---
title: "Planto - 香港 #1 理財記賬app - Reviews, Revenue and Downloads in Hong Kong SAR China | Apple App Store"
description: "超過30萬次下載，香港最強AI理財工具！想自動睇住每月洗費、可疑交易？想訂立儲蓄目標？過咗幾多錢比朋友、MPF有幾錢、有AI助手準時提你還信用卡數？ 立即下載，體驗智能理財!  **Planto 獲數碼港、港大iDendron全力支持** 全自動個人理財，一站式輕鬆管理收入、收出、借貸、投資及儲蓄目標！ 人人都話理財好麻煩，Planto正正就要打破呢種迷思。我哋用先進技術，令人人都可以簡簡單單地計"
---

# Planto - 香港 #1 理財記賬app — Hong Kong SAR China
> 計劃2019目標、儲蓄及管理收支

![Planto App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/d9/32/31/d932319f-098b-623e-4f64-439ccf043380/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/434x0w.png)

**Developer:** [Planto](https://apptail.io/developer/planto-loNd) (Hong Kong SAR China)
**Category:** Finance
**Rating:** 4.3/5 (1,856 ratings)
**Price:** Free
**Bundle ID:** com.planto.app
**Store:** Apple App Store
**Country:** Hong Kong SAR China
**Version:** 6.0.0 (released 2026-03-05)
**Original Release:** 2018-10-09
**Languages:** English, Chinese

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/hk/app/app/id1303666016)
**AppTail Page:** [https://apptail.io/app/planto-1-app-SMU/hong-kong](https://apptail.io/app/planto-1-app-SMU/hong-kong)

## Planto Description
超過30萬次下載，香港最強AI理財工具！想自動睇住每月洗費、可疑交易？想訂立儲蓄目標？過咗幾多錢比朋友、MPF有幾錢、有AI助手準時提你還信用卡數？
立即下載，體驗智能理財!

**Planto 獲數碼港、港大iDendron全力支持**
全自動個人理財，一站式輕鬆管理收入、收出、借貸、投資及儲蓄目標！
人人都話理財好麻煩，Planto正正就要打破呢種迷思。我哋用先進技術，令人人都可以簡簡單單地計劃人生，有效率地記帳，實現儲蓄目標。

Planto簡易理財3部曲
1. 了解財政狀況
輸入幾項簡單資料，可連結50+銀行、信用卡、投資、強積金以及獎賞戶口，過去紊亂嘅收支馬上變得井然有序。

2. 訂立人生目標
Planto用公開資料製成大數據資料庫，讓你從中選擇置業、進修、退休大計等理財目標。

3. 展開追夢之旅
Planto了解你嘅理財需要，只會提供簡明易懂嘅實用建議，亦會不時向你發出繳費提示，確保你毋忘初心，並掌握儲蓄目標進度。

Planto巔覆傳統個人理財app嘅既有模式
-> 毋須費時輸入數據
有咗Planto，你可用最省時省力嘅方式管理財富：
* 連結超過50間銀行戶口，信用卡交易、獎賞、強積金戶口，以及投資、按揭及貸款資訊一目了然
* 按類別及日期，清晰顯示交易記錄
* 提供分析圖表，讓你了解自己消費習慣、喺咩商舖用得最多錢

-> 度身訂造簡單及實用建議
Planto提供容易明白嘅理財建議，絕不賣弄艱深術語：
*為你嘅買樓及進修目標，提供可行計劃，包括實現目標所需儲蓄及投資回報
*信用卡到期還款時提醒你
*精選文章向你提供理財小貼士

-> 毋須再大費周章搜集資料
用Planto，計劃目標變得又快又簡單：
* 一次過收集所有與目標相關嘅公開數據
* 提供清晰及圖文並茂嘅計劃，包括所有與目標相關嘅細節及記帳功能

多謝你使用Planto，希望你喺理財及追夢路途上，事事稱心滿意。
Privacy Policy:  
Terms of Use: 

