Sprive - Mortgage Free, Faster

Save thousands in interest

Published by: Sprive
Downloads
Revenue

Description

Sprive is the mortgage management app for homeowners looking to pay off their mortgage faster.
Sprive is completely free and only takes a few minutes to set up.
Why Sprive?
Sprive is helping homeowners reduce their mortgage terms and save in interest. See how much quicker you could be mortgage-free with Sprive.
Making small, regular mortgage overpayments can significantly shorten your mortgage and save thousands in interest.
With the Sprive app, you can automatically set aside your spare cash and even earn cash rewards from your everyday shopping to put towards paying off your mortgage.
If you’re looking for a smarter way to pay off your mortgage, Sprive is the app for you.

Key Features:
• Cash rewards on everyday shopping: Earn up to 15% cashback at top UK brands like Amazon, M&S, Waitrose, ASDA, Morrisons, Tesco, Airbnb, Deliveroo, IKEA, and many more which you can put towards paying off your mortgage. You’ll get credited your reward within 15 minutes
• Auto-saving: Automatically set aside spare cash to turn into mortgage overpayments
• Make mortgage overpayments straight to your lender in one tap
• Mortgage calculator: Calculate savings and track your journey to mortgage freedom.
• Remortgage insights: Track how much of your home you own and improve your chances of securing better mortgage deals in the future.

How it works:
- Download the Sprive app
- Create an account by sharing some personal information like name and address
- Connect your bank account and we’ll automatically source your mortgage
- Set your minimum and maximum monthly saving limits and we’ll only take automatic savings within your preferences
- Start earning money towards your mortgage from your everyday shopping by buying your first shopping card. Why not start with your weekly food shop by choosing one of the supermarkets available in the app? Use your shopping card to pay for your shop. Your cashback will be credited to your Sprive account within 15 minutes
- Track your progress in the app to see how much you’re projected to save in interest and years taken off your mortgage- Pay your lender in one tap straight from the app.

Featured By:
ITV News, Forbes, Sky News, The Daily Mail, iNews, Metro, The Telegraph, and many more.
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Supported Lenders:
First Direct, Nationwide, Barclays, Halifax, HSBC, Lloyds, Natwest, RBS, Santander, TSB Bank, Virgin Money, Yorkshire Building Society, Accord Mortgages and Coventry Building Society

Supported Brands:
ASDA, Sainsburys, Amazon, Morrisons, Waitrose, M&S, Iceland, Costa Coffee, Café Nero, Deliveroo, Just Eat, Uber Eats, Primark, Boohoo, Asos, Decathlon, Foot Locker, Adidas, New Look, River Island, Superdry, John Lewis, B&M, Matalan, Argos, Boots, Airbnb, Uber, Lastminute.com, Halfords, Ernest Jones, H.Samuel, WHSmith, Red Letter Days, Paul Smith, Harvester, Miller & Carter, The Restaurant Card, Pizza Express, Naked Wines, Greggs, Pizza Hut, Habitat, Screwfix, Wayfair, FatFace, Clarks, JD, Selfridges, London Theatre Direct, Cineworld, Jet2holidays, Travel Card, Spabreaks.com, Tripgift, Love2shop, B&Q, Dunelm, Liberty, The Entertainer, Notonthehighstreet, buyagift.

Safe and Secure
Sprive is FCA registered (FRN: 919863). We prioritize your privacy, using AES encryption and 256-bit TLS for data security. Your data is never shared without consent.

Transparent and Free to Use
Sprive has no hidden fees. Our upcoming feature will scan for cheaper mortgage deals, and we only earn a commission if we successfully help you remortgage.

Reliable Customer Support
We’re here for you 7 days a week.
Save thousands in mortgage interest and become mortgage-free faster. Download Sprive today.
Example Savings
Savings illustrated are based on an average £92 paid monthly as an overpayment on a repayment mortgage with a balance of £250,000 at 5% interest for 30 years.
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Screenshots

Sprive FAQ

  • Is Sprive free?

    Yes, Sprive is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Sprive legit?

    🤔 The Sprive app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does Sprive cost?

    Sprive is free.

