N26 — Love your bank

Bank, save, and invest

Published by: N26

Description

Welcome to the bank you'll love. Bank, save, and invest in one beautifully simple app that's trusted by millions.
BANK
– Open your online N26 bank account in minutes — right from your smartphone. Get a physical or virtual Mastercard debit card, add it to Apple Pay, and start using it straight away.
– Pick from our five new virtual card designs and start paying with personality.
– Send money in seconds using MoneyBeam and instant transfers.
– Want even more perks and features? Discover our premium accounts and give your banking experience an upgrade. Choose from N26 Smart, N26 You, and N26 Metal.
– For shared finances, N26 joint accounts come with dedicated IBANs, handy insights, and user-friendly features to make managing your own and your shared expenses easier than ever.
– Self-employed? Handle all your business finances with an N26 business account and get 0.1% cashback for every payment you make with your N26 Mastercard.
– Send money near and far via international money transfers powered by Wise with N26. Just a few taps in your N26 app and your money arrives in 35+ countries with no hidden fees.
– Want to turn future plans into reality today? Split eligible past purchases with N26 Installments, or get approved for an overdraft up to €10,000 in minutes (available in Germany and Austria). With N26 Credit, you can get a loan instantly with no paperwork (the loan maximum depends on the market; our credit loan is available in Germany and France.)
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.
SAVE
- With N26 Instant Savings, grow your money with full flexibility, no matter what membership you have. Earn interest on all your savings with no deposit limits** and access your funds anytime.
- Achieve your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups.
- Get spending insights to help you stay on track.
* The interest rate is based on country and membership. Available to eligible N26 customers in 16 countries across Europe, including Germany, Austria, France, Spain, Ireland, and the Netherlands.
**The money in your N26 bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.
INVEST
- Choose from thousands of stocks, ETFs, and crypto coins. Or select one of our ready-made funds and let the experts do the work.*
- You can start with €1, and buy and sell anytime.
- Manage your investments without having to download another app. Get a complete overview of your portfolio, transaction fees, gains, and losses.
- Get 15 free trades for Stocks and ETFs every month with N26 Metal — and 5 with N26 You.
- Not much time on your hands? Automate your investments with our free, fully-flexible investment plans.
*Check our website for availability in your country. None of the statements constitute investment advice. N26 Crypto is powered by Bitpanda.
BE SIMPLY SECURE AND FULLY IN CONTROL
— As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
— Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly.
— Banking after hours? Turn down the lights and use your N26 app in dark mode. It's yet another layer of personalization to the way you choose to bank.
Imprint and Cookie Policy: n26.com/app
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N26 FAQ

  • Is N26 free?

    Yes, N26 is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is N26 legit?

    🤔 The N26 app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does N26 cost?

    N26 is free.

  • What is N26 revenue?

    To get estimated revenue of N26 app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.78 out of 5

6,627 ratings in Belgium

5 star
5,689
4 star
665
3 star
128
2 star
29
1 star
116
Ratings History

N26 Reviews

Efficacité

DT1180 on

Belgium

Tous les services et fonctions proposés, les rés solutions des problèmes sont efficaces , rapides , intuitifs … à l’opposé de la de la décrépitude des banques de réseaux ! Bravo!

One star is too much

LeoNamur on

Belgium

If it was possible go give a 0 star review for N26, I would have done it. This bank is a total disgrace. They arbitrarily close the accounts of many people without any reason and they don’t give their money back (you can check on Google). The customer service is awful, ignoring all the messages. It’s been more than 3 weeks since I requested the closing of my account and nothing has been done yet but they froze my money with no possibility to get it back. It’s a shame that is bank is allowed to operate in EU.

Really bad customer service

Tomyatlantis on

Belgium

Slow and unresponsive customer service. From the beginning I have been only having problems with this so called “bank” have not even been able to receive first funds, and customer service responds every 4 days. It seems regular banks keep being the best option, and with lower fees

Best-in-class banking experience

François TM on

Belgium

I love managing my money with this app. Great job from all the people involved in the app design. Thank you guys!

