OneCard (India)

Get your hands on One Co-branded Credit Card and manage it with ease on the OneCard app. No annual fees. No joining fees. Assured reward points on every spend. And, it gets better!
The all-new OneCard UPI is here to breeze through everyday payments.
5X Rewards & Easy EMI
Unlock 5X rewards on your top two spend categories. Manage your EMIs effortlessly with flexible repayment options.
Offers Around You
Whether you are dining out or on a shopping spree, One Co-branded Credit Card deals/offers are worth checking out. Just remember to check out ‘Offers Around You’ on the OneCard app when you step out.
Global Usage & Low Forex Fees
Enjoy low forex fees on international transactions using your One Co-branded Credit Card. Accepted worldwide, it easily becomes your go-to credit card for international travels.
Mobile Recharge Made Easy
Recharge your mobile for all major operators, including Jio, Airtel, and VI, directly through the OneCard app without any convenience fee.
Pay Rent with Your Credit Card
Be on top of your rent payments. Manage your rent payments smoothly using your OneCard app.
Build Your Credit with FD
Don’t have a high credit score? Get an FD-backed Credit Card by making an FD on the OneCard app. This helps build your credit score, making you eligible for great credit products in the future.
Fast UPI Payments
Want to use your credit card on UPI? Link your RuPay credit card on the OneCard UPI and pay with ease by scanning any QR code. Enjoy fast, secure transactions without hassle.
Instant Bill Payments
Pay your utility bills like electricity, gas, water, DTH, and broadband using your One Credit Card and get rewarded on every spend. You can even pay your school fees or tuition fees on the app.
Why Choose the OneCard App?
Metal Card: 16 gram metal card. Lifetime free.
Lifetime Free: No hidden fees, no joining fees, and no annual charges—ever.
Instant Virtual Card: Activate your virtual credit card the same day and start using your One Co-branded Credit Card instantly.
Complete Credit Control: Track your expenses, set limits, and manage your credit effortlessly through the app.
One Co-branded Credit Card Banking Partners & Eligibility Criteria
One Co-branded Credit Card is offered by multiple banks i.e. South Indian Bank (SIB), Federal Bank, BOBCARD, CSB Bank, Indian Bank, and SBM (State Bank of Mauritius) in partnership with OneConsumer Services Pvt. Ltd.
You must be 18+ years old and an Indian resident to be eligible for One Co-branded Credit Card. The approval is subject to your credit score and the issuing bank partner’s eligibility criteria.
Interest & Other Charges
Interest-free period - up to 48 days
The interest rate on unpaid dues - 3.75% p.m.
Over limit charges - 2.5% (min Rs. 500)
EMI Processing fee - 1% (min 99)
EMI Foreclosure fee - 3% (min 99)
To apply for One Co-branded Credit Card, download the OneCard app now and #BeTeamMetal