THEY WILL DEBIT YOUR CARD AND THEY ABSOLUTELY DO NOT DO ANY SORT OF REFUND. I BELIEVE A CLASS ACTION LAWSUIT NEEDS TO BE STARTED AGAINST TOMO FOR STEALING AND APPLE FOR LETTING THIS TERRIBLE APP ON THE APP STORE TO STEAL FROM APPLE CUSTOMERS! Protect us Apple! Protect us from predatory apps that promise to help us but really just steals our money.

I bought a premium 12 month boost in January 2024 and after almost 5 months, they still failed to report a limit on my credit report. They refused to offer a refund and they refused to correct the problem after I reached out 7 times via email. I had to reach out via email by the way instead of Phone because they don’t have an active phone number! Beyond shady practices, please don’t waste your time or money.

There is no line of credit offered at any membership level. You will also be ignored by customer service, and there is no option to close your account in the app or on the website. Please don’t get trapped.

Оформил подписку . 2 месяца деньги за подписку снимаются а карта так и не пришла. Поддержка не отвечает ни по почте ни через приложение . Сервис ужасный . Отписаться от сервиса самому не возможно . Буду блокировать в своем банке транзакцию теперь

I’ve been putting my people on to Tomo since last year and they’ve all had positive experiences. It’s a reliable option for those looking to build credit responsibly. Wouldn't know what I would do with out. 🙏🏻

Highly recọmmend Tomo for anyone looking to take control of their finances with smart tools.

Canceled my card and won’t give me my money that’s on the card.

I signed up, and it didn’t even help with credit building. They have no phone number to call customer service! They always say “we’re not accepting calls at this time.” And on top of that they keep sending me emails to “update my billing info” for the subscription, AFTER I have emailed them over 5 times to request cancelling my subscription, and for someone to call me. My emails have been ignored and never responded to with no call back. The icing on the cake my credit has gone down due to them not closing my account. I’m reporting them immediately! It is despicable what kind of company this is.

You are better off if you ignore this service. Those people on YouTube are Li@r. It s literally impossible to cancel the service. They do not report any balance. Apparently they don’t know how to close an account either. They don’t respond to requests.. emails are generated by a bot. It s a scam in short.

The credit score improvement tips from tomo have helped me raise my score significantly over time. 😆