Sprive - Mortgage Free, Faster

Save thousands in interest

Published by: Sprive
Downloads
Revenue

Description

It’s completely free to use and it only takes a few minutes to get started.

Millions of people are paying off their mortgage faster, but now there is a smarter way to help you save more. Using our industry leading technology, we help homeowners effortlessly
make mortgage overpayments by setting aside spare cash and making one tap payments to your lender.

Use the Shop with Sprive feature to earn same-day cashback to put towards your mortgage. Available at over 50+ UK brands like ASDA, M&S, Waitrose, Airbnb, John Lewis, Red Letter Days, Amazon and many more. Do your everyday shopping through the app either online or in-store to earn cashback of up to 15% to put towards your mortgage and pay off your mortgage even faster.
Featured by ITV News, Forbes, Sky News, The Daily Mail, This is Money, The Telegraph, Daily Express, iNews, Metro and the Daily Mirror.

How it works?
• Connect your current account and we’ll automatically source your mortgage information from your lender
• We’ll set money aside based on your spending. The less you spend, the more we set aside without ever impacting your lifestyle
• With one tap, you can make a mortgage payment to your lender or withdraw the money back
• Shop via the app at over 50 leading brands to earn same-day cashback to put towards your mortgage
• Monitor your progress by tracking how many years and interest you’re on track to save
• Track how much of your home you own to help increase your chances of unlocking cheaper deals when you next re-mortgage
• You can set custom payment limits within the mortgage app
• We also have an inbuilt mortgage estimator and mortgage calculator to help you understand how much money you can save and tell you how close you are to living in a mortgage free home

Why use Sprive?
Sprive is the fastest way to pay off your mortgage. By regularly putting your spare cash towards your mortgage and doing your regular shopping through the app, you will be amazed at how much money you can save and how much sooner you can live a mortgage free life.

Supported Lenders:
First Direct, Nationwide, Barclays, Halifax, HSBC, Lloyds, Natwest, RBS, Santander, TSB Bank, Virgin Money, Yorkshire Building Society and Coventry Building Society

Supported Brands:
ASDA, Sainsburys, Amazon, Morrisons, Waitrose, M&S, Iceland, Costa Coffee, Café Nero, Deliveroo, Just Eat, Uber Eats, Primark, Boohoo, Asos, Decathlon, Foot Locker, Adidas, New Look, River Island, Superdry, John Lewis, B&M, Matalan, Argos, Boots, Airbnb, Uber, Lastminute.com, Halfords, Ernest Jones, H.Samuel, WHSmith, Red Letter Days, Paul Smith, Harvester, Miller & Carter, The Restaurant Card, Pizza Express, Naked Wines, Greggs, Pizza Hut, Habitat, Screwfix, Wayfair, FatFace, Clarks, JD, Selfridges, London Theatre Direct, Cineworld, Jet2holidays, Travel Card, Spabreaks.com, Tripgift, Love2shop

Transparency and Trust:
• Sprive is a trading name of Sprive Limited. Sprive is registered with the Financial Conduct Authority (FRN: 919863)
• We never share your data with third parties without your consent
• We don’t charge fees for using Sprive. We’re developing a feature that scans the market for 24/7 for cheaper deals. Should we help you re-mortgage in the future, we will be paid
commission from your mortgage lender
• Any sensitive data we hold is stored using symmetric cryptography (AES) and we use 256-bit TLS encryption to communicate with our servers

Customer Service:
Our support team is here to help you when you need us, 7 days a week.
Imagine your life without a mortgage. Download Sprive today and let us help you get there faster!
Illustration Assumptions:
- Just £3 a day illustration savings are based on a £260,000 mortgage, on a 5% interest rate over 25 year term
- Overpayment saving calculations are based on a regular monthly £150 overpayment on a £260,000 mortgage, on a 5% interest rate over 25 year term
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Sprive FAQ

  • Is Sprive free?

    Yes, Sprive is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Sprive legit?

    🤔 The Sprive app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does Sprive cost?

    Sprive is free.

  • What is Sprive revenue?