## Planto Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource125/v4/40/7e/18/407e18f0-b00a-6deb-dd4b-943e342d61db/80d33e9d-c189-4918-8373-562b383005f0_chi_1_auto@1x.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource115/v4/a0/17/e2/a017e237-9637-ac49-c2bf-70c23a0d5b9f/491ce6a1-f191-41b3-ad3c-34088460dd71_chi_2_credit_cards@1x.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource125/v4/6b/5b/f6/6b5bf6ae-41f4-cd6e-d57f-0e79ce417b8f/3e45addd-ac24-4a5d-bf88-c87c816014ab_chi_3_invest@1x.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource115/v4/a3/93/0d/a3930d73-e29d-a2fa-6865-7f80ee257250/a8228716-7c93-4aba-b192-9f3531f335b2_chi_4_house@1x.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource115/v4/ce/4f/ae/ce4fae91-5598-17a7-2b89-14640b450d87/0aed1407-fdb8-4b7f-87dd-d3662e86d99e_chi_5_mpf@1x.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource125/v4/c0/d3/29/c0d329c5-fd80-eafd-3bde-0d5e867d52bb/145fa7ff-1998-43c2-bcd7-3a7052ff3906_chi_6_assistant_@1x.png/1242x2688.png)

## Planto Rating Breakdown in Hong Kong SAR China
- 5 stars: 1,192 (64%)
- 4 stars: 368 (20%)
- 3 stars: 83 (4%)
- 2 stars: 30 (2%)
- 1 stars: 183 (10%)

## Planto Reviews in Hong Kong SAR China

### *---- "電子錢包冇得入…"
冇得入mox 同za bank…
-- 😊👀🙋🏻‍♂️😊🙂, 2024-11-25

### *---- "廢"
勁廢
-- 125493357281963, 2024-11-10

### **--- "Update 完冇曬d record, 同少左之前的data,"
Update 完冇曬d record, 同少左之前的data, 
感覺上差左
-- Momomomomomo1234567890, 2024-11-01

### ****- "Excellent"
Just an excellent app. I’ve tried many apps of this category but Planto is the only one that is tailored for the Hong Kong market and has the most coverage, integrating bank accounts, Octopus, MPF, and more. That said, syncing can be pretty slow (understandable). Transactions on the Octopus card are in sync with the Octopus app, which has a lag of 1-2 days, which is annoying but not a dealbreaker. Some buttons on the UI can be less responsive than others. I’d also like to see the option to count positive cash flow as a “reverse expense” so they get subtracted from a spending category - in the case of splitting an expense with friends.
-- Pecbounce, 2024-07-22

### **--- "Trust or not"
Planto not partner of finance provider
Don’t know trust or not
Risk to provide user name and password on it
-- Kevin DT, 2024-06-11

### *---- "Not working"
Doesn’t save when entries are inputted.
-- disappontedddddd3000000, 2024-05-28

### *---- "Suddenly can't login"
Not sure what happened. I have paid for a year last month and for the past few days I couldn't login. I entered my pin and it didn't show me anything, only stuck at the login page. Please assist or refund!
-- Brian Co, 2024-03-17

### *---- "Unable to send messages to technical support"
Some of my transactions were not downloaded and some of the same transaction of certain accounts have been downloaded 2-6 times. I have been unable to contact technical support or send messages to fix the issue. It almost seems the “send” button for message to technical support has been disabled.  It’s very frustrating to see the stats are wrong because transactions have been repeated / missed. 

