Sarwa: Investing made easy

Sarwa is an all-in-one investment and personal finance app. Whether you prefer a hands-off investment, real-time trading of stocks, ETFs, and cryptocurrencies, or you want to save and grow your cash by 3%, Sarwa is your one-stop shop. With Sarwa Invest, Trade, Crypto, and Save, all your investments are covered.
Investing has never been easier. With Sarwa, you can sign up in a few minutes and transfer with zero cost from a local U.A.E AED account. There are no lock-ins, and no entry or exit fees.
Looking for a hands-off investment to make your money work? With Sarwa Invest, we build you a globally diversified portfolio of Exchange-Traded Funds across assets, that reflect your risk profile and values. Once your account is funded, we take care of the rest from dividend reinvesting to portfolio rebalancing.
With Sarwa Trade you can easily invest in companies you believe in. Sarwa Trade delivers self-directed trading of thousands of U.S. stocks and ETFs at zero commission. Sarwa also provides you the ability to buy and sell your favorite cryptocurrencies with Sarwa Crypto.
You can also put your cash to work, with Sarwa Save. Earn 3% interest on your cash (variable based on the Federal Funds Rate), a rate that takes on most rates. All with no lock-in period, no management fees, and no minimum balance required.
HUMAN SUPPORT: We use smart technology to make the process fast and efficient. We also understand the need to talk to a real human. Our great support team is available to answer your questions. For accounts above $50K, you can schedule a meeting and talk to your advisors when you need them.
PRICING: Sarwa uses technology to bring down the fees so you have more money to put to work. Sarwa Save has no management fees, and both Sarwa Trade and Sarwa Crypto are zero-commission trading services. Sarwa Crypto has a low spread of 0.75%. With Sarwa Invest, it’s an all-inclusive annual management fee of 0.85% for accounts under $50K, 0.7% for accounts between $50K and $100K, and 0.5% for accounts above $100K.
SERIOUS ABOUT YOUR SECURITY: We adhere to high industry standards of security and compliance and have strict internal policies. Sarwa is regulated by top-tier regulators (DFSA and ADGM FSRA) and is backed by renowned regional and international investors and government funds.
FEATURED: ‘A good financial advisor can literally be the difference between make or break. In the UAE, plenty of investors trust [Sarwa] with their money’ – CNN.
BIG ON EDUCATION: Learn and stay informed with our articles, videos, and workshops with Q&A sessions. We also feature community heroes that have had unconventional paths to success to inspire your own with My Sarwa Story.
You can reach us at [email protected].

Sarwa Digital Wealth Limited is regulated by the DFSA with a registered address of DIFC Fintech Hive, Gate Avenue, Zone D, Level 1, Offices 208-215, PO Box: 507211, Dubai, United Arab Emirates. Sarwa Digital Wealth (Capital) Limited is regulated by Financial Services Regulatory Authority (FSRA) in the ADGM with a registered address of 16-115, WeWork Hub 71, Al Khatem Tower, ADGM Square, Al Maryah Island, Abu Dhabi, United Arab Emirates. Sarwa X, Sarwa Crypto, Sarwa Trade, and Sarwa Save are products offered through Sarwa Digital Wealth (Capital) Limited that is regulated by the FSRA. These offerings are not regulated by the DFSA and are not offered to DIFC clients. Sarwa is not a bank. We unlock high-yield accounts through our banking partners. Past performance is no guarantee of future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes, and may not reflect actual future performance. All investing involves risk, including the possible loss of money you invest. Please visit our Disclaimer Notice page for further information.