O2 Digital Banking

It took 5 times to deposit due to the “for mobile deposit only” requirement being rejected

You can't find your own account number easily and you need approval to deposit checks through the app. I have never heard of anything so ridiculous.

I have been paying Nicor, ComEd, and WM with my banking app. I no longer use their website services as they charge $$$ for the convenience of paying my bills. I don’t even remember what they charged but I know I’m saving $$$ by NOT paying their fees. LOVE IT!

The app works fine for seeing my transactions and transferring funds from one account to the other. The problem is sending money out with Zelle, something I do on a regular basis. I’m not joking when I say 85% of the time I try to use it, it says “unable to confirm try again later” it’s beyond frustrating. If it happens occasionally, fine, I get things aren’t perfect. But at this point I’m shocked when it actually works. It has been like this for a very long time and apparently no bug fixes. Beyond annoying!!

Made so easy with the Old Second app.

App crashes about every 10th time I open it. Running a new IPAD Pro with current operating system. I spoke with O2 Bank support on an issue I had on a different machine. They said they would call me back and never did. 02's support has dwindled recently.

Can no longer use with older iPhone so I opened an account with earth movers credit union today, should have done so long ago.

I cannot get into my account. It says I have to upgrade to the next version but gives me no way to do that. I just go in circles and never get in. How do you initiate the system upgrade? There is no place it tells you or let’s you do that!

I use the Chase mobile deposit all the time for my business — easy and no issues. I had to try multiple times with this one — very frustrating.

Use the web interface to the online banking portal. The app is good at checking your accounts but the bill pay functions are limited. You can do more on the web than in the ap. That alone is why I gave it two stars. The west suburban bank app was much better. Too bad that they did not check to see who had the better apps after the merger and not force us to use the worst of the two. If it were not such a bother to change banks I would have done so already.