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Refyne
Published by:
Refyne Tech Private
Description
Refyne is one of India’s most trusted Financial Wellness platforms. Refyne has a wide range of products including Salary On-Demand, Digital Gold and Insurance and is a One-Stop Shop for all your financial needs.
Refyne Offers:
* Salary On-Demand - Access funds up to 1.5x of salary
* Refyne PRO - Subscription model which allows unlimited free transactions
* Money Guru - Access expert financial tips and tools like Tax & Home Loan Calculator, PF tracker, Credit score check and more
* Gold Savings - Save in 24K Digital Gold starting from ₹10, 99.5% Pure Gold with doorstep delivery of physical gold
Refyne has partnered with RBI-authorised NBFCs -
* Sunita Finlease Ltd. (https://www.sunitafinance.com/)
* Olety Finance Private Ltd (https://oletyfinance.in/)
Below is an example of the fee breakup for a Salary On-Demand transaction:
* Loan Amount: ₹10,000
* Minimum repayment period: 3 months
* Maximum repayment period: 12 months
* Interest rate: 0% (for the first 3 months), 4th month onward, 16% p.a. reducing
* Processing fee: ₹99
* GST on processing fee: ₹18
* Total interest: ₹678 (calculated from 4th to 12th month, in total 9 months)
* APR: 16%
* Disbursed amount: ₹9,883
* Total loan repayment amount: ₹10,678
Our policies & services are fully regulated & 100% compliant with RBI guidelines.
Eligibility Criteria:
* Indian nationality
* Applicant's age should be 21 & above
* Only for employees of partnered companies. This is a closed marketplace and is not intended for public use.
* The user must be an active employee of the partner company for at least three months and have signed employment agreement forms with their employer.
Documents Required:
* PAN
* Aadhaar
* Employment details
How to use Refyne App:
* Sign up with your number or work email
* Complete the KYC process
* Enter the Amount to be withdrawn
* Automatic deduction takes place as per the agreed repayment schedule
Why Choose Refyne?
* Easy & advance access to Earned Salary
* Quick & Easy Application Process
* Flexible and Multiple Repayment Options
* Instant Approval & Credit Activation
* No Physical Documentation
We care for you!
* Refyne is ISO 27001:2013 certified & SOC2 compliant
* Data encryption with storage & processing in India
* 100% safe & secure, with Refyne employees having no access to customer’s sensitive information
* Flexibility for users to delete their personal information from Refyne database anytime
* Any session logs containing PII data of the users are automatically purged from the cloud
Privacy Policy: https://www.refyne.co.in/privacy
Terms & Conditions: https://www.refyne.co.in/terms
In case of any query, reach us at :
[email protected] OR 080-64899999
Address: Prestige Pegasus, Sarjapur - Marathahalli Rd, Ambalipura, Haralur, Bengaluru, Karnataka 560103
Disclaimer:
The application is SSL-certified, and all transactions are 100% safe and secure.
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Refyne Offers:
* Salary On-Demand - Access funds up to 1.5x of salary
* Refyne PRO - Subscription model which allows unlimited free transactions
* Money Guru - Access expert financial tips and tools like Tax & Home Loan Calculator, PF tracker, Credit score check and more
* Gold Savings - Save in 24K Digital Gold starting from ₹10, 99.5% Pure Gold with doorstep delivery of physical gold
Refyne has partnered with RBI-authorised NBFCs -
* Sunita Finlease Ltd. (https://www.sunitafinance.com/)
* Olety Finance Private Ltd (https://oletyfinance.in/)
Below is an example of the fee breakup for a Salary On-Demand transaction:
* Loan Amount: ₹10,000
* Minimum repayment period: 3 months
* Maximum repayment period: 12 months
* Interest rate: 0% (for the first 3 months), 4th month onward, 16% p.a. reducing
* Processing fee: ₹99
* GST on processing fee: ₹18
* Total interest: ₹678 (calculated from 4th to 12th month, in total 9 months)
* APR: 16%
* Disbursed amount: ₹9,883
* Total loan repayment amount: ₹10,678
Our policies & services are fully regulated & 100% compliant with RBI guidelines.
