it being clear as day. They made me talk to chat support to finish signing up but it’s literally been 2 weekdays, and I have still received absolutely no response from anyone. Not even an automated response. Having to make a video for face and voice verification honestly seemed extremely sketchy to begin with for a company that has practically no information available about them online.. I would just steer clear of this app. I know you’re probably only wanting the $20 bonus to sign up anyway but it is not worth all of your personal information being stolen by foreign scammers.

Bad service

Ranran2024 on

United States

Money sent to my Monzo account which was confirmed sent to me but wasn’t deposited…. Customer service is a waste of time. App is a waste of time.

Not trustworthy

Tommyboi79 on

United States

June 3, 2024 I received an email from Manzo letting me know that they have closed. My account didn’t really give me an idea why they closed my account out of the blue. I really enjoyed banking with them for the last year I think and there was $346 in this account and as I say, this is June 3, and it is now June tent, and I used what their option is tap to add money to your account which took it from my banking account my other account, and then when they wrote, they said they refunded all of this back to the card that was on my account which should’ve sent the money directly back or within 24 hours but they’re telling me that it’s gonna be the 17th before I get my money back or something funny about that To watch out and don’t have to go through what I’ve been through because I get paid week to week and these people held my check up so I haven’t had any money and I don’t understand why you’re telling me if I don’t have it by 17 June to give them a call back that was kind of rude David Nord my emails except for two emails they sent me back.

Aweful app

Juana22222 on

United States

I tried to open an account and was rejected, lucky I don't get to put in my money with you guys.

Store Rankings

Ranking History
Category Rankings
Chart
Category
Rank
Top Free
1
Top Free
16
Top Free
22
Top Free
45
Top Free
59

Keywords

Monzo Competitors

Monzo Revenue and Downloads

Gain valuable insights into Monzo Bank performance with our analytics.
Sign up now to access downloads, revenue, and more.

App Info

Category
Finance
Publisher
Monzo Bank
Languages
English
Recent version
5.93.0 (4 days ago )
Released on
Feb 4, 2016 (8 years ago )
Last updated
1 day ago