Review
Easy to use and very helpful app
Description
ZestMoney. Dream big, pay small.
A better life is for everyone. And Zest helps make it accessible for millions to upgrade, to enhance, to rise, while keeping it affordable.
Buying with Zest gives you the freedom to shop right now and repay in parts up to 36 months. You get to pick what works best for you. With a quick 3-step approval process Zest is accepted at over 10,000 online & 75,000 offline stores.
Why should you use ZestMoney?
● Best Pay Later App with affordable EMI tenures
● Shop on EMI with 10000+ stores
● Fully digital process with no paperwork
● Instant loan approval and disbursal
● No credit card or CIBIL score required
Important terms and conditions regarding personal loans offered on the ZestMoney App
ZestMoney facilitates personal loans through its lending partners to select customers based on different factors like good repayment behaviour etc. The loan repayment period can vary from 3 months to 36 months. The maximum cost (interest & processing fee) can go up to 36% APR (Annual Percentage Rate) based on an individual’s credit profile, although most of our customers incur much lower cost. As an example, if you take a personal loan of Rs.20,000 for a tenure of 12 months at 20% interest rate, you will have to pay a processing fee of Rs.708 (3% of loan amount & GST) and your EMI will be Rs.1853. The total interest charged will be Rs.2232 (which is already included in your earlier mentioned EMI amount). Hence, you will be paying a total of Rs.22,940. EMI repayments can be made directly to ZestMoney via payment modes such as UPI, Debit card or net banking.
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A better life is for everyone. And Zest helps make it accessible for millions to upgrade, to enhance, to rise, while keeping it affordable.
Buying with Zest gives you the freedom to shop right now and repay in parts up to 36 months. You get to pick what works best for you. With a quick 3-step approval process Zest is accepted at over 10,000 online & 75,000 offline stores.
Why should you use ZestMoney?
● Best Pay Later App with affordable EMI tenures
● Shop on EMI with 10000+ stores
● Fully digital process with no paperwork
● Instant loan approval and disbursal
● No credit card or CIBIL score required
Important terms and conditions regarding personal loans offered on the ZestMoney App
ZestMoney facilitates personal loans through its lending partners to select customers based on different factors like good repayment behaviour etc. The loan repayment period can vary from 3 months to 36 months. The maximum cost (interest & processing fee) can go up to 36% APR (Annual Percentage Rate) based on an individual’s credit profile, although most of our customers incur much lower cost. As an example, if you take a personal loan of Rs.20,000 for a tenure of 12 months at 20% interest rate, you will have to pay a processing fee of Rs.708 (3% of loan amount & GST) and your EMI will be Rs.1853. The total interest charged will be Rs.2232 (which is already included in your earlier mentioned EMI amount). Hence, you will be paying a total of Rs.22,940. EMI repayments can be made directly to ZestMoney via payment modes such as UPI, Debit card or net banking.
Screenshots
ZestMoney FAQ
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Is ZestMoney free?
Yes, ZestMoney is completely free and it doesn't have any in-app purchases or subscriptions.
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Is ZestMoney legit?
⚠️ Warning: Multiple users of ZestMoney have mentioned scam or fraud. Investigate thoroughly before using this app.
Thanks for the vote -
How much does ZestMoney cost?
ZestMoney is free.
-
What is ZestMoney revenue?
To get estimated revenue of ZestMoney app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.
User Rating
1.92 out of 5
13 ratings in United Arab Emirates
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Ratings History
ZestMoney Reviews
Worst team 3 months Cash back😡😡😡
Suggested by my G showroom. Very very bad experience since 3 months for cash back.😡😡😡
Destroys credit score, don’t use
Please DON’T use Zestmoney. We pay our EMIs on time, they don’t. Your Credit Score would go for a toss for sure. Scared of this app now. I had maintained it as excellent for the longest time, all my efforts wasted in a few months.
Waste of time
This is an app that simply collects the documents and data! The credit limit gets frozen without any reason and the customer care is also hopeless since they don’t know anything more than what you know as a customer. The loan tenure is restricted to ridiculously small periods of time which makes the Emi amount quite significant. Overall, a bad experience.
Very good
Very good service
No good
No use .. just take our documents.. nothing more
Worst app ever don’t use this app for payment. Fraud App
This is one of the worst app. When pay anything by EMI they don’t give cashback aa they mention in app. Also it not No cost EMI. Since last 2 years I didn’t received my cashback yet. I tried to call multiple times but Support team is not available. Totally Fraud app don’t use this app.
Loan
Worst app i have ever seen. I have paid all the the loan amount, still the Zest Money agents contineously calling me for the payment of remaing loan and due amount. The app shows all closed EMIs from my side and no option for repayment. Moreover, on their side of companies platform they didn't receive the payment and they are applying due charges and loan amount. Worst worst app Please dont use it The single star also dont deserve this company.
Fraud
I did foreclosure of my loan before 2 months, but now DMI is sending messages and showing its still pending
Effected my cibil score
Even after paying all my payments before the due date my credit limit got blocked. Also due to the late payments by zest money to their partners it shows so many late payments on my cibil score data,when I didn’t even have any other emi except for zest money. It’s been almost a year and now my entire cibil score has spoiled. M never ever buying anything from zest anymore nor would recommend anyone. When I am trying to contact zest money it’s says not able to verify the mobile number. I even mailed them but there’s no response Kindly contact me asap.
Store Rankings
Ranking History
Category Rankings
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Top Free
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140
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Top Free
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328
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Top Free
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360
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Top Free
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427
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App Info
- Category
- Finance
- Publisher
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DMI Infotech Solutions Private
- Languages
- English
- Recent release
- 1.01.436 (7 months ago )
- Released on
- Feb 16, 2022 (3 years ago )
- Also available in
- India, United States, United Arab Emirates, Australia, Singapore, United Kingdom, Canada, Kuwait, Taiwan, Philippines, Austria, Argentina, Saudi Arabia, Malaysia, Hungary, Nepal, Poland, Norway, Netherlands, Nigeria, Mexico, Latvia, Kazakhstan, Lebanon, Luxembourg, New Zealand, Peru, Pakistan, Iceland, Portugal, Romania, Russia, Sweden, Slovenia, Slovakia, Thailand, Türkiye, Ukraine, Vietnam, South Africa, Dominican Republic, Armenia, Azerbaijan, Belgium, Bulgaria, Brazil, Belarus, Switzerland, Chile, China, Colombia, Cyprus, Czechia, Germany, Denmark, South Korea, Algeria, Ecuador, Egypt, Spain, Finland, France, Greece, Hong Kong SAR China, Croatia, Indonesia, Ireland, Israel, Italy, Japan
- Last Updated
- 4 days ago
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