Inactive since long time
Postpe is not working since long. We are regular customer of postpe but from so many months it is not functional. Request to the team please get it start as soon as possible.
Description
BharatPe (previously postpe) is your one-stop financial app designed to meet all your financial needs. From convenient bill payments without any fees to quick cash loans, attractive gift vouchers, and credit card bill payments, BharatPe has you covered. Download the BharatPe app. BharatPe UPI is coming soon on iOS.
BharatPe Bill Payments:
Recharges: Pay all your bills easily for Mobile, DTH, Fastag.
Utility Bills: Bill payments for electricity, water, LPG, piped gas, and broadband with ease.
Credit Card Bills: Easily pay your credit card bills online.
BharatPe Commerce:
Special Discounts: Get exclusive discounts on gift vouchers from top brands.
BharatPe Instant Cash Loan:
High Amounts: Access instant cash loans up to ₹15 lakh.
Flexible Repayment: Choose repayment options that suit your convenience.
Document Free Loans: No collateral or guarantor required.
Trusted Partners: Loans disbursed via trusted NBFC partners like L&T Finance, Cashe, and True Credit.
Repayment Terms:
Bill is generated every month. Users have the option to convert bills to EMIs from 3 months up to 15 months. Users can also repay the bill in full at no interest cost by the due date. Loan repayment tenure ranges from a minimum of 3 months to a maximum of 15 months.
Annual Percentage Rate (APR):
Ranges from 18%-70%. APR is communicated on the app while converting a bill to EMIs or taking a loan. APR will be different for different tenures of EMIs.
Example of postpe cash:
Amount chosen by user: ₹1,00,000
Tenure: 12 months
Interest Rate: 18% per year (reducing)
Processing fees: 2.5%
Repayment Amount: ₹1,11,196
Total Interest Payable: ₹11,196
Processing Fees (incl. GST): ₹2,500
Monthly installment (EMI): ₹9,266.32
Total Cost of the Loan: Interest Amount + Processing Fees = ₹2,500 + ₹11,196 = ₹13,695
APR: 24.8%
Example of Bill to EMI conversion:
Amount converted into EMI: ₹1,00,000
Tenure: 6 months
Interest Rate (APR): 18% per year
Repayment Amount: ₹1,09,000
Total Interest Payable: ₹9,000
Processing Fees (incl. GST): ₹0
Monthly installment (EMI): ₹18,166.67
Total Cost of the Loan: Interest Amount + Processing Fees = ₹9,000 + ₹0 = ₹9,000
Permissions:
As per NPCI regulations, it is mandatory for UPI payment apps to enable SIM binding (send and receive SMS) from the user’s device to auto populate OTP on NPCI common library for authentication and authorization of payments. We also require permissions for Location, Device Information, and SMS to provide additional data points, allowing our partners to better underwrite you. For more details, please check our Privacy Policy.
About BharatPe (previously postpe):
BharatPe is the brand name of the application launched by Resilient Innovations Private Limited. BharatPe is our developer name.
NBFC Partners:
We have partnered with RBI-approved NBFCs such as LendenClub (Innofin Solutions Private Limited), TrillionLoans Fintech Pvt Ltd, and LiquiLoans (NDX P2P Private Limited). Additionally, we collaborate with L&T Finance Consumer Loans, Bhanix Finance and Investment Limited (Cashe), and True Credits Private Limited (Truebalance) as DSA partners to offer loans.
Contact Us:
Email: [email protected]
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BharatPe Bill Payments:
Recharges: Pay all your bills easily for Mobile, DTH, Fastag.
Utility Bills: Bill payments for electricity, water, LPG, piped gas, and broadband with ease.
Credit Card Bills: Easily pay your credit card bills online.
BharatPe Commerce:
Special Discounts: Get exclusive discounts on gift vouchers from top brands.
BharatPe Instant Cash Loan:
High Amounts: Access instant cash loans up to ₹15 lakh.
Flexible Repayment: Choose repayment options that suit your convenience.
Document Free Loans: No collateral or guarantor required.
