BharatPe (previously postpe)

All-in-One Financial app

Разработчик: RESILIENT INNOVATIONS PRIVATE

Описание

BharatPe (previously postpe) is your one-stop financial app designed to meet all your financial needs. From convenient bill payments without any fees to quick cash loans, attractive gift vouchers, and credit card bill payments, BharatPe has you covered. Download the BharatPe app. BharatPe UPI is coming soon on iOS.
BharatPe Bill Payments:
Recharges: Pay all your bills easily for Mobile, DTH, Fastag.
Utility Bills: Bill payments for electricity, water, LPG, piped gas, and broadband with ease.
Credit Card Bills: Easily pay your credit card bills online.
BharatPe Commerce:
Special Discounts: Get exclusive discounts on gift vouchers from top brands.
BharatPe Instant Cash Loan:
High Amounts: Access instant cash loans up to ₹15 lakh.
Flexible Repayment: Choose repayment options that suit your convenience.
Document Free Loans: No collateral or guarantor required.
Trusted Partners: Loans disbursed via trusted NBFC partners like L&T Finance, Cashe, and True Credit.
Repayment Terms:
Bill is generated every month. Users have the option to convert bills to EMIs from 3 months up to 15 months. Users can also repay the bill in full at no interest cost by the due date. Loan repayment tenure ranges from a minimum of 3 months to a maximum of 15 months.
Annual Percentage Rate (APR):
Ranges from 18%-70%. APR is communicated on the app while converting a bill to EMIs or taking a loan. APR will be different for different tenures of EMIs.
Example of postpe cash:
Amount chosen by user: ₹1,00,000
Tenure: 12 months
Interest Rate: 18% per year (reducing)
Processing fees: 2.5%
Repayment Amount: ₹1,11,196
Total Interest Payable: ₹11,196
Processing Fees (incl. GST): ₹2,500
Monthly installment (EMI): ₹9,266.32
Total Cost of the Loan: Interest Amount + Processing Fees = ₹2,500 + ₹11,196 = ₹13,695
APR: 24.8%
Example of Bill to EMI conversion:
Amount converted into EMI: ₹1,00,000
Tenure: 6 months
Interest Rate (APR): 18% per year
Repayment Amount: ₹1,09,000
Total Interest Payable: ₹9,000
Processing Fees (incl. GST): ₹0
Monthly installment (EMI): ₹18,166.67
Total Cost of the Loan: Interest Amount + Processing Fees = ₹9,000 + ₹0 = ₹9,000
Permissions:
As per NPCI regulations, it is mandatory for UPI payment apps to enable SIM binding (send and receive SMS) from the user’s device to auto populate OTP on NPCI common library for authentication and authorization of payments. We also require permissions for Location, Device Information, and SMS to provide additional data points, allowing our partners to better underwrite you. For more details, please check our Privacy Policy.
About BharatPe (previously postpe):
BharatPe is the brand name of the application launched by Resilient Innovations Private Limited. BharatPe is our developer name.
NBFC Partners:
We have partnered with RBI-approved NBFCs such as LendenClub (Innofin Solutions Private Limited), TrillionLoans Fintech Pvt Ltd, and LiquiLoans (NDX P2P Private Limited). Additionally, we collaborate with L&T Finance Consumer Loans, Bhanix Finance and Investment Limited (Cashe), and True Credits Private Limited (Truebalance) as DSA partners to offer loans.
Contact Us:
Email: [email protected]
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Скриншоты

BharatPe (previously postpe) Частые Вопросы

  • Приложение BharatPe (previously postpe) бесплатное?

    Да, BharatPe (previously postpe) полностью бесплатное и не содержит встроенных покупок или подписок.

  • Является ли BharatPe (previously postpe) фейковым или мошенническим?

    ⚠️ Предупреждение: Несколько пользователей BharatPe (previously postpe) упомянули о мошенничестве или обмане. Тщательно изучите отзывы перед использованием этого приложения.

    Спасибо за ваш голос

  • Сколько стоит BharatPe (previously postpe)?

    Приложение BharatPe (previously postpe) бесплатное.

  • Сколько зарабатывает BharatPe (previously postpe)?

    Чтобы получить оценку дохода приложения BharatPe (previously postpe) и другие данные AppStore, вы можете зарегистрироваться на платформе мобильной аналитики AppTail.

Оценки пользователей

2.33 из 5

6 оценок в ОАЭ

5 star
2
4 star
0
3 star
0
2 star
0
1 star
4
История оценок

BharatPe (previously postpe) Отзывы Пользователей

Wrost service

Ajay@jay on

Индия

Once you dont pay the call your friends relatives abd all stole data

Not serious in business sense

swaminairji on

Индия

Need to understand and improve the quality of lending lease analysis customer correctly

Bad policies

Bansi Manvar on

Индия

I want to highlight an issue I faced while dealing with one of your executives regarding a waiver. As per BharatPay’s policy, only email validations are considered valid. However, the executive assured me over a phone call and WhatsApp that she would assist with waiving part of the interest since I had lost my job and couldn’t pay my bill for two months. She asked me to pay the remaining amount urgently, which I did. Despite this, no waiver was applied, and the full amount was still reflected in the app. I reached out to her multiple times via WhatsApp, but my messages were ignored. Finally, I contacted customer support, but they insisted on a valid email proof of the waiver. How can I provide an email when the communication was conducted over a phone call and WhatsApp? This experience has been frustrating and has undermined my trust in your services. I hope you can address this issue and ensure such incidents are prevented in the future.

Fraud !!!!!!

saamoni on

Индия

Please be-aware this js most pathetic and fraudulent company. They will provide you loan and then they will harass you so much . Their team will call and start abusing. This is kind of harassment!!!!!!! Pls don’t go for their platform

Maintenance

Teddy5913 on

Индия

Worst app i have ever seen always under maintenance 365 days under maintenance

Not able to delete account

qywuejjw on

Индия

I have closed all my dues months ago but didn’t get NOC and it shows my current due is “-1”. While trying to delete my account it shows I have pending loans. And it is still in my cibil also.

Can i login?

Harsha Ramakrishna on

Индия

Can I login because I am trying from past two days to login !

Chor bazaari

Bindutesh on

Индия

There help and support systems really need help and support, poor and failed response. Dont go with bharatpe. Otherwise you will pay lifelong. They dont close account also. Damages cibil score.

Earlier postpe cashback gone

Reddy1947sp on

Индия

Where old cashback amount

Worst service

Arru Boy on

Индия

It is worst and worst since months it is showing service upgrade is going on and I can’t damn use the amount or scan through app anywhere. Really pathetic..

Оценки

История позиций в топах
История рейтингов пока не доступна
Позиции в категории
Рейтинг
Категория
Позиция
Топ бесплатных
175
Топ бесплатных
482

Ключевые слова

BharatPe (previously postpe) Конкуренты

BharatPe (previously postpe) Установки

30дн.

BharatPe (previously postpe) Доход

30дн.

BharatPe (previously postpe) Доходы и Загрузки

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Информация о приложении

Категория
Finance
Разработчик
RESILIENT INNOVATIONS PRIVATE
Языки
English
Последнее обновление
1.2.5 (5 месяцев назад )
Выпущено
Oct 10, 2021 (3 года назад )
Обновлено
1 неделю назад
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