Sparkle – A Lifestyle Bank
A bank to save, earn, spend
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Description

What do you want to do today?​

Sparkle is a digital bank that gives you the freedom to do what you want to do, when you want to do it. Download Sparkle now and join over 120,000 sparkling users across Nigeria.​

Why you should use Sparkle?​

FREEDOM​

~Open an account in minutes
Get started with a personal or business account in 3 minutes with zero documentation. That’s right, 3 minutes or even less! Set your timer and see for yourself.​

~Make faster money transfers
Send and receive money from other Sparklers and from over 70 Nigerian banks at lightning speed and lower fees.​

~Earn redeemable points when you pay bills
DSTV, Cable TV, Internet subscription, airtime, EKEDC and more. Sparkle makes it easy to pay and schedule recurring payments, so you’re never cut off.

~Sparkling Discounts
Enjoy a life full of discounts. Get 5 -15% off your bills at your favourite places and on your favourite things when you pay with your Sparkle card.​

~Send money privately
With our SparklePay Private feature, you can keep your identity hidden when you transfer money or donate to a cause.​

~Smash your financial goals with Sparkle Stash
Sparkle helps you save money for your personal and business goals with 3 different savings options; Save as you like, Save by a percentage and Save with interest.​

~Be in control of your Card
Get a colourful virtual/physical debit card for cash withdrawals, online payments, and discounts at our partner locations.

SIMPLICITY​

~Send money without an account number
Don’t have their account number? No worries! Use Sparkle’s payment link to send money to just about anyone via chat or DM.​

~Request money without the awkward conversation
No need to have long conversations when you need money or want someone to pay you back. Use Sparkle’s Request Money feature to ask for money in a fun and simple way.​

~Split Bills Easily
After a fun night with your buddies, use Sparkle Split Bill feature to split the bill so everyone can easily pay you.​

TRANSPARENCY​

~See a breakdown of your finances
Easily keep track of what you spend, how you spend and when. You also get to know which habit you feed the most and so much more.​

~No hidden charges or unnecessary bank fees
Get clear transaction notifications and no unexplained deductions from your account.​

~Stay updated all the time
We keep you up to date on everything happening with Sparkle; upgrades, scheduled maintenance and sparkling new features. ​

TRUST​

~24/7 Customer Service Support
Need support? You can count on Indy, our intelligent and friendly chat bot to help resolve any complaints you may have. She's all yours!​

~Safe Banking
- Sparkle is licensed by the CBN​
- Your money is insured by the NDIC​
- We're partnered with global brands like PWC and Visa​

​SPARKLE BUSINESS- your business and banking, all in one app​

- Open a bank account in your business name in minutes with zero documentation ​

- Register your business from the comfort of your mobile device​

- Seamlessly manage your daily business admin with in-built Inventory, Payroll, Invoicing, and Customer Management tools. ​

- No more problems with paying your taxes. Sparkle Business tax feature automatically does your tax calculations, deductions and payments for you.​

- Easily switch between your personal and business account in one click​

Join over 120,000 Sparklers and enjoy great rewards for spending and saving.​

Move to Sparkle in 3 Easy Steps

1. Download the app and open an account​
2. Fund your account​
3. Start transacting and earning rewards ​

Download Sparkle Now!​
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User Rating

4.47 out of 5

966 ratings in United States

5 star
776
4 star
57
3 star
26
2 star
24
1 star
83

Ratings History

Reviews

Pending transaction

Wealthywizzy on

I made a transfer of 30,000 which I was debited but it never dropped on the account I sent it to This is more than 3months now and yet nothing have been done about it which I’ve filed so many complaints about this and still nothing So this app or bank is a thief and I’m very pained about it 😡😤😭

They are removing unnecessary charges from my account why ?

Unnecessary charges too much on

This app does not have customer respect they will take your little 50. Naira without permission and not a trace why are guy people stealing from your users ?

My money is on the app it’s not working 😡😭😭

InvestorTimmy on

The app is not working why 😩😩😤😤😤

Bad network today

Blessed boy 01 on

I have been having issues today when I transfer to my people ,either they receive it lately or the money we be deducted and reversed back later since yesterday

Too much charging

Raph FX on

OPay charges lower please reduce your charges

Fraud bank don’t u they will block ur account for no reason dem be scam

Sample yes on

Scam Fraud bank don’t u they will block ur account for no reason dem be scam

Worst

Success1989 on

It was amazing app not until I put 4m and not able to withdrawal my money out

Ano

Anogwi on

Using Sparkle to do transactions is always seamless. Keep Sparkling everyone.

YOU GUYS ARE SCAM!!!!!!

I LOVE KUDA!!! on

Na to steal people funds una sabi, especially that boy called Chika way nor know himself. make nobody use this app ohhh abeg Nigerians them take my funds for no reason and refuse to release it, them de bring unecessary excuses. IM FILING A CASE AGAINST U GUYS! Just waiting for my lawyer to come up with the letter that would be sent to you THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF THEIF

Operations

gains rom on

I guess you need to change your tech team no improvement from this bank just taking off charges and bad customer care.

Store Rankings

Ranking History

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Category Rankings

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Category
Rank
Top Free
176

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
Sparkle Microfinance Bank Limited
Languages
English
Recent version
1.9.6 (3 months ago )
Released on
Mar 5, 2020 (4 years ago )
Last updated
9 hours ago