Niyo: Global cards for travel

Card & Digital Savings Account

Published by: Niyo Solutions
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Revenue

Description

Trusted by over 1M travellers worldwide, Niyo isn't just your usual card with zero forex markup. As a comprehensive international banking solutions platform, Niyo is the perfect destination for all your travel needs. With Niyo, you can get a zero forex markup card online, maximise your savings, use as UPI payment app, apply for visa and insurance—all while earning rewards as Niyo Coins.
Why Choose Niyo?
Zero Forex Markup
Free International ATM Withdrawals
Visa Application
Comprehensive Travel Insurance
Use as UPI payment app
Mobile banking app for international travel
Rewards & Benefits
24x7 Chat Support
Superfast Card Delivery
Best card for students - Save big on studying abroad
What it means to travel the Niyo way:
Zero Forex Markup - With Niyo's zero forex markup cards, you can shop to your heart's content in 180+ countries without worrying about exchange rates or hidden fees. Every purchase will feel like a steal with savings up to 5%.
Free International ATM Withdrawals—With a Niyo zero forex markup card, your ATM withdrawal fees will be refunded as Niyo Coins, making your trips more rewarding than ever!
Global Lounge Access - Lounge like a boss across 1300+ locations with global lounge access on every 50K spent abroad with any card every quarter.
The Niyo app covers every step of your journey, from securing your visa to booking flights and offering immersive experiences.
Visa Application - Get your visa on time at the lowest prices every time on the Niyo app. Also, earn 40% Niyo coins on every visa purchase. And if you don’t get your visa on time, we have a 100% service-fee-back guarantee.

Travel Insurance - With Niyo's comprehensive yet cheapest international travel insurance, you're covered for medical emergencies, trip cancellations, lost baggage, without the worry of any financial burden.

Online Booking: Flight Tickets - Our app offers a wide range of flight options at competitive prices and exclusive deals and discounts to help you save on your airfare, all while earning Niyo Coins with every booking. More than just a zero forex markup card, right?

Experiences - Niyo's partnerships with leading experience providers allow you to discover and book various activities tailored to your interests, ensuring every moment of your journey is filled with unforgettable memories.

Foreign Currency Delivery - Niyo is much more than a Zero Forex card. Skip the hassle of currency exchange queues with Niyo's foreign currency delivery service. Simply place your order on our app, and we'll deliver the currency of your choice directly to your doorstep.
24x7 Chat Support - Our experts are just a message away if you have any questions about your zero forex card benefits and offerings, need help with a transaction, or require travel advice.
Rewards & Benefits - Earn Niyo coins on every domestic spend with your debit and credit cards. Even better, you earn accelerated coins on all travel bookings on the Niyo app to book your next trip!
UPI with Niyo Pay - Manage your payments on the go with Niyo Pay, compatible with all major brands. Niyo Pay works with any bank in India that supports BHIM UPI. Simply link your bank account to your UPI ID on this app. Each transaction is secured with your 4 or 6-digit number UPI PIN.
The Niyo way to study abroad
Niyo helps students studying abroad save up ₹100,000 every year and earn up to 7.5% interest on their savings account balances.
Fast & Reliable Card Delivery—We understand that time is of the essence during travel planning, so we ensure your Niyo zero forex card reaches you within 3-5 days.
So, fellow travellers, get your Niyo Zero Forex Markup Card, download the Niyo app, pack your bags, and let your adventures begin!
TnC Apply. DCB Bank and SBM Bank issue all cards. These cards are available exclusively on the Niyo App and are linked to the respective savings accounts. Niyo itself is not a bank and doesn’t claim a banking licence.
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Niyo FAQ

  • Is Niyo free?

    Yes, Niyo is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Niyo legit?

    🤔 The Niyo app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does Niyo cost?

    Niyo is free.

  • What is Niyo revenue?

    To get estimated revenue of Niyo app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating
App is not rated in Slovenia yet.
Ratings History

Niyo Reviews

Horrible Support and Unreliable Service

Rush2dk on

India

I had chosen this Platform After Disappointed and frustration from Niyo Global Team.(I Have all most 25+ Mails as Evidence) I have had an extremely frustrating experience with the Niyo Global app and its support team. For over two months, I have been trying to update my phone number on my account, but despite numerous emails and follow-ups, I have received no meaningful support or resolution. The customer service is utterly unresponsive and unprofessional, relying solely on automated responses without any real follow-up. There is no phone support or direct communication channel, which is unacceptable for a financial institution. This negligence has resulted in missed payment due dates and a lot of unnecessary stress. I strongly advise against using Niyo Global. Their app is unreliable, and their support team is helpless and pathetic. This is not how a financial institution should operate. I will be closing my account and would not recommend this service to anyone. Save yourself the headache and choose a more reliable provider.

Worst bank ever

shefrinnnnn on

India

They gives good benefits at the starting after they get enough customers all charges , benefits and everything is removed . At first there were 4 lounges in a year . Now u need to spend more than 50k to get lounge that too outside India only . Secondly the customer service . It’s the worst . Need to wait hours and days to get a response from them . Don’t fall in this scam .

Niyo credit card

Shortcuts fd on

India

I used credit card in turkey. It was vey good experience for me.. but after completing my trip i have to withdraw my extra money from credit card but if i withdraw my money my card is blocked..but want to use future but afraid that i have to blocked my card it was quite bad experience for me😐

Disappointed old customer

Meera Sankaran on

India

I am using niyo dcb debit card from 2019 so far used it in 9 countries it use to be the best card out there. i had sbm and fi too but never used it as this was so efficient. Now all of a sudden without any reason i get email that i need to go to visit branch & get new saving ac and new card with it. why? if all facitlities and charges will be same why new saving account? I understand the card upgrade need but card upgrade wont need a new account. I will go to branch visit only before next travel and not now. I dont know something is feeling weird. the customer care tells me to download this app now. i am using niyo dcb app now why this app is needed? Now point to note is to download and use the app niyo wants you to give access to your cibil score why? its a saving ac linked card right. i dont want niyo to get access to my score. i dont want any credit card from them. its my choice. fix the above problems & give us option to access app without giving permission for credit score. my score is above 800 but i dont want new cards & i dont want to give access. simple.

International enable is not working

Loopsuchit on

India

I was trying to enable my International transaction settings its showing me error

Very bad experience

Pramod hire on

India

after re-kyc my sbm account is freeze by bank

Uses

ksuee@ on

India

Experience nice in abroad countries

Very disappointed

_Rohan_George_ on

India

I have been trying to open an account since the last couple of weeks. When I click on the debit card option it is showing that we are not available at your location. The agent who introduced to joining responded that the resolution has to come from the bank side and there has not been any resolution to this issue.

Superb

bunnyreddy9900 on

India

One of the best forex card I’ve ever used..and all thanks to the team Niyo global done a great job 👍🏻

Card works worldwide

Saumyata21 on

India

So far have used the global cards in Mauritius, Europe, SE Asia and Brazil, and global card works perfectly, yes I have faced the issue with app sometimes though there customer support replies with solutions (takes time).

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