Trusted Partners: Loans disbursed via trusted NBFC partners like L&T Finance, Cashe, and True Credit.
Repayment Terms:
Bill is generated every month. Users have the option to convert bills to EMIs from 3 months up to 15 months. Users can also repay the bill in full at no interest cost by the due date. Loan repayment tenure ranges from a minimum of 3 months to a maximum of 15 months.
Annual Percentage Rate (APR):
Ranges from 18%-70%. APR is communicated on the app while converting a bill to EMIs or taking a loan. APR will be different for different tenures of EMIs.
Example of postpe cash:
Amount chosen by user: ₹1,00,000
Tenure: 12 months
Interest Rate: 18% per year (reducing)
Processing fees: 2.5%
Repayment Amount: ₹1,11,196
Total Interest Payable: ₹11,196
Processing Fees (incl. GST): ₹2,500
Monthly installment (EMI): ₹9,266.32
Total Cost of the Loan: Interest Amount + Processing Fees = ₹2,500 + ₹11,196 = ₹13,695
APR: 24.8%
Example of Bill to EMI conversion:
Amount converted into EMI: ₹1,00,000
Tenure: 6 months
Interest Rate (APR): 18% per year
Repayment Amount: ₹1,09,000
Total Interest Payable: ₹9,000
Processing Fees (incl. GST): ₹0
Monthly installment (EMI): ₹18,166.67
Total Cost of the Loan: Interest Amount + Processing Fees = ₹9,000 + ₹0 = ₹9,000
Permissions:
As per NPCI regulations, it is mandatory for UPI payment apps to enable SIM binding (send and receive SMS) from the user’s device to auto populate OTP on NPCI common library for authentication and authorization of payments. We also require permissions for Location, Device Information, and SMS to provide additional data points, allowing our partners to better underwrite you. For more details, please check our Privacy Policy.
About BharatPe (previously postpe):
BharatPe is the brand name of the application launched by Resilient Innovations Private Limited. BharatPe is our developer name.
NBFC Partners:
We have partnered with RBI-approved NBFCs such as LendenClub (Innofin Solutions Private Limited), TrillionLoans Fintech Pvt Ltd, and LiquiLoans (NDX P2P Private Limited). Additionally, we collaborate with L&T Finance Consumer Loans, Bhanix Finance and Investment Limited (Cashe), and True Credits Private Limited (Truebalance) as DSA partners to offer loans.
Contact Us:
Email: [email protected]
Screenshots
User Rating
3.83 out of 5
12,900 ratings in India
5 star
7,985
4 star
1,262
3 star
274
2 star
214
1 star
3,162
Ratings History
BharatPe (previously postpe) Installs
Last 30 daysBharatPe (previously postpe) Revenue
Last 30 daysBharatPe (previously postpe) Reviews
CIBIL account issues
I have already closed the account back in 2023. It’s still showing in my cibil as active and I still have to pay 1Rs. I tried to mail them and get a resolution. Till now no reply from the team.
Scammers
Customer support are very bad and some one of the my mutual friend died because post pe kindly ignore if u r using
Worst app
Worst app, simply fooling people
An Utter Disaster: Avoid PostPe Lenden App at All Costs
I don't even know where to begin with the sheer disappointment that is the PostPe Lenden App. This app is a nightmare from start to finish. Here are just a few of the myriad issues I faced: 1. **User Interface and Experience**: The interface looks like it was designed in the early 2000s and hasn't been updated since. It is cluttered, confusing, and downright ugly. Trying to navigate through the app is like trying to find your way out of a maze blindfolded. 2. **Performance**: The app crashes more often than it works. I can't count the number of times it froze, lagged, or outright refused to load. Every action takes ages, making even simple transactions a test of patience. 3. **Security Concerns**: I am seriously concerned about the security of this app. After entering my personal information, I started receiving spam messages and calls. I wouldn't be surprised if my data was being sold to third parties. 4. **Customer Support**: Non-existent would be an improvement over what they currently offer. Emails go unanswered, the support chat is always offline, and calling their helpline is a waste of time as it either disconnects or you get placed on hold indefinitely. 5. **Features**: The features they advertise are either missing or don't work properly. The promised seamless transactions are anything but seamless, and the app lacks basic functionalities that other similar apps offer effortlessly. 6. **Bugs and Glitches**: Bugs are rampant. From incorrect account balances to failed transactions that still deduct money, the list of issues is endless. It's clear that the developers didn't bother testing the app before releasing it. In conclusion, PostPe Lenden App is a disgrace. It is unreliable, insecure, and impossible to use effectively. Save yourself the headache and look for a better, more reliable alternative. This app is not worth your time, money, or data.