  • What is Sprive revenue?

    To get estimated revenue of Sprive app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating
App is not rated in Kazakhstan yet.
Ratings History

Sprive Reviews

Great idea - if it works

sg197617 on

United Kingdom

I thought this was a fantastic idea but unfortunately my mortgage lender isn’t supported and when I try to add my email address to the waiting list to let me know when it is I end up in a loop where it just asks for the email address over and over. Bit disappointing.

Captcha

WineMan123 on

United Kingdom

Please get rid of the capchas inside the app. Why ?? It should be smooth usage. So much gassle already during payment to get the voucher, then you have captcha for tesco. Madonna!

Not as great

ja-shia on

United Kingdom

Doesn’t take in account overpayments done outside of the app usage. Not able to update the amounts remaining on mortgage. Survays always not available as every time ohh sorry you are on vpn (which I’m not just mesh network - WiFi extender). Needs a lot of work to improve.

Great customer service

Mrs_ZS on

United Kingdom

I use the app rewards regularly for my food shopping and monthly auto saves. I had an issue today where I had brought a voucher for a rather significant sum before I realised it couldn’t be used where I thought it could. Customer service team were excellent in responding and cancelled the order and returned the amount to my bank account within a matter of hours. Hugely relieved and will continue to use regularly for other shops (albeit will check what vouchers I’m ordering a bit more carefully!).

Not working with my ‘new’ mortgage

Lolalau88 on

United Kingdom

I moved into a new home and my mortgage when from Barclays to Coventry. I’ve been in my new home for 11 months. I’ve had the same message the entire time that blocks me from using the app. “New mortgage detected, We’ve identified the mortgage that we may not be able to support. We’ve noted the issue and will be in contact shortly” The app is locked by the notice so I cannot contact anyone. Is this going to be resolved or should I give up? I loved the app before but believe I’ve slipped through a net… Please someone respond!

Took me ages to trust it then..,

BeccaBenson on

United Kingdom

Eventually took a chance on it. Found the app quite glitchy a lot but then paid for a voucher for sainsburys shop and app just stopped working, so couldn’t use voucher and had to pay all over again. Voucher still sat in app which I can’t access despite trying everything including contacting Sprive. Nothing. Not for me. Thank goodness it was only a £10 voucher because if it was my weekly shop I’d be in trouble!

Worst app for freezing

Tommy1883 on

United Kingdom

This is one of the worst apps I have come across for constantly freezing. The idea is great however you will get fed up with constantly deleting and having to reload it.....look elsewhere.

Sceptical about the intrusion

Doofaroo on

United Kingdom

Yes, this is quite an intrusive app in respect of access to bank accounts. However after researching the hell out of it, I gave it a go and am so pleased I did. Whilst the app could be slicker, and u do need to purchase vouchers preferably before shopping, I LOVE this so much. Now I’m used of it I’m obsessed with getting my mortgage paid before I’m 60 and this makes it easy, and possible. If u do decide to give it a go, please use my referral code L56MDJVU as we both get a little something paid towards our mortgage. 👍

No clue how to use it

Jfgoodhew1 on

United Kingdom

No idea how to pay for things with this useless app. I topped up my balance with £100 but can’t find any way to use it in shops!! No help comes up when I open the app, just ads. I felt so embarrassed trying every button in the app to see if I could use it. Eventually found the shop, put the price in and was presented with even more screen nonsense so I gave up. Terrible app, needs a LOT of user experience work.

Unreliable from the start

---Squibbo--- on

United Kingdom

I was intrigued by this App and after some research felt reassured by the FCA affiliation. I checked the figures and was confident I was making a good choice so decided to register. The App projects the savings you can make based on your current mortgage arrangement and you select the mortgage provider you’re with then registration is needed. I input my email address and was sent a confirmation email but no matter how many times I tried the link to Login would not work. Every tap just generated a new confirmation email which continued in a failed cycle. After a simple registration process failing repeatedly it leaves me questioning the software and I could not allow my finances to be accessed by a system with potential weaknesses like this.

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Sprive Installs

Last 30 days

Sprive Revenue

Last 30 days

Sprive Revenue and Downloads

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