Too many bad experience
Too many scammer seller
Yes, Shopee PH: 2 is completely free and it doesn't have any in-app purchases or subscriptions.
⚠️ Warning: Multiple users of Shopee PH: 2 have mentioned scam or fraud. Investigate thoroughly before using this app.
Shopee PH: 2 is free.
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Too many scammer seller
Nice
Annoying feature, shopee is made to shop, not to watch reels FFS 🤦♀️
I can't type in my comments on live selling, this update needs another update. This only happen in my apple device, that's not the case in my adroid device.
I noticed that I cannot open Spaylater while using mobile data. I have to be connected to a wifi which is such a hassle during payment of dues.
Switched tp shopee
I recently purchase 4 items amounting to 11,000 php and spent 4,000 php to just return it. I cant even get hold of their hotline for 5hrs calling straight. Hahaha joke was on me. It’s easy buying but returning it would be HELL. JUST SAY GOODBYE TO YOUR MONEY. PS. Don’t apologize anymore action would be better. Keep your apologies DTI will be contacting you. :)
I ordered from one of their seller and clearly it was the seller’s fault since they gave me a damaged and a different product yet I have to go through the hassle of returning so that they can process the refund! Such a shame! I sent some proof that it wasn’t my fault then why do I have to go through the hassle in repacking the item, to schedule for pick-up and contact for courier. Improve your service! You should know how to consider things as I was being honest with you and I have all the proof. I will report you all to DTI, you have violated my consumer rights here.
USING SPAYLATER DRAINS YOUR CREDIT SCORE! - The credit you are using on your spaylater is a loan applied from different lenders, meaning nag aapply si shopee ng loan para sayo. Ginagamit ng Shopee ang info mo para mag apply ng loan sa lenders at yun yung ginagamit mo sa spaylater. - Facilitator lang si shopee, ang agreement ay between you(borrower) and lender(nagpapautang) - If you have multiple purchases, that will also mean shopee will apply multiple loans to multiple lenders - No matter how much of a good payer you are, opening multiple loans will have an effect on your credit score. I have a lot of transactions using spaylater, I did not know na makakasama pa pala to. As you can see, I had a total of 67 closed loan accounts and 4 active loans??!! Kaya pala ang hirap mag apply sa CC kahit gano kataas sahod at kaayos magbayad lol EFFECTS OF BAD CREDIT SCORE 1. Higher Interest Rates: Lenders see you as a higher risk, so they charge more to lend you money—credit cards, personal loans, car loans, mortgages—all with higher rates. 2. Loan and Credit Card Rejections: You may get denied for loans or credit cards altogether, especially from top-tier lenders. 3. Higher Insurance Premiums: Some insurance companies use your credit score to set premiums. A bad score can mean higher costs. 4. Difficulty Renting a Home: Landlords often check credit scores. A low one might get your rental application denied or require a higher deposit. 5. Employment Issues: Some employers (especially in finance or government) check credit reports as part of the hiring process. A poor score might work against you. 6. Security Deposits: Utility companies or cell phone providers may require a deposit or a co-signer if your score is low. 7. Limited Financial Flexibility: You may have fewer options for building wealth, refinancing debt, or getting approved for business loans Having numerous microloans under your name can be seen as a sign of irresponsible financial behavior—that's why I want to raise this issue. Many people may not realize that SPayLater isn't simply giving them a credit line like a traditional credit card. Instead, they are actually applying for multiple small loans on behalf of the user, something that’s not immediately obvious and is buried in the fine print. When I first signed up, I assumed SPayLater functioned like a credit card: you’re given a credit limit, you spend within that limit, and you repay it monthly. But I was surprised—and honestly, qu
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Top Free
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1
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Top Free
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8
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