Emma - Budget Planner Tracker
Spending, Bills, Money Saving
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Description

Meet Emma, your financial super app

● All your accounts in one place
● Find and track your subscriptions
● Set budgets
● Weekly reports
● Analyze your spending & expenses
● Daily balance notifications
● Overdraft alerts

BANK LEVEL SECURITY

Worried about sharing your data? We hear you.


● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored.
● Emma uses biometric security authentication for an added level of protection.

CUSTOMER REVIEWS

“This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!”
Sarah

“I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!”
Mike

OUR MISSION

We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for.

We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M.

MORE FEATURES? GO PLUS, PRO OR ULTIMATE

We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade:

Emma Plus

True Balance - preemptively see the balance of your bank account after your subscriptions are removed
Fraud Detection - find out whether your personal details have been part of a known data breach
Bill Reminders - get reminded about your upcoming bills so you never miss a payment
Cashback - get cashback from your favorite brands


Emma Pro

All the features in Emma Plus
Custom categories - so you can customize your finances to your heart's content
Rename transactions - for easier reference
Export data - to understand your finances on excel
Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma
Create Smart Rules - to automate your Offline Accounts. Look, no hands!
Split your transactions - into multiple categories for more flexibility
Legendary Pro Icon - because you are a Pro

Emma Ultimate

All the features in Emma Plus & Pro
Spaces - group together different accounts to see separated analytics and budgets
Ultimate Icon - so you can show them who's boss

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If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free.

Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952

Company Registration Number: 10578464.

Terms and Conditions: https://emma-app.com/terms
Privacy Policy: https://emma-app.com/privacy
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In-Apps

Emma Pro
$9.99
Subscription
$83.99
Emma Ultimate
$14.99
Emma Plus Yearly
$41.99
Emma Pro Monthly
$9.99
Emma Plus Monthly
$4.99
Monthly Pro Subscription
$9.99

Screenshots

User Rating

4.67 out of 5

1,069 ratings in United States

5 star
920
4 star
65
3 star
18
2 star
15
1 star
51

Ratings History

Reviews

Widgets

Vishnu Somisetty on

I use daily Emma and I like it a lot but I am hoping that emma can create widgets. Do you have any ongoing plan for creating widgets?

Joke of an app

nivedddd on

I pay yearly for the plus plan, they took away features I was using and raised them to higher plans. It wasn’t communicated to me, and they refuse to give me a refund. The twitter shows the feature “net worth” should be a part of my plus plan; the ceo assures me it is not, because for some reason the ceo is doing customer service. What a joke; who would pay a premium to be treated this way?

Use to be great

Finfdibdsuvkff on

Now everything is behind a paywall. There isn't a reason to use the app unless you're paying for it.

Hate the update that removed features from the free version

KDipman on

I want to start by saying the functionality of this app is amazing and it works really well. I used the free version of this app for the past two or three years and recently they changed access to the most important feature that I got the app for - budgeting and tracking recurring expenses. I love how this app works, but if I have to pay for a budgeting app, I’ll go back to using spreadsheets.

Account linking

Al172883 on

Tried to login to my account (chase), but nothing happened...

Arrogance

Exuserphilip on

lol you can’t remove their categories…..

App Doesn’t Sync Well At All

elliot2020202 on

This app doesn’t sync well at all. It’s constantly telling me an incorrect balance in my checking account and is behind on transactions as well as behind on regular biweekly to monthly subscriptions. It takes up to 24 hours to update, sometimes longer, so while the app does say I may have let’s say $80 in my account, it’s not accurate, because usually I have way less than that or way more than that. It just took up to 26 hours to be able to tell that I got paid when I got paid early last night. It shouldn’t take this long. App should refresh and sync every few hours.

Really Not Impressed

Cass3499. ;D on

I was really unimpressed with the Emma app. Unless you pay $80+ a year, you basically have a knock-off app of whatever banking app you use. My banking app has more features than the free Emma plan. To deactivate my account, I had to go through more than 5 pages where I had to confirm, each time, that I in fact, did not want to pay $126 a year to use my own money and get features that are less than useful to me. On top of that, you have to wait 30 days for them to actually delete your account. Here’s to hoping they follow through on that, and don’t do what other reviews say they do, which is take the money anyways.

Still No Widgets?

geoff2711111111 on

Could you please let me know when the widgets are coming out? It’s seriously a make or break it kind of thing. What gets measured gets managed but you have to see what is getting measured… otherwise it doesn’t actually get taken into account. I saw a reply from the developers that they were working on these 9 months ago? Was this true, are they still planning to be released. I really need to manage my business and personal finances separately and that’s what you guys do that co-pilot doesn’t but they have widgets that are much much better. So if they beat you to developing the spaces component and catch up to you before you get widgets, you may be in a bit of trouble from a competition standpoint for business owners.

Budgeting

brie123brie123 on

This app has helped me and my husband get on the same page with budgeting.

Store Rankings

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Category Rankings

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Revenue and Downloads

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App Info

Category
Finance
Languages
English
Recent version
5.2.7 (2 days ago )
Released on
Dec 15, 2017 (6 years ago )
Last updated
1 week ago