N26 — Love your bank

Bank, save, and invest

Veröffentlicht von: N26

Beschreibung

Welcome to the bank you'll love. Bank, save, and invest in one beautifully simple app that's trusted by millions.
BANK
– Open your online N26 bank account in minutes — right from your smartphone. Get a physical or virtual Mastercard debit card, add it to Apple Pay, and start using it straight away.
– Pick from our five new virtual card designs and start paying with personality.
– Send money in seconds using MoneyBeam and instant transfers.
– Want even more perks and features? Discover our premium accounts and give your banking experience an upgrade. Choose from N26 Smart, N26 Go, and N26 Metal.
– Buy airport lounge passes directly in the app — the first visit is free for N26 Metal and just €15 for N26 Go.
– For shared finances, N26 joint accounts come with dedicated IBANs, handy insights, and user-friendly features to make managing your own and your shared expenses easier than ever.
– Make free ATM withdrawals abroad, use your card anywhere with no foreign transaction fees, and enjoy insurance coverage with N26 Go and Metal.
– Self-employed? Handle all your business finances with an N26 business account and get 0.1% cashback for every payment you make with your N26 Mastercard.
– Send money near and far via international money transfers powered by Wise with N26. Just a few taps in your N26 app and your money arrives in 35+ countries with no hidden fees.
– Want to turn future plans into reality today? Split eligible past purchases with N26 Installments, or get approved for an overdraft of up to €10,000 in minutes (available in Germany and Austria). With N26 Credit, you can get a loan instantly with no paperwork (available in Germany, Austria, and France).
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.
SAVE
- With N26 Instant Savings, grow your money with full flexibility, no matter what membership you have. Earn interest on all your savings with no deposit limits** and access your funds anytime. Earn our highest interest rate, linked to the ECB with N26 Metal.***
- Achieve your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups.
- Get spending insights to help you stay on track.
* The interest rate is based on country and membership. Available to eligible N26 customers in 16 countries across Europe, including Germany, Austria, France, Spain, Ireland, and the Netherlands.
**The money in your N26 bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.
***Offer for new N26 customers who open an N26 Metal account from 19/2/25. Interest rate corresponds to the current European Central Bank deposit facility rate and is subject to change.
INVEST
- Trade thousands of stocks and ETFs for free — right in your banking app. Or select one of our ready-made funds and let the experts do the work.*
- You can start with €1, and buy and sell anytime.
- Manage your investments without having to download another app. Get a complete overview of your portfolio, transaction fees, gains, and losses.
- Not much time on your hands? Automate your investments with our free, fully-flexible investment plans.
*None of these statements constitute investment advice. Check our website for availability in your country.
BE SIMPLY SECURE AND FULLY IN CONTROL
— As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
— Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly.
— Banking after hours? Turn down the lights and use your N26 app in dark mode. It's yet another layer of personalization to the way you choose to bank.
Imprint and Cookie Policy: n26.com/app
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N26 Häufige Fragen

  • Ist N26 kostenlos?

    Ja, N26 ist komplett kostenlos und enthält keine In-App-Käufe oder Abonnements.

  • Ist N26 seriös?

    🤔 Die Qualität der N26-App ist gemischt. Einige Nutzer sind zufrieden, während andere Probleme melden. Ziehen Sie in Betracht, einzelne Bewertungen für mehr Kontext zu lesen.

    Danke für die Stimme

  • Wie viel kostet N26?

    N26 ist kostenlos.

  • Wie hoch ist der Umsatz von N26?

    Um geschätzte Einnahmen der N26-App und weitere AppStore-Einblicke zu erhalten, können Sie sich bei der AppTail Mobile Analytics Platform anmelden.

Benutzerbewertung

4.77 von 5

6,944 Bewertungen in Belgien

5 star
5,938
4 star
679
3 star
135
2 star
33
1 star
126
Bewertungsverlauf

N26 Bewertungen

Efficacité

DT1180 on

Belgien

Tous les services et fonctions proposés, les rés solutions des problèmes sont efficaces , rapides , intuitifs … à l’opposé de la de la décrépitude des banques de réseaux ! Bravo!