Unlawful Account Blocking and Poor Communication by N26

Infracon bv on

Belgium

Unlawful Account Blocking and Poor Communication by N26 On September 27, 2024, N26 unlawfully blocked my account without any prior notification. Despite briefly reopening the account, it was blocked again, and it took 96 hours before I received any explanation. This lack of communication and transparency is unacceptable. N26’s actions violated Article 88 of the Payment Services Directive (PSD2), which requires immediate notification of account blocks. Additionally, they infringed on my rights under Article 1 of Protocol 1 of the European Convention on Human Rights (ECHR), by restricting my access to my own funds without valid justification. This situation has caused me significant financial harm, including the inability to pay my employees’ salaries and settle business obligations, as well as personal inconvenience with my accommodation. I demand that N26 immediately unblock my account and provide compensation for the damages caused. If not, I will escalate this issue legally. This version is short enough to fit into a Trustpilot review while maintaining the legal seriousness of your complaint.

Needs a complete review and revamp

NetRanger1967 on

Belgium

Customer since 5 years I decided to switch to the paid "Smart" subscription just to have a few more IBAN-enabled accounts. Honestly, the "Smart" is not worth for what it offers. I will seriously reconsider my decision after a year or so. The interest rate for the savings account will drop significantly as of October 2024. Indirectly they oblige you to pay for the costly "Metal" subscription just to get a better interest rate. Regarding their helpdesk service I noticed a considerable degradation compared to 5 years in the past. They were reachable much quicker, which is no longer the case. Whenever I need some sort of assistance I stumble upon the Neon AI chatbot and I can tell that it is far from helpful. There are still several bugs in the application. For example, it is impossible to confirm the address for receveing the new Mastercard. The message "Houston, we have a problem" keeps appearing. I believe that I will leave them and transfer everything to Revolut, unless they make a serious effort to become better.

Attention voleurs

ElGarisi on

Belgium

Utilisez juste le service gratuit et jamais payant. FUYEZ. Vraiment. J'ai utilisé leur service d'assurance. Ils m'ont remboursé. Quelques temps après ils reviennent chez moi avec une société de recouvrement et me demande de rembourser ce qu'ils m'ont donné sinon justice. L'excuse ? Ils ont droit de se rétracter après re-analyse. De vrai voleur.

Le problème est résolu aussi vite que possible

AR.ES… on

Belgium

Nous avions un problème nous avons laissé un commentaire vous avez fait votre meilleur nous avons rien à dire seulement bon continuation et continuez comme vous êtes vous méritez d’avoir cinq étoiles cordialement

Great app

PersonalBusiness on

Belgium

Clear, simple & reliable

Incroyable

African Pastor243 on

Belgium

Meilleure application mobile de banque .les dépenses ,les achats ,ajout d’argent …tout est instantanée..possibilité d’arrondir pour épargner facilement et en toute tranquillité.pour les achats au quotidien et sur le net…c’est le top

Store Rankings

Ranking History
Category Rankings
Chart
Category
Rank
Top Free
22
Top Free
24
Top Free
25
Top Free
26
Top Free
34

Keywords

N26 Competitors

Name
Fortuneo ma banque en ligne
Compte, Carte, Credit & Bourse
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Nickel - An account for all
1 Account 1 Card in 5 minutes
Shine - Compte pro en ligne
Simple, rapide, transparent
Qonto - Business Finance App
All-in-one business account
Tomorrow – Mobile Banking
Dein nachhaltiges Girokonto
Finom • Business Account
Bank account for entrepreneurs
Vivid Business and Personal
Accounts, Cards, High Interest
Openbank – banca móvil
Digital y sin comisiones

N26 Installs

Last 30 days

N26 Revenue

Last 30 days

N26 Revenue and Downloads

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