--- title: "Debt Payoff Planner & Tracker - Reviews, Revenue and Downloads in Canada | Apple App Store" description: "The Debt Payoff Planner app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans. Today is the day to make a plan with a loan calcu" --- # Debt Payoff Planner & Tracker — Canada > Debt Free Snowball Calculator ![Debt Payoff Planner & Tracker App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/d2/3a/b3/d23ab3e6-306e-3417-6685-721700bdb853/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png) **Developer:** [OxbowSoft](https://apptail.io/developer/oxbowsoft-WOwb) **Category:** Finance **Rating:** 4.6/5 (374 ratings) **Price:** Free **Bundle ID:** com.oxbowsoft.debtplanner **Store:** Apple App Store **Country:** Canada **Version:** 2.3.2 (released 2026-02-04) **Original Release:** 2015-11-04 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ca/app/app/id1009323715) **AppTail Page:** [https://apptail.io/app/debt-payoff-planner-tracker-Igh/canada](https://apptail.io/app/debt-payoff-planner-tracker-Igh/canada) ## Debt Payoff Planner & Tracker Description The Debt Payoff Planner app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans. Today is the day to make a plan with a loan calculator and beginning paying down debt. Required inputs for calculating your debt free date are the current balance of the loan, the annual percentage rate (APR), and the minimum payment amount. That's the only requirement to getting a customized debt repayment schedule. Easy steps to becoming debt free: - Enter your loans and debts - Enter your additional monthly payment budget to pay down faster - Choose a debt payoff strategy * Dave Ramsey's Debt Snowball (lowest balance first) * Debt Avalanche (highest rate first) * Debt Snowflake (one-time extra payment toward loans) * Custom debt free payoff plan Debt Payoff Planner and Loan Calculator determines the optimum payment plan and how long it will take until you will be debt free. You tell the app how much you want to budget toward paying off your debt and we'll tell you how. We recommend the Debt Snowball strategy because we believe that paying off individual accounts faster will help you stay focused on your financial goal of debt elimination. A payoff plan is only useful if you stick with it! Your ability and willingness to pay more than the minimum payments is how you will become debt free in less time than you imagined. Budgeting your income will help you to get a regular monthly amount to pay down the debt faster. The payoff chart will show two payoff scenarios: only paying the minimum amounts, and the repayment schedule when you pay more the the minimum ever month. Creating an account enables you to have a secure backup and your information is immediately available if you start using a new device. Getting out of debt is hard, so we try to allow you to take baby steps toward this goal. We believe that becoming debt free requires an easy starting point and making sure every dollar is leveraged perfectly. The loan calculator has minimal inputs in order to make your money management easy to follow. The Debt Payoff Planner and Calculator is also used for tracking payments and updating the time-frame for becoming debt-free. Inputting payment information is as simple as typing in the amount and the date the payment was made. The goal of payment tracking is to see your progress over time and affirm that you are staying focused on your financial goals. In addition to being a debt tracker and loan calculator, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation. We support eight loan categories: * Credit Cards like Capital One, Citicard, Chase, etc. * Student Loans like Navient, Sallie Mae, Great Lakes, etc. * Auto/Car Loans * Medical Loans * Mortgages like Rocket Mortgage, SoFi, etc. * Personal Loans to friends and family or other individuals * Taxes like IRS or local municipalities * Other category could be anything from a paycheck loan to a hard money loan In addition to the Debt Snowball calculator and the Debt Avalanche method, many users like to do a custom sorting of their debts. This customization is available for users that want to be their own debt manager. We allow the ability to provide a Debt Snowflake payoff as well. A Debt Snowflake is a one-time payment from things like a bonus at work, a tax refund, an extra payday, etc. This