4.7 out of 5
5,096 ratings in United States
I had this app a couple years ago and did not like it but they made so many awesome improvements. It has every feature I was looking for (except account linking but that’s fine). Love all the graphs and visuals. I wish there was a lifetime membership option for the app because I’m not sure what we are paying for monthly if there’s no linking.
This app gives me clear instructions on a plan that’s working for me to get me out of debt and I’m grateful ! I highly recommend using it and actively tracking your payments and debt !
Couldn’t have designed a better app myself. Exceeded all of my expectations!
Experience
It’s so difficult to make changes to payments. It used to be so much easier to use, prior to purchasing the upgrade. I can’t delete payments that I didn’t make that it shows I made, can only check that I did make that payment. If I could revert back to the free version, I certainly would. That version was easy to use (but only allowed 4 accounts), and I’d give that version 5 stars. I’m trying to decrease my debt, I’ve wasted money purchasing the upgrade of this app 😂
I’ve used this app several times to pay off debt and get my finances in order. This app is perfect when it comes to organizing what you owe!
I have tried to set up this kind of pay off plan several times through excel, and multiple different apps. I am not good with #s and would easily get confused. Thank you for making this so clear and easy. This is a plan I can stick to. Even if #s change, I just make an edit to that one debt account and continue working the plan. I don't quite understand all the option on the funding tab yet. However, all I needed was to see the #s written out. This app allows you to export the plan, in case I want to see the full detail instead of just a few months at a time. I am love this so far. Edit: one downfall is the app crashes for me very frequently whenever I add/edit/update info on the debt tab. It only clears if I close out of the app completely. Then I have to go back in and check to make sure it correctly saved the info I added.
The app now all of a sudden won’t open. It’s been a week ish since I’ve been able to. When I open it it’s just a white screen
Love the way this app shows you different repayment methods and you can choice which one is best for you.
So I really love the layout and how simple this is. I like that it doesn’t ask for my logins and lets me input everything manually without asking me to route my payments and bank accounts through the app. I went ahead and upgraded to premium so that I could put all my debts of every kind in one place. I’m glad I did. That being said, there are a few things that are annoying and could be better. First, the debt snowball/debt avalanche option. Why can’t there be an easy option for debt snowball for a few months and then a switch to debt avalanche? I have tried to orchestrate this myself but the “customize” and drag and drop features were almost unusable and kept making the entire app freeze. I was only able to drag and drop one entry after 5+ attempts. Secondly, the ability to exclude one or more debts from the debt snowball or avalanche would be great. I want to get a full picture of my debt and payments each month without necessarily paying off a zero interest loan earlier, or being able to account for a card I will continue to use for month to month purchases while paying down the recurring monthly spending in total and reducing the rest of the overall debt on that card to zero. Third, the option of “adding funding” in the app doesn’t make any sense and isn’t explained anywhere. It’s frustrating and doesn’t account for any users who don’t get paid in one lump sum once or twice a month. Overall it’s a great app and I’ll continue to use it, but some things could make it easier to use and take it from great to excellent.
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Chart
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Category
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Rank
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|---|---|---|
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Top Grossing
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33
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Top Grossing
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36
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Top Grossing
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41
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Top Grossing
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44
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Top Grossing
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51
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