NiyoX - Digital Banking

Bank. Save. Invest.

Published by: Niyo Solutions
Downloads
Revenue

Description

What is NiyoX, and what does it offer?
● NiyoX is your solution to simplified banking.
● Opening a digital savings account with NiyoX is a breeze. It's fast, efficient, 100% paperless, and can be done from anywhere.
● With NiyoX, you get the best interest rates on savings and free online fund transfers.
● We offer zero Account Maintenance Charges, 0% commission on Mutual Funds investment, and best in the industry interest rates on your savings.
● Track your EPF with a single click.
● Get Personal Loans quick & 100% digital - Tenure: 90 days - 36 months - Interest rate: 16-36% p.a. - Processing fee: 2.5-5% of loan amount with min. processing fee of {1000 + 18% GST}
Example:
- Loan amount: 750,000
- Tenure: 12 months
- Interest rate: 22%
- EMI amount: 74,680
- Total interest payable: 76,160
- Processing fee (incl. GST): 71,475
- Disbursed amount: 748,525
- Total amount payable: 756,160
- Total cost loan: 37,635 NBFC
Declaration: NiyoX acts as a platform for the NBFCs licensed by the RBI.

What sets NiyoX apart in terms of banking convenience?
● NiyoX is designed to make banking quick and easy, simplifying complex financial jargon.
● We provide an intuitive, easy-to-use app offering Savings accounts and investment options. ● We prioritize simplicity, safety, and smart solutions, putting you in charge of your finances.

Can you highlight some key features of NiyoX that make it stand out? NiyoX excels in providing:
● Digital Account with exceptional offers
● Virtual Debit Card for online transactions
● Card locks and limits for expense control
● The Wave feature to protect your account balance
● In-app support and a Niyo Community forum for assistance and feedback

How easy is it to open a NiyoX Savings Account?
● Opening a NiyoX Savings Account is simpler than roasting papad! All you need is a PAN and Aadhaar.
● Just download the NiyoX App, enter your details, and start managing your finances effortlessly.

What benefits can I expect with a NiyoX Savings Account? A NiyoX Savings Account offers:
● Zero balance requirement
● Best in the industry interest rates on your savings
● Digital Account with exceptional offers
● 5 lakh insurance for your funds by DICGC

How does NiyoX provide digital banking services with a human touch?
● NiyoX brings the entire world of banking to your smartphone, eliminating the need for physical branches, queues, and paperwork.
● We provide 24/7 support, strong encryption protocols to secure your funds, and a seamless digital banking experience.
● NiyoX takes permission to access your SMS to customize personal finance insights. It includes bank balances of savings accounts too.

Terms and Conditions: https://static.goniyo.com/legal/ Terms_conditions.pdf

Update How does NiyoX ensure the safety of my money and transactions?
● Your funds are securely held in your Banking partners, trusted by millions.
● NiyoX uses robust encryption protocols to protect your financial assets, even though there are no physical branche.

Discover banking simplified with NiyoX - your modern banking companion. You can reach out to our team at: [email protected]
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NiyoX FAQ

  • Is NiyoX free?

    Yes, NiyoX is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is NiyoX legit?

    ⚠️ The NiyoX app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.

    Thanks for the vote

  • How much does NiyoX cost?

    NiyoX is free.

  • What is NiyoX revenue?

    To get estimated revenue of NiyoX app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.33 out of 5

3 ratings in United Kingdom

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Ratings History

NiyoX Reviews

NiyoX

love@niyox on

United Kingdom

It’s working awesome

Laggy and Basic features don’t work

PravasiniBehera on

India

App response time is very slow. I am not able to see my Debit Card details. On clicking Bank tab, the Debit Card section shows Shimmer effect, and then it vanishes. Investment: Even though I have invested in Mutual Fund earlier, it still ask me to provide all the FKYC details. Why can’t you fetch it from CKYC? Also, the camera captures the photo without even notifying, resulting in KYC getting rejected. I have opened the savings account with Utkarsh Bank, opted for Platinum RuPay card, but still got a Classic RuPay. On asking the customer care, they told that Platinum RuPay is not launched yet. Then why are you advertising it? Very disappointing product.

Give update

Hari 95 on

India

Change email id and mobile number

Not happy

Shwetanshu12 on

India

It says to put full name as per pan But it gives only 20 character I am not able to put my full name Not happy please do smthng about this

In app upi facility missing

evacuate1047 on

India

Everything is great about the app. Only in app upi transaction facility is missing

customer care service

Shaikh javed…. on

India

Customer care service is very very poor And this bank have so many hidden charges . Very disappointing bahviour from bank

Customer service

Ankit Singh Bisht on

India

Very bad customer service and very rude service from the bank i dont like open account on these banks dont open your account total weast of time .

Fraud bank

apsingh365 on

India

They will deduct your unnecessary charges without any reason. If you credited some amount, they will deduct their charges without informing you, they will inform you after deduction and their charges are also very very heigh as comparisons to the another bank.

Fraud

———-Abhi- on

India

They will ask money to order a card then that card will be delivered to some other person and you account will be compromised.They did the exact something with me, don’t have have customer service were they actually talk with you ,so please don’t fall for this.

Nonsensically manipulative UI

riogas on

India

Focus more on the core features and less on selling us nonsense which we won’t by anyway. Expense ratios in the mutual fund section need to be upfront. It should be the first thing someone looks at and not hidden inside some submenu of a sub menu which is very very unprofessional. Interest calculations for the savings account also need to be upfront. if you do not put your customer first, then we will easily go to the traditional players in the sector. Why should we stick to you if you are not concerned about us?

Store Rankings

Ranking History
App Ranking History not available yet
Category Rankings
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Category
Rank
Top Free
393

Keywords

NiyoX Competitors

Name
Jupiter: UPI & Credit Cards
Save & Invest
Fi Money: Open Account Online
Track Expenses & Invest Money
AU 0101: Savings, Credit, UPI
Credit Card, Loans, UPI
BharatPe (previously postpe)
All-in-One Financial app
MyMoneyMantra: Loans & Credits
Credit Score, Card, Loans

NiyoX Installs

Last 30 days

NiyoX Revenue

Last 30 days

NiyoX Revenue and Downloads

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