• Open your Wio Personal account in minutes. Save, spend, borrow, manage and invest your money - all in one place.
• Spend like a local, globally, with free AED, USD, EUR, and GBP accounts.
• Travel smart with your Wio card. Pay no foreign exchange fees and earn 1% cashback on your multi-currency transactions!
• Earn up to 5.5% p.a. interest on Savings when you sign up to Wio Personal ‘Plus’ Plan.
• Get a Wio card that you can use instantly online and add it to Apple Pay or Google Pay. Order your physical card anytime.
• Create Virtual cards in the design you prefer and set up a spending limits for secure online shopping or in-store.
• Get rewards that grow with up to 2% cashback on all your spends.
• Choose how to receive cashback: to current account, saving space or in stocks you’ve selected.
• Access thousands of stocks & ETFs and start investing with only $1 in the same app.
• Enjoy instant IPO application when UAE companies go public and increase your allocation of shares with up to 5x leverage.
• Transfer money to over 100 countries. Enjoy instant currency exchange at highly attractive rates.
• Enjoy controls that make you feel secure. Choose where and how you spend your money and strong encryption features.
HideShow More...
Screenshots
Wio Personal FAQ
Is Wio Personal free?
Yes, Wio Personal is completely free and it doesn't have any in-app purchases or subscriptions.
Is Wio Personal legit?
⚠️ Warning: Multiple users of Wio Personal have mentioned scam or fraud. Investigate thoroughly before using this app.
Love the app, enough so for me to leave a review. Super easy to use, and looks great!
A few suggestions I have:
- Change the order of the 2 currencies that are being exchanged as it feels counterintuitive. In my opinion (and having seen it like this in other apps) it would make sense for the currency at the top to be the currency you want to swap from and the one below should be what you want to swap to
- Would be helpful if you can search for other Wio users by a username or phone number.
- Would be great if you can customise app notifications
- Refer a friend feature
- Be able to deposit money using Apple Pay
Thank you for making banking in the UAE easier!
Wow Wio
Nothing can be better and faster than this
Easy setup
Took only a few minutes and I’m off
Only 1 problem
When we start the app, after face id verification it takes a minimum 40 seconds to reach to home screen of wio which is alot of time. I am using 15 pro on a Du 5G network, so i am sure it is something with the app.
Rest otherwise great app and UI/UX.
Amazing with a couple of requests
First of all, you are amazing. Creating debit card within 5 minutes and then immediately getting 5% per year is WOW. Credit card with a few taps WOW x 2. Virtual cards - WOW x 3.
I just have a couple requests as a budgeting nerd:
1. Allow changing category. It is not always accurate. Especially if you buy different things at Amazon
2. Allow downloading transactions history. I want analyze it myself
Thank you & all the best 🙌
Horrible
The worst customer service ever
They dont respond to your messages , they dont have office this is so horrible
Max Withdrawal Amount Exceeding Bug
I think your lastest version just 2 hours ago has one bug which is preventing me to transfer as it says I am exceeding my max withdrawal limit even I have so much limit left yet as per app message
They are scammer
It was working fine until they block my card, i cannot withdraw money out of my account. Error pop up everytime when i tried to send even small amount out of my account, they freeze my debit card, 6900 AED they stole from me and never give back till now
Worst bank ever
Never open an account with this bank they will just simply close your money in your account and you can’t withdraw be aware they are just like a scam
Works really badly
The application does not allow to login 5 of 6 tries. The loader screen just stays there for 10-30 seconds and nothing..
Staying in a line at mall in a need of limits changing. It lets me down …
