Qonto - Business Finance App

The customer support doesn’t answer at all. Impossible to reach anyone

After the initial honeymoon phase to capture customers from the merger with Penta, prices were drastically hiked. Not worth it, there are other banks offering the same service for less money.

Mi avete bloccato il conto senza motivo dicendomi che funziona solo in entrata e secondo voi io vi faccio arrivare i soldi senza che li possa utilizzare ? C’è qualcosa che non quadra e nessuno ti risponde per darti spiegazioni questo è assurdo

I use a dumb phone but you need a smart phone to pair the device and approve payments so it can be a faff for me, but not many people use a dumb phone Apart from that, the best internet app I’ve ever used!

Super easy to set up. The free and unlimited virtual cards are absolutely brilliant. We use them with monthly spending limits as budgets for our departments. The tag function is very useful, lets us classify and then visualise our income according to different criteria, by property for example. The most insanely cool function is in supplier invoices though. We connected Qonto to our email, Drive and Amazon accounts and it automatically fetches all our invoices, lists them up neatly into unpaid and paid, highlights due dates in green, overdue in red, it’s heaven! It’ll then go on and match invoices to the right transaction, calculate VAT and send it all to your accountant. For us that’s an afternoon’s worth of work saved every week, it’s substantial. So the big let down is that these amazing integrations are not available for client invoices, unless we use their inbuilt tool. We cannot move our complex billing away from other softwares, so we have to manually attach each of our bills in each transaction in the app. No automatic matching, no neat lists in green and red, showing who’s paid and who hasn’t. It’s so sad.

Qonto is fantastic. Not only is the system seamless, feedback is actually considered by developers. Their team are always on hand to support and I’ve never had to wait to get in touch with anyone. I’d highly recommend this bank for anyone dealing with business in Spain.

All good, never ever a problem.

Excellent pour la création d entreprise !

incroyablement efficace

One of the best online banking app