additional capability allows you to have tighter control over every dollar you are budgeting. Terms of Service: Privacy Policy: End-User License Agreement: ## Debt Payoff Planner & Tracker Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/b0/db/4c/b0db4c34-c02e-c2dd-c5f8-636339e9a329/ceb7161c-e230-445f-9179-f7a4ff121c5b_Screen_1.png/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e1/1a/ab/e11aab12-ce3e-7545-fec1-0ad0f94f6ca8/9aeea5b7-d71b-4b79-879e-7f460a4366b9_Screen_2.jpg/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ea/49/6a/ea496a67-fae7-e6ed-092a-192b9c4e0c7d/Screen_3.jpg/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/17/1a/87/171a8731-bb8f-cae6-d898-67f81c6c71c3/f44d5fad-e89f-4d64-827c-599f5a5c99f1_Screen_4.jpg/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7f/5e/a4/7f5ea4d9-26bf-3fca-1f80-09bb7c695840/49b691ba-114d-465a-81ca-bcf9a901ea23_Screen_5.jpg/1284x2778.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d1/f5/f4/d1f5f4e2-4d2a-ed00-5a19-94405b37808e/52792bf3-e844-40e0-9635-b111e927f7f3_Screen_6.jpg/1284x2778.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5a/60/b5/5a60b546-5666-0004-7276-fc3eda3649c2/8f48a663-2603-4ac7-bca3-2a1ecc41792a_Screen_7.jpg/1284x2778.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9c/67/4e/9c674e38-f4c8-6a8c-1f94-5c8f9d26acff/b85be402-b4a6-40a1-b4e5-167e9bef91bb_Screen_8.jpg/1284x2778.png) ## Debt Payoff Planner & Tracker Rating Breakdown in Canada - 5 stars: 301 (80%) - 4 stars: 38 (10%) - 3 stars: 9 (2%) - 2 stars: 5 (1%) - 1 stars: 21 (6%) ## Debt Payoff Planner & Tracker Reviews in Canada ### ***** "Simple and Easy to Use and Understand" This app is simple and easy to use and gives you the option to use Debt Snowball or Avalanche and Custom option. The Step-By-Step Plan helps you see a better picture of your debt elimination plan and the Home view shows your Debt Freedom Date. Amazing app with Free version and a great yearly plan if you need the enhanced features. Definitely a 5 Star App. -- Dairon D, 2025-01-01 ### ***-- "Annoyed" The concept of the app is great. When you try an add one time payments or strategies, I am wondering why there wouldn’t be a drop down list of debts you’ve already added, so you can choose the one you want and add the payment or whatever. I add one time fundings. Same Nickname. Doesn’t apply to it. I paid for the ap and I’m getting frustrated to the point where I want my money back and I’ll try something else. Contact them they don’t reply -- Christyssschr, 2024-11-26 ### *---- "Screen is blank" Whenever I open the app on my phone, I just get a blank white screen. It only works on my laptop -- dopey1905, 2024-10-16 ### *---- "Horrible changes" I don’t know what on earth you did with the app but I had been using it for years now it’s entirely unusable I just deleted it from my phone. Shame. -- m0thet0fdrag0ns2, 2024-04-06 ### *---- "It keeps freezing." I have the paid version, it used to freeze every one and then. But now it is frozen and it does not open at all. -- Senaitande, 2024-04-05 ### *---- "App keeps freezing" Thought this app was going to be great, but when I add items, it keeps freezing and I had to reopen it many times -- Barb3002, 2024-02-13 ### ***** "Easy to use and so insightful" Love this app. It does what it says and is really easy to set up and use. Making my life very simple when it comes to debt pay off. My only wish is that it had features to track regular income and expenses as well to have a complete look at finances. Have to use a separate app for that. However, as a debt payoff app, this is aces. The daily motivations and support videos are awesome. Recommend fully. -- Grammarmom, 2024-01-11 ### ***** "Must have for long term debt payoff clarity" Thanks to the clarity that this app has provided us so far, we should have our mortgage paid of before either me or my wife will be 30 years old. That will be life changing for us! -- TopTech09, 2023-08-14 ### *---- "Not Practical" This app does not include a spot for your income so you cannot track your future payments appropriately and it almost forces you to purchase the pro version if you want any sort of accuracy without attributing regular income. They have a long ways to go. I would love this app if it could track recurring income and other bill payments as well as not forcing us to purchase anything for the