Everything you need to manage your finances – at your fingertips with our fast and secure app.
Available to clients with compatible iOS devices and a UK or international mobile number.
Safe and secure
Protecting your finances is our priority: the Coutts app is very secure to use.
You can log in using your fingerprints, face recognition or a passcode.
And to make sure you're paying the right person or business, the app will send you notifications to approve or decline transactions.
Everything at hand
All your transactions are always at hand via the app, whether you’re moving money across accounts or paying others.
You can also see how your investments are performing at any time through the app (The value of your investments can do down as well as up and you may not get back the full amount you invest).
Important things to know
Fingerprint and facial recognition are available on selected devices.
Enabling push notifications is strongly recommended – they will be necessary for responding to payment notifications.
By downloading this application, you accept the T&Cs on https://www.coutts.com/important-information-and-fscs.html. We recommend that you save a copy of the T&Cs and our Privacy policy for your records.
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Coutts FAQ
Is Coutts free?
Yes, Coutts is completely free and it doesn't have any in-app purchases or subscriptions.
Is Coutts legit?
⚠️ The Coutts app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.
Awful, nightmares logging in and adding payees. Continually glitching and having to start again. Can’t download up to date pdfs either so you have to export onto an excel spreadsheet so the bookkeeper can reconcile the bank. Very amateurish stuff
Not good enough
How they introduced this system is beyond me. Spent this morning finding missing account details of transactions. Then app freezes repeatedly. This on ipad. On my laptop it simple won't work. But I can get it too work on my phone? Simply not good enough from a premier bank.
It’s OK
The new App is not as bad as some are saying. It’s OK but nothing like as good as the old one. And, in fact, not as good as other banks.
I still cannot get a payment receipt that has the bank’s name on it. People that receive them from me think that I have typed it myself so it proves nothing. I was told at least a year ago that this was coming but it hasn’t.
Finding an existing payee is a nightmare. First you have to go through the search facility. Secondly when it finds them it only returns their nickname which is dreadful. There is no way to tell which gardener, for example, you wish to pay. The ‘Review’ page should show the correct name of the payee not the nickname. It does show the bank details but that is usually no help. You do not see the name of who you’ve paid until you’ve already paid them. That is bad..!!!
I could go on. What customers need are timelines as to when things are going to be sorted. It is incredible that such a prestigious and expensive bank should not be putting in the kind of investment necessary to at least equal the previous online service which was pretty good. Either that or they being seriously let down by their developer. The service generally from the bank is first class but the online banking system is not.
No more notifications, impossible to use
For the last month - I assume since last update - it no longer works. App is dire.
I go to pay for something, it sends a push notification and it things in a new user every time. Asking me to login - which I do - then notification disappears so I can never, ever pay for anything.
If it continues I’m leaving this bank for good.
Customer for 10+ years. Woeful.
A step backwards
A step backwards from the previous app / online banking platform. Such a shame.
Darren
Now that I’ve found my way around I think it’s a great app.
Worst Banking App - just Doesn’t Work
Never had there been a more frustrating and useless App created.
Often one needs to use the desktop version of Coutts online banking because of the higher limits. Log in security for desktop version is provided by this App.
The App asks if you it is you that has requested desktop access, but the sends you to mobile version, not too desktop version.
It doesn’t always do this, but much too often
Solution is to delete App and reinstall. But that’s a time consuming process
App was working fine until today
Does anyone check updates before releasing them. Since yesterday’s update (17 March 24), every time I use the app it treats me like a new customer to the digital platform, then it remembers I’ve signed up and takes me to my account. it’s ridiculous. Everything was working, perfectly until yesterday. BTW as other users have pointed out, we need a dynamic payment name search facility. Thanks
They should rename this bank
Coutts should change their name to “Service Temporarily Unavailable” as that’s what’s at the top of their app most of the time.
Criticise other banks if you will but it’s rare a major bank switches their entire service off … coutts switches theirs off most weekends (just when people who work for a living have time to sort their personal accounts)
Ridiculous
Problems from last year still not fixed.
I am going to repeat my comments from 13 December 2022, because this problems still exist today:
When logging in the screen flashes bright white like a camera flash. Not necessary at all. In fact quite disturbing. Please could this bright white flash be removed.
Also, when searching payees it would be useful to have dynamic search so that when each letter is typed in the search box the list of payees reduces to show only those matching the letters typed as those letters are being typed (without need to then press search).
The developer said this on 14 December 2022:
Apologies, after further investigation we now understand that the issue you described is a separate bug that we are yet to fix. Thank you for flagging this! We'll aim to resolve in our next app release.
It has been 12 months and still not fixed.