Eligibility Criteria:
* Indian nationality
* Applicant's age should be 21 & above
* Only for employees of partnered companies. This is a closed marketplace and is not intended for public use.
* The user must be an active employee of the partner company for at least three months and have signed employment agreement forms with their employer.
Documents Required:
* PAN
* Aadhaar
* Employment details
How to use Refyne App:
* Sign up with your number or work email
* Complete the KYC process
* Enter the Amount to be withdrawn
* Automatic deduction takes place as per the agreed repayment schedule
Why Choose Refyne?
* Easy & advance access to Earned Salary
* Quick & Easy Application Process
* Flexible and Multiple Repayment Options
* Instant Approval & Credit Activation
* No Physical Documentation
We care for you!
* Refyne is ISO 27001:2013 certified & SOC2 compliant
* Data encryption with storage & processing in India
* 100% safe & secure, with Refyne employees having no access to customer’s sensitive information
* Flexibility for users to delete their personal information from Refyne database anytime
* Any session logs containing PII data of the users are automatically purged from the cloud
Privacy Policy: https://www.refyne.co.in/privacy
Terms & Conditions: https://www.refyne.co.in/terms
In case of any query, reach us at :
[email protected] OR 080-64899999
Address: Prestige Pegasus, Sarjapur - Marathahalli Rd, Ambalipura, Haralur, Bengaluru, Karnataka 560103
Disclaimer:
The application is SSL-certified, and all transactions are 100% safe and secure.
Screenshots
Refyne FAQ
-
Is Refyne free?
Yes, Refyne is completely free and it doesn't have any in-app purchases or subscriptions.
-
Is Refyne legit?
⚠️ The Refyne app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.
Thanks for the vote -
How much does Refyne cost?
Refyne is free.
-
What is Refyne revenue?
To get estimated revenue of Refyne app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.
User Rating
App is not rated in Taiwan yet.
Ratings History
Refyne Reviews
Worst app
All the positive ratings are fake. It doesn't allow to log in via company log in id
not able to log in error
I am a Deloitte employee. I’m trying to login and giving my credentials also approving via Authenticator app. Still, it is giving me an error and not letting me login rubbish.
Pathetic
From the last 1 week you guys are reviewing my company details. What is stopping you may I know.
Too many accounts created from this ip
Not able to create id
Not recommended
I have not applied any loan, Just by signing up these people have shared my Confidential personal informations like salary and employment records to other banks and credit agencies.
not good
I downloaded application every time i have ro submite the company details but no progress
00000 *
00000*app
Worst customer support
It has worst customer support. I sent a query on WhatsApp support with no answer, no call back, nothing. I just enrolled for it as my company suggested this app to us. But now I think it’s a waste of time.
Fake app
Fake app
Store Rankings
Ranking History
App Ranking History not available yet
Category Rankings
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Top Free
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194
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Refyne Installs
Last 30 days
Refyne Revenue
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App Info
- Category
- Finance
- Publisher
-
Refyne Tech Private
- Languages
- English
- Recent release
- 1.28.0 (1 month ago )
- Released on
- Jul 12, 2022 (2 years ago )
- Also available in
- India, United States, United Arab Emirates, Germany, United Kingdom, Singapore, Kuwait, Kazakhstan, Lebanon, South Korea, Mexico, Malaysia, South Africa, Nigeria, Japan, Netherlands, Norway, New Zealand, Peru, Philippines, Pakistan, Poland, Portugal, Russia, Saudi Arabia, Sweden, Slovenia, Thailand, Türkiye, Taiwan, Ukraine, Vietnam, Denmark, Argentina, Austria, Australia, Azerbaijan, Belgium, Brazil, Belarus, Canada, Switzerland, Chile, China, Colombia, Czechia, Italy, Dominican Republic, Algeria, Ecuador, Egypt, Spain, Finland, France, Greece, Hong Kong SAR China, Hungary, Indonesia, Ireland, Israel
- Last Updated
- 6 days ago
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