App is showing till Revamping
Very worst customer experience they have took payment and till app showing revamping from 6 months
Stop paying bills on Postpe -Danger
Hi All, If your payment stuck worst and liar support team just will tell you can’t do anything and you need to run to bank for refund. **Dont ise POSTPE** Also I am paying credit card bills from long time but these people here they stopped giving any cashback without notifying customers in advance or though email and now not credited any cashback. Worst part upgrading from last 3-4 months and not allowing utilising existing cashback. You will loose money.
Fraud cyber crime
These people are cyber crime stars. They SMS Bomb you once they have your data. They hack phones and your contact’s phones as well. They are commit crimes inspite of having their payment back. I am circulating this number who has done a cyber crime with me +91 70834 19812 and +91 83901 27638 Do not download this app, they will have all of your data and commit crimes
Wasteland ( Porambokku ) App
Don’t ever use this app!!
3-4 months still not working properly
Useless app. No rewards no use
Store Rankings
Ranking History
Category Rankings
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Chart
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Category
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Rank
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|---|---|---|
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Top Free
|
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198
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Top Free
|
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352
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Top Free
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395
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Keywords
BharatPe (previously postpe) Competitors
| Name | Reviews | Recent release | |
|---|---|---|---|
Jupiter: UPI & Credit Cards
Save & Invest
|
80
|
2 days ago | |
Fi Money - Save & Invest Smart
Saving, investing, and more.
|
80
|
2 days ago | |
IIFL: Gold & Business Loans
Easy Loan App for Quick Loan
|
59
|
1 day ago | |
FlexSalary Instant Loan App
Get Instant Cash Loan Upto 2L
|
60
|
2 weeks ago | |
MyMoneyMantra: Loans & Credits
Credit Score, Card, Loans
|
18
|
5 months ago | |
Easy Personal Loan - KreditBee
Easy Instant Personal Loan App
|
200
|
2 days ago | |
MoneyTap is now Freo Credit
Personal Loans & Credit Card
|
120
|
2 weeks ago | |
Uni Cards
Next-gen cards & Paychek
|
140
|
2 weeks ago | |
Capital Now: Personal Loan App
Instant Personal Loan Online
|
160
|
1 week ago | |
Zype Instant Personal Loan App
Instant Personal Loans Online
|
60
|
1 day ago |
BharatPe (previously postpe) Revenue and Downloads
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App Info
- Category
- Finance
- Publisher
- RESILIENT INNOVATIONS PRIVATE
- Languages
- English
- Recent version
- 1.2.5 (3 weeks ago )
- Released on
- Oct 10, 2021 (2 years ago )
- Also available in
- India, United States, Australia, United Arab Emirates, United Kingdom, Singapore, Canada, Kuwait, Sweden, Saudi Arabia, Japan, South Korea, Vietnam, Ireland, Hungary, New Zealand, Netherlands, Ukraine, Norway, South Africa, Kazakhstan, Lebanon, Mexico, Malaysia, Nigeria, Turkey, Peru, Philippines, Pakistan, Poland, Portugal, Romania, Russia, Taiwan, Thailand, Denmark, Argentina, Austria, Azerbaijan, Belgium, Brazil, Belarus, Switzerland, Chile, China, Colombia, Czechia, Germany, Italy, Dominican Republic, Algeria, Ecuador, Egypt, Spain, Finland, France, Greece, Hong Kong, Indonesia, Israel
- Last updated
- 5 days ago