    To get estimated revenue of Sprive app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating
App is not rated in Indonesia yet.
Ratings History

Sprive Reviews

Great idea - if it works

sg197617 on

United Kingdom

I thought this was a fantastic idea but unfortunately my mortgage lender isn’t supported and when I try to add my email address to the waiting list to let me know when it is I end up in a loop where it just asks for the email address over and over. Bit disappointing.

Captcha

WineMan123 on

United Kingdom

Please get rid of the capchas inside the app. Why ?? It should be smooth usage. So much gassle already during payment to get the voucher, then you have captcha for tesco. Madonna!

Not as great

ja-shia on

United Kingdom

Doesn’t take in account overpayments done outside of the app usage. Not able to update the amounts remaining on mortgage. Survays always not available as every time ohh sorry you are on vpn (which I’m not just mesh network - WiFi extender). Needs a lot of work to improve.

Great customer service

Mrs_ZS on

United Kingdom

I use the app rewards regularly for my food shopping and monthly auto saves. I had an issue today where I had brought a voucher for a rather significant sum before I realised it couldn’t be used where I thought it could. Customer service team were excellent in responding and cancelled the order and returned the amount to my bank account within a matter of hours. Hugely relieved and will continue to use regularly for other shops (albeit will check what vouchers I’m ordering a bit more carefully!).

Not working with my ‘new’ mortgage

Lolalau88 on

United Kingdom

I moved into a new home and my mortgage when from Barclays to Coventry. I’ve been in my new home for 11 months. I’ve had the same message the entire time that blocks me from using the app. “New mortgage detected, We’ve identified the mortgage that we may not be able to support. We’ve noted the issue and will be in contact shortly” The app is locked by the notice so I cannot contact anyone. Is this going to be resolved or should I give up? I loved the app before but believe I’ve slipped through a net… Please someone respond!

Took me ages to trust it then..,

BeccaBenson on

United Kingdom

Eventually took a chance on it. Found the app quite glitchy a lot but then paid for a voucher for sainsburys shop and app just stopped working, so couldn’t use voucher and had to pay all over again. Voucher still sat in app which I can’t access despite trying everything including contacting Sprive. Nothing. Not for me. Thank goodness it was only a £10 voucher because if it was my weekly shop I’d be in trouble!

Worst app for freezing

Tommy1883 on

United Kingdom

This is one of the worst apps I have come across for constantly freezing. The idea is great however you will get fed up with constantly deleting and having to reload it.....look elsewhere.

Sceptical about the intrusion

Doofaroo on

United Kingdom

Yes, this is quite an intrusive app in respect of access to bank accounts. However after researching the hell out of it, I gave it a go and am so pleased I did. Whilst the app could be slicker, and u do need to purchase vouchers preferably before shopping, I LOVE this so much. Now I’m used of it I’m obsessed with getting my mortgage paid before I’m 60 and this makes it easy, and possible. If u do decide to give it a go, please use my referral code L56MDJVU as we both get a little something paid towards our mortgage. 👍

No clue how to use it

Jfgoodhew1 on

United Kingdom

No idea how to pay for things with this useless app. I topped up my balance with £100 but can’t find any way to use it in shops!! No help comes up when I open the app, just ads. I felt so embarrassed trying every button in the app to see if I could use it. Eventually found the shop, put the price in and was presented with even more screen nonsense so I gave up. Terrible app, needs a LOT of user experience work.

Unreliable from the start

---Squibbo--- on

United Kingdom

I was intrigued by this App and after some research felt reassured by the FCA affiliation. I checked the figures and was confident I was making a good choice so decided to register. The App projects the savings you can make based on your current mortgage arrangement and you select the mortgage provider you’re with then registration is needed. I input my email address and was sent a confirmation email but no matter how many times I tried the link to Login would not work. Every tap just generated a new confirmation email which continued in a failed cycle. After a simple registration process failing repeatedly it leaves me questioning the software and I could not allow my finances to be accessed by a system with potential weaknesses like this.

Store Rankings

Ranking History
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Category Rankings
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Category
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Top Free
240

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Sprive Installs

Last 30 days

Sprive Revenue

Last 30 days

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