 Suggest leaving an email contact and fixing the issue of not being able to send message to technical support.
-- xxxlam, 2024-02-22

### *---- "Not recommended"
Broken connection to citibank
Cannot connect to wechat pay and alipay
No direct connection to payme (only through email)
Not helpful technical support
Layout is not user friendly, not customisable
-- hfrikncsfjo, 2023-11-21

### *---- "Why was my previous comment removed?"
As said, and mentioned by other users, their Technical Support team doesn’t do anything. No responses from them, not checking WhatsApp messages, also no further updates/fixes for the app.
-- Every nickname is taken…, 2023-05-30

### ***-- "A so-so app"
I expect it can updated and auto sync with my accounts time to time but no, I have to manually click sync and wait for few mins for each account. So I have to spend more then half an hour to to update all my accounts, and another half an hour to manage my bills, as the category provided is not accurate. Good if you have time but not for me.
-- 加我plz, 2023-05-22

### *---- "Slow reply from technical support"
I am paid user but unable to connect to the bank and in-app technical support isn’t able to respond after 2 days
-- asdasdsad, 2023-05-05

### *---- "Rubbish"
.
-- User planto, 2023-04-15

### *---- "Bad"
The app is not working. It keeps loading after login
-- monmoncha, 2023-03-26

### **--- "Detail report but……"
You need to login again and again.
I understand is the security reason of the bank, but as a user and need to subscribe for this service, my feel is very useful.
-- Cesare.C, 2023-03-02

### *---- "Biz"
The apps always has bug and the developer does not actively look into it/ respond to your queries. Zero improvements after requiring to pay for its service I wonder if the business was over. Could have rated 0 stars but couldn’t.
-- 12bz34, 2023-02-03

### ****- "Great app for life"
Look forward for the new support bank (e.g. MOX bank)~
-- SUNNYLEUNG1993, 2023-01-31

### ****- "Link planto to ZA Bank！"
as above
-- SteveFungus, 2023-01-10

### *---- "客服令人失望"
付了一年的訂閱後，發現有功能失誤。半個月前聯絡客服後，一直也未能解決技術問題，而客服部門也未有回覆何時可修復故障，令人失望。
-- asmeetok, 2022-12-16

### *---- "Cannot connect to virtual bank"
Planto does not have the option to link with any virtual bank. When I asked the technical support online but there was no reply nor even acknowledgement for 2 days already.

Provided with the lack of support and sluggish updates to catch up with the trend of virtual banking, I already cancelled the future subscription and I don’t recommend anyone to use it.
-- Jackal ma, 2022-12-02

[View all Planto reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Planto In-App Purchases
| Item | Price |
|------|-------|
| 月付費計劃(早鳥優惠) | 38.00 H$ |
| 年付費計劃(早鳥優惠) | 388.00 H$ |
| 年付費計劃(特別優惠) | 233.00 H$ |
| 月付費計劃(特別優惠) | 23.00 H$ |

## Planto Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Grossing | Hong Kong SAR China | Finance | #8 |
| Top Free | Hong Kong SAR China | Finance | #231 |

## Planto Discovered Keywords
- personal finance
- expense tracker
- budget planner
- credit card
- budget
- spending tracker
- finance tracker
- 目标记账
- planto
- iplant

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## Planto Available In
- [Hong Kong SAR China](https://apptail.io/app/planto-1-app-SMU/hong-kong)
- [Japan](https://apptail.io/app/planto-1-app-SMU/japan)
- [United States](https://apptail.io/app/planto-1-app-SMU/united-states)
- [United Kingdom](https://apptail.io/app/planto-1-app-SMU/united-kingdom)
- [Canada](https://apptail.io/app/planto-1-app-SMU/canada)
- [Thailand](https://apptail.io/app/planto-1-app-SMU/thailand)
- [Taiwan](https://apptail.io/app/planto-1-app-SMU/taiwan)
- [Malaysia](https://apptail.io/app/planto-1-app-SMU/malaysia)
- [India](https://apptail.io/app/planto-1-app-SMU/india)
- [Australia](https://apptail.io/app/planto-1-app-SMU/australia)
- [Philippines](https://apptail.io/app/planto-1-app-SMU/philippines)
- [Singapore](https://apptail.io/app/planto-1-app-SMU/singapore)

---

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