Extra

Build credit w/o a credit card

Veröffentlicht von: The Aligned

Beschreibung

Your best life starts with better credit. Swipe the Extra Debit Card daily to help track your purchases, build credit*, and earn reward points* on every purchase.
• Less than 15 minute to apply
▪ No credit check required
▪ Earn up to 1% back in reward points*
▪ Get the best looking debit card ever
▪ Check out our plans and apply online on our website.
HOW IT WORKS
▪ Sign up by connecting your bank account* and get a spending limit based on your bank balance* with no credit check.
▪ When you swipe your Extra Debit Card, we spot you for that purchase and automatically pay ourselves back the next business day.
▪ At the end of the month, we total up all of your transactions and report them to credit bureaus as credit-worthy payments.
DOWNLOAD THE NEW AND IMPROVED APP
You’ll unlock:
▪ Exclusive content to help you make sense of credit
▪ Access to the Rewards Store
▪ Giveaways for MacBooks, PS5s, gas cards, and more.
▪ Easy card management
▪ More FOMO-inducing features coming soon
REDEEM POINTS IN THE REWARDS STORE*
Spend reward points on…
▪ Must-have tech
▪ Pinterest-worthy home goods
▪ Books you won’t put down
▪ …and more!
BETTER CREDIT CAN HELP YOU
▪ Qualify for an apartment
▪ Buy a home
▪ Get a better interest rate on a car
FAQS
Is Extra a Secured Card?
▪ No, the Extra Debit Card is not a Secured Card. Members connect their bank account* so they can build credit* with debit and earn reward points* with the money that they already have.
Why should I trust Extra with my bank account?
▪ We use Plaid to securely connect to your bank account. Plaid uses encryption and internationally recognized security standards to protect your information.
**Pricing and rewards availability will vary depending on plan and term selected. *Impact on your credit score may vary depending on your use. Extra is required to report both on time and late payments, which may negatively impact your credit score. *In order to transact with your Extra Debit Card, you must have an active, Plaid-compatible bank account linked to Extra’s services. Extra sets each Cardholder’s Spend Power based on a proprietary data-driven risk model, using objective signals to assist in the identification of those Cardholders who intend and are able to pay for their transactions.
The Aligned Company d/b/a Extra (“Extra”) is a technology company, not a bank. The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. This Card can be used everywhere Debit Mastercard is accepted. Extra is responsible for credit reporting and reports on time and late payments

Advertised credit claims are typical results for customers who use Extra as recommended and are based on a study using data from Experian. To learn more, visit extra.app/study.
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Screenshots

Extra Häufige Fragen

  • Ist Extra kostenlos?

    Ja, Extra ist komplett kostenlos und enthält keine In-App-Käufe oder Abonnements.

  • Ist Extra seriös?

    ✅ Die Extra-App scheint von hoher Qualität und legitim zu sein. Die Nutzer sind sehr zufrieden.

    Danke für die Stimme

  • Wie viel kostet Extra?

    Extra ist kostenlos.

  • Wie hoch ist der Umsatz von Extra?

    Um geschätzte Einnahmen der Extra-App und weitere AppStore-Einblicke zu erhalten, können Sie sich bei der AppTail Mobile Analytics Platform anmelden.

Benutzerbewertung
Die App ist in Dänemark noch nicht bewertet.
Bewertungsverlauf

Extra Bewertungen

A great start to building credit.

Icewing 47 on

Vereinigte Staaten

Extra has been an amazing app for building credit for me. It’s simple, easy to use and provides great customer service, support and even educational videos that can teach you about financial literacy and credit building. The app alone helped jump start me in building credit and now I can apply for better level credit cards. It’s a great app and I recommend it to anyone new to credit and looking for a dependable and trustworthy service.

Timely responses

Desi _Bambino on

Vereinigte Staaten

Great communication with the customer service staff. The live chat provides live chat with a real person

Helpful

SebastianM95 on

Vereinigte Staaten

Love how helpful they are and how quick to answer any questions or concerns! Would definitely recommend!

Watch your credit increase!

Noah53K on

Vereinigte Staaten

Extra is amazing! No need to worry about going over your limit because your limit is determined by how much you have in your bank account. Just use your Extra card like you would any credit or debit card and Extra automatically takes it out of your bank account the next day. Easiest way to boost your credit!

5 stars all the way!!!!

Chinorich23 on

Vereinigte Staaten

When we talk about being human that’s what extra exudes! As humans we make financial mistakes but extra was there to help me increase my credit and credit limits when I needed to take a pause they were able to be understanding and do that for me way better then my other credit card companies!! Thank you extra!!!♥️🤝🏽🫶🏽

Extra is great

Tre'1 on

Vereinigte Staaten

Extra is fantastic! Using your debit card as normal, earning points and building credit all in one! I like the features of the app. The dashboard is great and the customer service is always on point y. Definitely a 10/10

A really good way to build credit

jesusbabyboy420 on

Vereinigte Staaten

I got this card a couple months ago because I have relatively poor credit and the card has helped to raise my credit score by over 90 points in just a few months without me changing any of my spending habits just making sure that I use the card to buy what I would be buying anyways it really does help and it’s also super convenient to be able to check your credit score simply and easily whenever I want. I highly recommend this for trying to build better credit.

Extra Membership

Adam Loriann on

Vereinigte Staaten

I haven’t used it as often lately but when I was it was helping my credit score much faster than I thought it would. Can’t wait to get my new card so I start using it again

Responsive Support

MYERERNS on

Vereinigte Staaten

Support is right there when you need them. The support rep wasn’t able to answer the question that was the reason for my call immediately but he did defer to a higher level of support. All other questions were answered immediately. I only have good things to say so far about the Next Card App Concierge.

One of a Kind!

RamiCon2020 on

Vereinigte Staaten

Extra has really helped my credit with its unique intake on debit purchases helping your credit. I recommend this to anyone who wants to boost their credit score! Extra is the way to go.

Store-Rankings

Ranking-Verlauf
App-Ranking-Verlauf noch nicht verfügbar
Kategorien-Rankings
App ist noch nicht gerankt

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