Extra

After a year I’ve not received ANY real usable information for my needs or any benefit from being a member. No improvement to credit scores or useable information for my specific situation. Only a very expensive yearly fee.

I get bad, bad, bad vibes from this app. It seems fake. They say they have someone to help until 12am eastern time, but yet, no one helped me at 10pm eastern time. They also like don’t have the option to reinstate your account. Weirdo behavior. Liars, seemingly. Not good.

It didn’t really do much for my credit score and it seems kinda scammy if you don’t make an option to cancel directly through the app and make you have to call or email them directly to have it done. Wouldn’t recommend it to anyone. Just get a starter credit card from one of the name banks.

I was in the middle of applying when I found out that this application requires a monthly subscription. The interface makes it seem like I had created an account in the middle of applying but I actually had not which I only realized after support emailed me back saying that I was writing from an unrecognized email. Please be advised of this if you want to apply. The service might be good but it’s not free.

I started off around a 250 credit score now at 740 so it definitely works, never had any issues. Card works fine anywhere

My credit score went down 56 points the same month I had a back and forth through email trying to close my account

Been using this service for a while now, had helped immensely in building my credit score without typical shortfalls typical credit cards have. They have great and fast customer service, they have been able tl help my with any issues or questions I’ve had since I’ve been using them. Would highly recommend to anyone looking to build credit without using the typical credit card rout

I have been using this card since 2021 & I can truly say it is amazing. The customer service is truly awesome & quick to respond. This card also has helped my credit so much & you even build up points to get FREE items or gift cards!! Totally recommend!

This app is amazingly good a must!!!!!!

It's definitely worth the price. In addition to building your credit, you earn points with every purchase. It helped me a lot when my credit score was low, just like a regular credit card. I recommend using it for all your purchases instead of your debit card, so you can build good credit and accumulate points. These points can be redeemed for great rewards, including gift cards, tech, and other prizes.