Affirm: Buy now, pay over time

Flexible payments, big savings

Published by: Affirm

Description

Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S., or pay with Affirm on Apple Pay.
Why you’ll love the Affirm app:
• See your purchasing power front and center
• Shop brands with clear, flexible payment options
• Discover deals, 0% APR options, and plans over 12 months
• Set up AutoPay or easily make early or one-time payments
• Request to pay over time with the Affirm Card online or in-store
Take your Affirm Card everywhere:
• Get a physical card and use it anywhere Visa is accepted in the U.S.
• No credit impact to apply, and no card or annual fees
• Discover 0% APR options or flexible plans at top brands, in-store and online
• Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details.
Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed.
The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more at https://www.fdic.gov/resources/deposit-insurance/. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license 60DBO-111681. For licenses and disclosures, see affirm.com/licenses.
Rates from 0 - 36% APR. For example, an $800 purchase could be split into 12 monthly payments of $77.99 at 30% APR, or 4 interest-free payments of $200 every 2 weeks. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states.
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Affirm FAQ

  • Is Affirm free?

    Yes, Affirm is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Affirm legit?

    🤔 The Affirm app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does Affirm cost?

    Affirm is free.

  • What is Affirm revenue?

    To get estimated revenue of Affirm app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.87 out of 5

1,678,609 ratings in United States

5 star
1,557,562
4 star
72,625
3 star
17,813
2 star
5,898
1 star
24,711
Ratings History

Affirm Reviews

Simply Amazing App!!

WJB SON on

United States

Just an Amazing App!! Thank you for helping me buy the things I really want!!

Shopping made possible

Calmsheep on

United States

I enjoy shop through affirm, gives me the power to buy things I need and give me the time to pay over time.

Affirm

Tony Flores2377 on

United States

It’s very connivence and computer friendly

App doesn’t even load anymore

Jmeza081 on

United States

After updating to iOS 18 the app no longer loads. I just get a “unexpected error occurred” when loading the app. Can’t login, can’t view my loans. What’s worse is it seems like the development team isn’t even prioritizing this. Two bug fix releases in the last month and nothing. Extremely frustrating.

Refund

*Gonzalez007 on

United States

I’m having to jump through hoops on a refund I’m untitled to on a cancelled order. I reported it to the BBB and will be open to talking to the public eye about how Affirm handles their refund process as I have seen that there are other people that share my same experience.

Run. They’ll try to trap you & keep you from closing your account.

Laurenelizabethvernon on

United States

Affirm was fine while I was an active customer, the nightmare began when I tried to close my account. They have set up so many roadblocks to prevent customers from being able to close their accounts. I last used Affirm around a year ago. After trying to unsuccessfully close my account through the app a few times, I called customer service over a month ago and the lady I spoke with said she closed my card for the account and that I would need to reach out again in 30 days to cancel my account. I reached out today to finish closing. The first person I spoke to said they couldn’t close my account and that they were going to check why. I guess I should have said thank you or something, because after two minutes of unresponsiveness to me (when no question had been asked of me and I was blindly assuming I was supposed to wait for them to reply with whatever information they discovered) they left the chat. I had to start all over with another guy. They at first said it was due to not having the correct address, then they told me my card was never actually canceled. I was forwarded to a manager who was just about as helpful as the two associates before him. And just received an email from him about how to close the card from the app. Here we go, starting the whole process over again. It’s feeling very scammy/gimmicky. Avoid these people at all costs.

Affirm defaulting on loan terms

wcuscjebkr on

United States

I signed my loan terms stating I would be able to pay more than the minimum due. I have tried for 2 months to pay more. When I go to “make a payment” and choose “OTHER AMOUNT”, no matter what amount I type in (above my regular payment) it auto fill to full payoff amount. This violates the term I signed for. I am being charged 35% interest with NO WAY TO PAY THIS DOWN SOONER. This is NOT what my loan documents state. THIS IS FRAUD.

Does not work

YungQueen on

United States

The app magically does not let you make a payment all of a sudden

Buena app

Expositomiranda on

United States

Muy buena la aplicación

Pinky

Redbug19 on

United States

I was not given the opportunity to give my annual income. They just denied me.

Store Rankings

Ranking History
Category Rankings
Chart
Category
Rank
Top Free
13
Top Free
27
Top Free
74
Top Free
184
Top Free
240

Keywords

Affirm Competitors

Affirm Installs

Last 30 days

Affirm Revenue

Last 30 days

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App Info

Category
Shopping
Publisher
Affirm
Languages
English, French
Recent release
3.318.1 (1 day ago )
Released on
Aug 24, 2015 (10 years ago )
Also available in
United States, Canada, United Kingdom
Last Updated
2 days ago
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