M1: Where sophisticated wealth-building meets simplicity.
Your all-in-one platform for earning, investing, spending, and borrowing. Join hundreds of thousands of investors who trust us with more than $10 billion in assets.
EARN
• Maximize your cash with our High-Yield Cash Account offering 425% APY¹
• FDIC-insured up to $3.75 million
• No minimum balance or fees
• Automate your savings with Smart Transfers
INVEST
• Build custom portfolios with 6,000+ stocks and ETFs
• Choose from expert-curated portfolios based on your goals and risk tolerance
• Invest for the long-term with automatic rebalancing and fractional shares
• Open individual, joint, trust, or custodial accounts
• Rollover or start a Traditional, Roth, or SEP IRA
CRYPTO
• Invest in cryptocurrencies like BTC and ETH as part of your long-term strategy
• Create custom Crypto Pies and invest automatically
• Commission-free trades
SPEND
• Earn up to 10% cash back with the Owner's Rewards Card by M1²
• Automatically reinvest your rewards to accelerate wealth building
• No annual fee
• Visa Signature benefits
BORROW
• Access a flexible line of credit against your investment portfolio
• Borrow up to 50% of your portfolio value
• Competitive 6.50% rate³
• No additional paperwork or credit checks required
WHY CHOOSE M1?
• Holistic wealth management: Seamlessly integrate earning, investing, spending, and borrowing
• Advanced automation: Put your finances on autopilot with custom rules and dynamic rebalancing
• Flexibility and control: Customize your strategy while we handle the execution
• Low costs: No commissions or management fees on investments
• Education and insights: Access expert analysis and financial planning tools
SECURITY
• Bank-level 256-bit encryption
• Two-factor authentication
• SIPC protection up to $500,000 on investment accounts
• FDIC insurance up to $3.75 million on cash accounts
GET STARTED
1. Download the app and create your account
2. Set up your custom strategy or choose an expert portfolio
3. Fund your account and start building wealth
Join M1 today and experience the future of finance – where sophisticated wealth-building meets simplicity.
¹ Annual Percentage Yield (APY) as of 11/8/24. Rates subject to change.
² Cash back rates vary by merchant. See website for full details.
³ Margin rates subject to change. See current rates at m1.com/borrow.
Investing involves risk, including the risk of loss. M1 Finance LLC is an SEC registered broker-dealer, Member FINRA/SIPC.
Borrow rates, terms, and conditions are subject to change and may vary based on credit determination, market conditions and other factors. This is not an offer, solicitation of an offer, or advice to buy or sell securities, or open a brokerage account in any jurisdiction where M1 is not registered.
M1 Finance LLC
200 N LaSalle Street, Ste. 800
Chicago, IL 60601
СкрытьПоказать больше...
Скриншоты
M1: Invest & Bank Smarter Частые Вопросы
Приложение M1: Invest & Bank Smarter бесплатное?
Да, M1: Invest & Bank Smarter полностью бесплатное и не содержит встроенных покупок или подписок.
Является ли M1: Invest & Bank Smarter фейковым или мошенническим?
🤔 Качество приложения M1: Invest & Bank Smarter спорное. Некоторые пользователи довольны, в то время как другие сообщают о проблемах. Рекомендуем ознакомиться с отдельными отзывами для получения более полной картины.
Спасибо за ваш голос
Сколько стоит M1: Invest & Bank Smarter?
Приложение M1: Invest & Bank Smarter бесплатное.
Сколько зарабатывает M1: Invest & Bank Smarter?
Чтобы получить оценку дохода приложения M1: Invest & Bank Smarter и другие данные AppStore, вы можете зарегистрироваться на платформе мобильной аналитики AppTail.
Оценки пользователей
4.68 из 5
64,572 оценок в Соединенные Штаты
5 star
54,585
4 star
5,061
3 star
1,589
2 star
656
1 star
2,591
История оценок
M1: Invest & Bank Smarter Отзывы Пользователей
Best App
Margin loan and 5% for parking your hard earn Assets on your M1 saving Account is phenomenal , plus , you get to customize your own pro folio. One thing , that sold me is the fact that , the insurance on your money through M1 finance is a lot more than traditional banks . I love this app
$3 for a maintenance trash
I hate your new $3 charge every month. I am moving my account soon thanks for nothing
Horrible Transfer Policy!!!
Hate the new borrow section, can”t tell how much we can borrow without doing math.
It takes 7 days to transfer your money from one account to another internally or externally ... ( ie. Invest —> Savings; Savings —> Credit card; Eternal Bank —> Credit Card)... *** All internal linked accounts transfers should be instant ***
Terrible support
You can’t call them and a lot of their boilerplate FAQ’s don’t help.
Thanks I need to move to Fidelity because I have one Roth IRA
Your sercoits very good, what’s fee I need to pay for the transfer and will be necessary to migrate to clear end with your partner Apex ???
No Longer Free
This was a decent platform, but wasn’t the one I really used the most, only because it had pies and you could only buy things in pies. If it weren’t for the pies, M1 honestly would’ve been the best brokerage platform, that is until it started charging fees. Just went into my account today and noticed M1 had been selling my shares of stocks and charging me fees. Pointless to even use them anymore, decided to close and just focus on the main brokerages that I use.
Watch out for fees!
They started adding fees. This will eat into your earnings especially if you don’t have a ton of investments. They make it extremely difficult to leave and delete. I’m switching to Vanguard. Not sure what the advantage of M1 is anymore.
Great App
Liking the new features and the easy set it and forget it aspect to the app. Many funds and stocks to choose from. New divvy tool is great as well. Keep up the great work
Stock Lending Hidden
It's a wonderful app but in default M1 hides the fact they're having stock lending without permission from the clients, and even if we agree in terms, it's very well hidden. If M1 goes bankrupt and you have stock lending, your stocks are not yours and you loose everything. All your money gone. Opt Out Stock lending
App signs me out weekly
M1 is an amazing platform and the app has been great, until recently. It signs me out on a weekly basis. If I sign in using credentials and two factor, the app should stay signed in. I also have it set to use Face ID. I should not need to keep signing in so often. Please fix this M1 app team!!
Получите ценные инсайты о производительности M1: Invest & Bank Smarter с помощью нашей аналитики. Зарегистрируйтесь сейчас, чтобы получить доступ к статистика загрузок и доходов и многому другому.