Debt Payoff Planner & Tracker

This App is The Very Best for Debt Reduction and is great that it is No Charge.

I really love this app! It can be so overwhelming trying to get a clear picture or finances but this has helped me tremendously by providing a clear overview, simple to follow plan, and accountability! It’s a great feeling of accomplishment to mark my debts “paid off”, now I’m less than a year away from being debt free!

I love it so far and even got the year subscription but now I’m having regrets bc there are some BIG FLAWS that I hope to see fixed. Ik the main goal of the app is to payoff debt but some of these extra payments they want you to make is a little unrealistic. Don’t get me wrong, it’s nice seeing an earlier payoff date than I expected but it doesn’t take reoccurring bills into perspective. We should have an option to add our monthly expenses such as RENT, ELECTRIC, INTERNET, INSURANCE, and ECT. My fiancé also splits some of the credit card bill with me so it would be nice to see a split payment option with how much he pays and how much I pay. It also just goes by whatever it wants not based off of how much you make a month which also makes the extra payments unrealistic. There should be a spot where you can either add in your work schedule or how much you expect to get paid. That way it makes your payoff dates more realistic to your financial situation. When all that gets fixed it would most definitely be worth 5 stars. I hope to see an update pretty soon.

I installed this app, and after a couple of days, I purchased the full version, because it is worthy. Very simple but useful interface. Easy to understand.

The app is good overall, however has some frustrating limitations that require a lot of Jerry rigging in order to get past (e.g. inability to easily update the payment funds balance). The app also crashes very often. I’ve emailed support twice and both times received unhelpful responses.

Paid version isn’t worth the money. I let the subscription expire as I didn’t want to pay for it and the payment plan wasn’t realistic or accurate. App hasn’t been updated or improved. Last update was 6 months ago, and had nothing to do with improving the payoff platform. After being expired for 2 months without renewal I was charged 20 bucks yesterday for the annual plan. I requested a refund and was denied. The reviews are true. Don’t trust, go old school use excel, they have great budget books on Amazon, for a lot less, or even Etsy- I found a great template for less than 2 dollars and it gave me debts, savings, and a budget spreadsheet basically an all in one.

I purchased the paid version of the app (unfortunately) and entered all my debts and minimum payments. When I look at the amortization schedule for each account, it has different payment amounts randomly each month and there’s no way this is accurate. I played around with it all night trying to get the correct funding amount with no luck. Very frustrating. I was hoping for a straight forward app to track my progress but I do not trust this app is giving me correct payoff dates. Great theory for this app but it does not deliver and I’m going back to undebtit.

I paid for no premium and despite reaching out to the company, I have not received the premium benefits.

App offers great information to help start your journey to financial stability, but there’s no need for the pro version. If you upgrade to the $24 it’s just the free membership. If you do the $36 it’ll then give it’s access to its “pro version” essentially making the $24 worthless. More so the multiple device sharing isn’t what a consumer would want since personal information can be easily shared. I wouldn’t recommend anyone really using this. Just do a lil research online with chat forms or a free loan calculator and create a spreadsheet on your own. It’ll certainly require more effort BUT you’re financial independence requires the effort needed to be free. Wish you all the best of luck✊🏼

I’m still new to using this planner but so far, it’s been great. It show you how to make extra payments to lower your debt. It tracks all payments and interest as well. Overall, I would recommend this to everyone,