minimum. -- MandiyTheGreat, 2023-02-13 ### ***** "Love it but…" Great App to help you become debt free. However, I find that once in a while the app stops recognizing your password. That’s annoying and it’s the only thing that’s stopping me from purchasing it. -- Eco180, 2022-11-23 ### ***** "Great help" It is really great app to help you tap your head around your debt. It give you option to see what will work the best. I just wish it wouldn’t be a subscription, as I would be willing to pay one time fee even higher but subscription is not good when you deal with debt. -- Mr.Wawer, 2022-10-12 ### **--- "Terrible update" They updated the app. It is so terrible and not user friendly at all. Thankfully they have a way that you can revert to using the old version of the app. I need to input my payments as I make them whenever I make them but the new version wouldn’t allow that. So frustrating -- Kmgttt, 2022-09-09 ### *---- "Updates have made this app almost impossible to use. It used to be the best out there." You guys have blown out this app to the point where it is almost unusable. It’s almost impossible to add transactions on your own terms in the app. Basically if the payment is not on the payment schedule, you are out of luck. You are no longer able to add new transactions and payments on your own. I can’t even add the payment due date that I want. The app blocked me from putting Sept 1 as a due date ever thought it is still August. It automatically populates to October- this affects the payoff plan because everything is so locked up. You have made this app too difficult to use by locking everything down. It’s a shame because it has helped a lot of people. -- LittleGoose2021, 2022-08-31 ### ***** "Debt Free Sooner!!!" How I wish that I had known this app long time ago. While the free version has a lot to offer, the pro version has robust features and I do not mind paying for the subscription at all (which I already did, by the way). In addition, the other feature that I really think that is very useful is the ability to edit my debts on my laptop, debt payment reminders, and debt snowflake (which I haven’t seen or never heard of that in a debt payment app/tool). In a nutshell, 5/5 rating and I highly recommended this app for people who are struggling paying off their debts (like me) because my debt payment strategy have put this app onto a whole new level - I will be debt free sooner!!! -- Yeah yep!, 2021-10-26 ### **--- "Love lost" I used to recommend this app to everyone. It was everything I could want. But now it makes me add all my information every time I open the app so is not functional at all for me anymore : ( -- Chikkypoo, 2021-08-10 ### ***** "Keep me on track for my goals" This app has really helped me to stay on track. Every payment I make is like a high five when I key it in. I can see how good I’m doing and see the difference if I put just a bit extra. Easy to use and understand -- kmart1722, 2021-03-18 ### ***** "Great app" Helps me stay motivated to crush my debt. -- Not a happy Grand Prix Viewer, 2021-02-04 ### ***-- "Biweekly payments needed!" You really need to add biweekly payments. -- Acesup((((((, 2020-09-26 ### ***-- "Any chance for bi-weekly??" Best one I’ve found by far. But I get paid bi-weekly and pay different amounts on my debt ( more the first pay, less on the second pay, and then 2x yr I get paid three times in a month) I would love to see the most accurate results reflecting my pay schedule. I really want to upgrade to the pro but this is the only thing holding me back. -- glorydaze19, 2019-01-26 ### ****- "Sorta doesn’t work" Aside from sorting the debts (low to high,high to low etc) that doesn’t work. It’s a pretty good app. I wasn’t sure of it the first time I downloaded it. But after trying many others I came back to this one as it really is the best debt app out there. Minor glitches. I wish it showed time saved/interest saved by making extra payments. But so far so good ☺️ -- SweetkizE, 2018-08-16 [View all Debt Payoff Planner & Tracker reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Debt Payoff Planner & Tracker In-App Purchases | Item | Price | |------|-------| | 12 Month Subscription | $35.00 | | 1 Month Subscription | $9.00 | | Friends and Family 12 Months | $49.00 | | Friends and Family 1 Month | $12.00 | | 3 Month Subscription | $17.00 | ## Debt