• Open your Wio Personal account in minutes. Save, spend, borrow, manage and invest your money - all in one place.
• Spend like a local, globally, with free AED, USD, EUR, and GBP accounts.
• Travel smart with your Wio card. Pay no foreign exchange fees and earn 1% cashback on your multi-currency transactions!
• Earn up to 5.5% p.a. interest on Savings when you sign up to Wio Personal ‘Plus’ Plan.
• Get a Wio card that you can use instantly online and add it to Apple Pay or Google Pay. Order your physical card anytime.
• Create Virtual cards in the design you prefer and set up a spending limits for secure online shopping or in-store.
• Get rewards that grow with up to 2% cashback on all your spends.
• Choose how to receive cashback: to current account, saving space or in stocks you’ve selected.
• Access thousands of stocks & ETFs and start investing with only $1 in the same app.
• Enjoy instant IPO application when UAE companies go public and increase your allocation of shares with up to 5x leverage.
• Transfer money to over 100 countries. Enjoy instant currency exchange at highly attractive rates.
• Enjoy controls that make you feel secure. Choose where and how you spend your money and strong encryption features.
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Wio Personal FAQ
Is Wio Personal free?
Yes, Wio Personal is completely free and it doesn't have any in-app purchases or subscriptions.
Is Wio Personal legit?
⚠️ Warning: Multiple users of Wio Personal have mentioned scam or fraud. Investigate thoroughly before using this app.
This app has the best customer experience I have come across. The ease of use is almost incomprehensible. Everything gets done quickly and smoothly; the app is meticulously designed, deliberate, simple, and leaves a distinct emotional imprint with its UX.
The experience has been so good that I cancelled the account I opened with another prestigious (one of the largest and most reputable) banks in the UAE.
Hats off to the Wio team! They really nailed it.
Should be able to close or hide the to do boxes
The to-do boxes are very annoying if you are not interested in them. You should be able to at least remove the boxes or hide them. Make this possible and you get 5 stars.
Good app, bad service
Made a mistake on the payment, wrote to care system many times through WhatsApp and email - no answers for days! Not even a reply. Very cool app, but awful client service :((
Excellency
only one word Excellent 👍
No customer support response
I have been trying to reach customer support on WhatsApp and your Phone number for 2 days and nobody responds or answers the phone. How is this possible? How are you expecting me to feel safe using this bank when there is no way to communicate with you???? I’m bewildered as to what is going on.
I am so happy
Such a wonderful banking system, so looking forward to get started, thank you for such great banking experience, highly recommended
Kindest regards
Mohamed Samih
Probably the best bank app in the UAE
The app is modern, doesn’t ask you a million questions to do everything, WIO’s terms are great, a pleasure to bank
Excellent app
This is an excellent world class banking app. The best I’ve ever experienced in any country and miles ahead of anything in the UAE.
It’s easy to use and intuitive, looks great visually and performs well with no crashes or slowdowns.
Kudos to the team. Sure there is still a lot to improve and add in terms of features but this is a great start.
Few suggestions. Use in app notifications instead of sms for transactions and OTPs. Have an easy way to leave messages and requests to customer service in app. Also to send feedback.
Only 1 problem
When we start the app, after face id verification it takes a minimum 40 seconds to reach to home screen of wio which is alot of time. I am using 15 pro on a Du 5G network, so i am sure it is something with the app.
Rest otherwise great app and UI/UX.
Amazing with a couple of requests
First of all, you are amazing. Creating debit card within 5 minutes and then immediately getting 5% per year is WOW. Credit card with a few taps WOW x 2. Virtual cards - WOW x 3.
I just have a couple requests as a budgeting nerd:
1. Allow changing category. It is not always accurate. Especially if you buy different things at Amazon
2. Allow downloading transactions history. I want analyze it myself
Thank you & all the best 🙌
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