Review
Easy to use and very helpful app
ZestMoney
Buy Now Pay Later
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Description
ZestMoney. Dream big, pay small.
A better life is for everyone. And Zest helps make it accessible for millions to upgrade, to enhance, to rise, while keeping it affordable.
Buying with Zest gives you the freedom to shop right now and repay in parts up to 36 months. You get to pick what works best for you. With a quick 3-step approval process Zest is accepted at over 10,000 online & 75,000 offline stores.
Why should you use ZestMoney?
● Best Pay Later App with affordable EMI tenures
● Shop on EMI with 10000+ stores
● Fully digital process with no paperwork
● Instant loan approval and disbursal
● No credit card or CIBIL score required
Important terms and conditions regarding personal loans offered on the ZestMoney App
ZestMoney facilitates personal loans through its lending partners to select customers based on different factors like good repayment behaviour etc. The loan repayment period can vary from 3 months to 36 months. The maximum cost (interest & processing fee) can go up to 36% APR (Annual Percentage Rate) based on an individual’s credit profile, although most of our customers incur much lower cost. As an example, if you take a personal loan of Rs.20,000 for a tenure of 12 months at 20% interest rate, you will have to pay a processing fee of Rs.708 (3% of loan amount & GST) and your EMI will be Rs.1853. The total interest charged will be Rs.2232 (which is already included in your earlier mentioned EMI amount). Hence, you will be paying a total of Rs.22,940. EMI repayments can be made directly to ZestMoney via payment modes such as UPI, Debit card or net banking.
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A better life is for everyone. And Zest helps make it accessible for millions to upgrade, to enhance, to rise, while keeping it affordable.
Buying with Zest gives you the freedom to shop right now and repay in parts up to 36 months. You get to pick what works best for you. With a quick 3-step approval process Zest is accepted at over 10,000 online & 75,000 offline stores.
Why should you use ZestMoney?
● Best Pay Later App with affordable EMI tenures
● Shop on EMI with 10000+ stores
● Fully digital process with no paperwork
● Instant loan approval and disbursal
● No credit card or CIBIL score required
Important terms and conditions regarding personal loans offered on the ZestMoney App
ZestMoney facilitates personal loans through its lending partners to select customers based on different factors like good repayment behaviour etc. The loan repayment period can vary from 3 months to 36 months. The maximum cost (interest & processing fee) can go up to 36% APR (Annual Percentage Rate) based on an individual’s credit profile, although most of our customers incur much lower cost. As an example, if you take a personal loan of Rs.20,000 for a tenure of 12 months at 20% interest rate, you will have to pay a processing fee of Rs.708 (3% of loan amount & GST) and your EMI will be Rs.1853. The total interest charged will be Rs.2232 (which is already included in your earlier mentioned EMI amount). Hence, you will be paying a total of Rs.22,940. EMI repayments can be made directly to ZestMoney via payment modes such as UPI, Debit card or net banking.
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User Rating
1.92 out of 5
13 ratings in United Arab Emirates
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Ratings History
Reviews
Worst team 3 months Cash back😡😡😡
Suggested by my G showroom. Very very bad experience since 3 months for cash back.😡😡😡
Destroys credit score, don’t use
Please DON’T use Zestmoney. We pay our EMIs on time, they don’t. Your Credit Score would go for a toss for sure. Scared of this app now. I had maintained it as excellent for the longest time, all my efforts wasted in a few months.
Waste of time
This is an app that simply collects the documents and data! The credit limit gets frozen without any reason and the customer care is also hopeless since they don’t know anything more than what you know as a customer. The loan tenure is restricted to ridiculously small periods of time which makes the Emi amount quite significant. Overall, a bad experience.
Very good
Very good service
No good
No use .. just take our documents.. nothing more
Store Rankings
Ranking History
App Ranking History not available yet
Category Rankings
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Top Free
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120
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Top Free
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260
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Top Free
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450
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Keywords
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App Info
- Category
- Finance
- Publisher
- CAMDEN TOWN TECHNOLOGIES PRIVATE LIMITED
- Languages
- English
- Recent version
- 1.01.436 (1 week ago )
- Released on
- Feb 16, 2022 (2 years ago )
- Also available in
- India, United States, United Arab Emirates, Australia, Singapore, United Kingdom, Canada, Kuwait, Argentina, Taiwan, Saudi Arabia, Philippines, Hungary, Austria, Romania, Mexico, Malaysia, Nigeria, Netherlands, Norway, New Zealand, Peru, Belarus, Pakistan, Poland, Portugal, Lebanon, Russia, Brazil, Sweden, Belgium, Thailand, Turkey, Azerbaijan, Ukraine, Vietnam, South Africa, Hong Kong, Germany, Denmark, Dominican Republic, Algeria, Ecuador, Egypt, Spain, Finland, France, Colombia, Greece, Czechia, China, Indonesia, Ireland, Israel, Chile, Italy, Japan, South Korea, Switzerland, Kazakhstan
- Last updated
- 1 month ago