Payoff Planner & Tracker Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Grossing | Philippines | Finance | #31 | | Top Grossing | Colombia | Finance | #49 | | Top Grossing | Canada | Finance | #55 | | Top Grossing | United Kingdom | Finance | #66 | | Top Grossing | New Zealand | Finance | #72 | | Top Grossing | United States | Finance | #75 | | Top Grossing | India | Finance | #78 | | Top Grossing | Israel | Finance | #91 | | Top Grossing | Finland | Finance | #98 | | Top Grossing | Malaysia | Finance | #100 | | Top Free | Norway | Finance | #197 | | Top Free | Canada | Finance | #292 | | Top Free | Philippines | Finance | #341 | | Top Free | Finland | Finance | #348 | | Top Free | New Zealand | Finance | #496 | ## Debt Payoff Planner & Tracker Discovered Keywords - free budget planner - financial planner - tracker - finance tracker - debt manager - debt tracker - debt - debt payoff assistant - tracking - tracking app ## Apps Similar to Debt Payoff Planner & Tracker - [Goodbudget Budget Planner](https://apptail.io/app/goodbudget-budget-planner-FIb/canada) - [Ramsey Network](https://apptail.io/app/ramsey-network-FNd/canada) - [Bills Manager](https://apptail.io/app/bills-manager-CHe/canada) - [PocketGuard – Budgeting App](https://apptail.io/app/pocketguard-budgeting-app-Kbg/canada) - [YNAB](https://apptail.io/app/ynab-zhh/canada) - [Debt Payoff Box: Snowball Plan](https://apptail.io/app/debt-payoff-box-snowball-plan-gdm/canada) - [Bills Organizer & Reminder](https://apptail.io/app/bills-organizer-reminder-Bjo/canada) - [Weekly: Budget Planner App](https://apptail.io/app/weekly-budget-planner-app-ODr/canada) - [Debt Snowball - Payoff Planner](https://apptail.io/app/debt-snowball-payoff-planner-cSs/canada) - [Quicken Simplifi: Budget Smart](https://apptail.io/app/quicken-simplifi-budget-smart-BuG/canada) ## Debt Payoff Planner & Tracker Available In - [United States](https://apptail.io/app/debt-payoff-planner-tracker-Igh/united-states) - [United Kingdom](https://apptail.io/app/debt-payoff-planner-tracker-Igh/united-kingdom) - [Canada](https://apptail.io/app/debt-payoff-planner-tracker-Igh/canada) - [Australia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/australia) - [South Africa](https://apptail.io/app/debt-payoff-planner-tracker-Igh/south-africa) - [Malaysia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/malaysia) - [Philippines](https://apptail.io/app/debt-payoff-planner-tracker-Igh/philippines) - [New Zealand](https://apptail.io/app/debt-payoff-planner-tracker-Igh/new-zealand) - [Finland](https://apptail.io/app/debt-payoff-planner-tracker-Igh/finland) - [Kenya](https://apptail.io/app/debt-payoff-planner-tracker-Igh/kenya) - [India](https://apptail.io/app/debt-payoff-planner-tracker-Igh/india) - [Thailand](https://apptail.io/app/debt-payoff-planner-tracker-Igh/thailand) - [Mexico](https://apptail.io/app/debt-payoff-planner-tracker-Igh/mexico) - [Germany](https://apptail.io/app/debt-payoff-planner-tracker-Igh/germany) - [Dominican Republic](https://apptail.io/app/debt-payoff-planner-tracker-Igh/dominican-republic) - [Ireland](https://apptail.io/app/debt-payoff-planner-tracker-Igh/ireland) - [Norway](https://apptail.io/app/debt-payoff-planner-tracker-Igh/norway) - [Singapore](https://apptail.io/app/debt-payoff-planner-tracker-Igh/singapore) - [Poland](https://apptail.io/app/debt-payoff-planner-tracker-Igh/poland) - [Portugal](https://apptail.io/app/debt-payoff-planner-tracker-Igh/portugal) - [Saudi Arabia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/saudi-arabia) - [Namibia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/namibia) - [Sweden](https://apptail.io/app/debt-payoff-planner-tracker-Igh/sweden) - [Taiwan](https://apptail.io/app/debt-payoff-planner-tracker-Igh/taiwan) - [United Arab Emirates](https://apptail.io/app/debt-payoff-planner-tracker-Igh/united-arab-emirates) - [Colombia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/colombia) - [Czechia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/czechia) - [Panama](https://apptail.io/app/debt-payoff-planner-tracker-Igh/panama) - [Sri