One star is too much

LeoNamur on

Belgien

If it was possible go give a 0 star review for N26, I would have done it. This bank is a total disgrace. They arbitrarily close the accounts of many people without any reason and they don’t give their money back (you can check on Google). The customer service is awful, ignoring all the messages. It’s been more than 3 weeks since I requested the closing of my account and nothing has been done yet but they froze my money with no possibility to get it back. It’s a shame that is bank is allowed to operate in EU.

Really bad customer service

Tomyatlantis on

Belgien

Slow and unresponsive customer service. From the beginning I have been only having problems with this so called “bank” have not even been able to receive first funds, and customer service responds every 4 days. It seems regular banks keep being the best option, and with lower fees

Best-in-class banking experience

François TM on

Belgien

I love managing my money with this app. Great job from all the people involved in the app design. Thank you guys!

Unlawful Account Blocking and Poor Communication by N26

Infracon bv on

Belgien

Unlawful Account Blocking and Poor Communication by N26 On September 27, 2024, N26 unlawfully blocked my account without any prior notification. Despite briefly reopening the account, it was blocked again, and it took 96 hours before I received any explanation. This lack of communication and transparency is unacceptable. N26’s actions violated Article 88 of the Payment Services Directive (PSD2), which requires immediate notification of account blocks. Additionally, they infringed on my rights under Article 1 of Protocol 1 of the European Convention on Human Rights (ECHR), by restricting my access to my own funds without valid justification. This situation has caused me significant financial harm, including the inability to pay my employees’ salaries and settle business obligations, as well as personal inconvenience with my accommodation. I demand that N26 immediately unblock my account and provide compensation for the damages caused. If not, I will escalate this issue legally. This version is short enough to fit into a Trustpilot review while maintaining the legal seriousness of your complaint.

Needs a complete review and revamp

NetRanger1967 on

Belgien

Customer since 5 years I decided to switch to the paid "Smart" subscription just to have a few more IBAN-enabled accounts. Honestly, the "Smart" is not worth for what it offers. I will seriously reconsider my decision after a year or so. The interest rate for the savings account will drop significantly as of October 2024. Indirectly they oblige you to pay for the costly "Metal" subscription just to get a better interest rate. Regarding their helpdesk service I noticed a considerable degradation compared to 5 years in the past. They were reachable much quicker, which is no longer the case. Whenever I need some sort of assistance I stumble upon the Neon AI chatbot and I can tell that it is far from helpful. There are still several bugs in the application. For example, it is impossible to confirm the address for receveing the new Mastercard. The message "Houston, we have a problem" keeps appearing. I believe that I will leave them and transfer everything to Revolut, unless they make a serious effort to become better.

Attention voleurs

ElGarisi on

Belgien

Utilisez juste le service gratuit et jamais payant. FUYEZ. Vraiment. J'ai utilisé leur service d'assurance. Ils m'ont remboursé. Quelques temps après ils reviennent chez moi avec une société de recouvrement et me demande de rembourser ce qu'ils m'ont donné sinon justice. L'excuse ? Ils ont droit de se rétracter après re-analyse. De vrai voleur.

Le problème est résolu aussi vite que possible

AR.ES… on

Belgien

Nous avions un problème nous avons laissé un commentaire vous avez fait votre meilleur nous avons rien à dire seulement bon continuation et continuez comme vous êtes vous méritez d’avoir cinq étoiles cordialement

Great app

PersonalBusiness on

Belgien

Clear, simple & reliable

Incroyable

African Pastor243 on

Belgien

Meilleure application mobile de banque .les dépenses ,les achats ,ajout d’argent …tout est instantanée..possibilité d’arrondir pour épargner facilement et en toute tranquillité.pour les achats au quotidien et sur le net…c’est le top

Store-Rankings

Ranking-Verlauf
Kategorien-Rankings
Diagramm
Kategorie
Rang
Top Kostenlos
16
Top Kostenlos
22
Top Kostenlos
25
Top Kostenlos
25
Top Kostenlos
35

Schlüsselwörter

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N26 Einnahmen und Downloads

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