Description

Apply anytime, anywhere with your smartphone! Just download the app and sign up with your mobile number. Flexible for everyone, you can apply for a loan.
InstantCredit - Credit Loan does not directly participate in lending activities, but only provides a platform for registered non-bank financial companies (NBFC) or banks to lend to users.
Our NBFC Partners - Zilt Forms Pvt. Ltd.
Safe
Your privacy is very important to us. Verify your identity and submit all requirements in the application to complete your loan application.
Lending decisions are based on multiple factors visible on our app, including credit, income and cash flow analysis.
A representative example of the total cost of the loan, including all applicable fees:
InstantCredit is an instant personal loan application & credit platform for across India, where one can apply for personal loan online & avail up to ₹88,000 lakh as direct cash transfer to Bank Account.
Mobile Loan characteristics:
Loan amount from ₹5000 to ₹88,000
Repayment periods from 3 Month to 24 Month
APR from 3.5% to 12% per annum
Processing fees range from 2.5% to 5% (GST 18% applies)
You may be charged up to 0.1 % daily late fees for late payments ( capped to 18% of principal amount overdue ).
No other hidden fees applicable to your loans!
Example of Mobile Loan :
- Credit ₹5,000 at an APR of 12% (per annum) with a tenure of 61 days
- Interest of loan = ₹5,000 x 12 %/ 365 x 60 = ₹100
- Processing fee of loan = ₹5,000 x 3% = ₹125 (Also on which GST apply of ₹27)
- Total cost of the loan = ₹225
- Total loan amount disbursed will be credit is ₹4,848 (₹5,000 - ₹152)
- Total loan amount to repay will be ₹5,100 (₹5,000 + ₹100)
- Monthly repayments of ₹2,550
If you have any suggestions or questions, please contact us:
Email: [email protected]
Address: 113/5A HAZRA ROAD Kolkata, West Bengal, 700026 India

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User Rating

4.42 out of 5

3,729 ratings in India

5 star

2,971

4 star

247

3 star

2 star

1 star

439

Ratings History

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InstantCredit Reviews

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I request to everyone who comes across this app to report it and take it down, by a single report you can save someone’s life.🙏🙏🙏🙏

Never download its fraud

They send me a screenshot that i am a s*x agent and told me that if i don’t repay fund they will share this to everyone. Please don’t download this app

Gud app

Nice app.. instant service

Quick and easy

Applied and waiting for review

WORST APP

Worst loan app i have ever seen ,OMG i have just stopped believing on loan apps ,I was just randomly looking for the loan in all apps and so did I downloaded this as well ,but i was not sure when did they are gave me loan of amount 1240 and after 6days a guy is coming and asking to repay ,as that loan was not credited with my consent i said i will just pay 1240 rs but that guy started using very bad words and started blackmailing me that i have your contact num i will share ur nude photos to all ur contacts and upload them in twitter and all ,i would have paid 2k as well but based on this behaviour i thought i should not pay and also thought no other person who is looking for loan should get traumatised like me ,so i have raised the complaint and send all the proofs to cyber crime ,I am just requesting this app people to be loyal and not use such words which may affect other people’s mental health for atleast some period of time ,and this app is completely fraud,I strongly suggest no one to use it.

Super

Extraordinaire

Please don’t use this app if you can manage you can

Don’t use this app such a scam over interest 10,000 RS they takes processing fee 4,000 too much it’s such a scam and they are threatening if you delay to pay money they black mailing fraud . App please report this

Hassarment next level

Dont ever think to get loan from here. Harrasmrnt next level Triend call aggresive n ask for money Create your nude pics n said will share it from ur contact list. They are froud. I already reported police complaint. And inform to cyber cell dept. I alray have massages and recorded calls

Useless and a scam

Be aware of such scams

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App Info

Last updated

1 year ago

InstantCredit - Credit Loan