Lanka](https://apptail.io/app/debt-payoff-planner-tracker-Igh/sri-lanka) - [Italy](https://apptail.io/app/debt-payoff-planner-tracker-Igh/italy) - [Jamaica](https://apptail.io/app/debt-payoff-planner-tracker-Igh/jamaica) - [Denmark](https://apptail.io/app/debt-payoff-planner-tracker-Igh/denmark) - [Egypt](https://apptail.io/app/debt-payoff-planner-tracker-Igh/egypt) - [Russia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/russia) - [Türkiye](https://apptail.io/app/debt-payoff-planner-tracker-Igh/turkey) - [Slovenia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/slovenia) - [Ghana](https://apptail.io/app/debt-payoff-planner-tracker-Igh/ghana) - [Ecuador](https://apptail.io/app/debt-payoff-planner-tracker-Igh/ecuador) - [Brazil](https://apptail.io/app/debt-payoff-planner-tracker-Igh/brazil) - [Croatia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/croatia) - [Greece](https://apptail.io/app/debt-payoff-planner-tracker-Igh/greece) - [Spain](https://apptail.io/app/debt-payoff-planner-tracker-Igh/spain) - [Hungary](https://apptail.io/app/debt-payoff-planner-tracker-Igh/hungary) - [Indonesia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/indonesia) - [South Korea](https://apptail.io/app/debt-payoff-planner-tracker-Igh/south-korea) - [Lebanon](https://apptail.io/app/debt-payoff-planner-tracker-Igh/lebanon) - [Lithuania](https://apptail.io/app/debt-payoff-planner-tracker-Igh/lithuania) - [Luxembourg](https://apptail.io/app/debt-payoff-planner-tracker-Igh/luxembourg) - [Latvia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/latvia) - [Malta](https://apptail.io/app/debt-payoff-planner-tracker-Igh/malta) - [Mauritius](https://apptail.io/app/debt-payoff-planner-tracker-Igh/mauritius) - [Netherlands](https://apptail.io/app/debt-payoff-planner-tracker-Igh/netherlands) - [Switzerland](https://apptail.io/app/debt-payoff-planner-tracker-Igh/switzerland) - [Pakistan](https://apptail.io/app/debt-payoff-planner-tracker-Igh/pakistan) - [Romania](https://apptail.io/app/debt-payoff-planner-tracker-Igh/romania) - [Bahrain](https://apptail.io/app/debt-payoff-planner-tracker-Igh/bahrain) - [Bulgaria](https://apptail.io/app/debt-payoff-planner-tracker-Igh/bulgaria) - [Belgium](https://apptail.io/app/debt-payoff-planner-tracker-Igh/belgium) - [Slovakia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/slovakia) - [China](https://apptail.io/app/debt-payoff-planner-tracker-Igh/china) - [Chile](https://apptail.io/app/debt-payoff-planner-tracker-Igh/chile) - [Nigeria](https://apptail.io/app/debt-payoff-planner-tracker-Igh/nigeria) - [Tunisia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/tunisia) - [Estonia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/estonia) - [Nepal](https://apptail.io/app/debt-payoff-planner-tracker-Igh/nepal) - [Belize](https://apptail.io/app/debt-payoff-planner-tracker-Igh/belize) - [Algeria](https://apptail.io/app/debt-payoff-planner-tracker-Igh/algeria) - [Peru](https://apptail.io/app/debt-payoff-planner-tracker-Igh/peru) - [Belarus](https://apptail.io/app/debt-payoff-planner-tracker-Igh/belarus) - [Austria](https://apptail.io/app/debt-payoff-planner-tracker-Igh/austria) - [Israel](https://apptail.io/app/debt-payoff-planner-tracker-Igh/israel) - [Brunei](https://apptail.io/app/debt-payoff-planner-tracker-Igh/brunei) - [Ukraine](https://apptail.io/app/debt-payoff-planner-tracker-Igh/ukraine) - [Japan](https://apptail.io/app/debt-payoff-planner-tracker-Igh/japan) - [Hong Kong SAR China](https://apptail.io/app/debt-payoff-planner-tracker-Igh/hong-kong) - [Kuwait](https://apptail.io/app/debt-payoff-planner-tracker-Igh/kuwait) - [Cayman Islands](https://apptail.io/app/debt-payoff-planner-tracker-Igh/cayman-islands) - [Kazakhstan](https://apptail.io/app/debt-payoff-planner-tracker-Igh/kazakhstan) - [Argentina](https://apptail.io/app/debt-payoff-planner-tracker-Igh/argentina) - [Iceland](https://apptail.io/app/debt-payoff-planner-tracker-Igh/iceland) - [Uzbekistan](https://apptail.io/app/debt-payoff-planner-tracker-Igh/uzbekistan) - [Vietnam](https://apptail.io/app/debt-payoff-planner-tracker-Igh/vietnam) - [Grenada](https://apptail.io/app/debt-payoff-planner-tracker-Igh/grenada) - [Madagascar](https://apptail.io/app/debt-payoff-planner-tracker-Igh/madagascar) - [North Macedonia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/north-macedonia) - [Armenia](https://apptail.io/app/debt-payoff-planner-tracker-Igh/armenia) - [Azerbaijan](https://apptail.io/app/debt-payoff-planner-tracker-Igh/azerbaijan) - [Cyprus](https://apptail.io/app/debt-payoff-planner-tracker-Igh/cyprus) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*