Florence Capital

The Florence Capital App enables Indian women to borrow money in an instant, without ever leaving their homes! Cut through complicated paperwork, long lines at banks and much more by opting for a seamless and easy loan journey with Florence. In a trusted partnership with the RBI authorized and regulated NBFC, Apollo Finvest.
With 24-hour loan approvals and cash disbursals, get money instantly in your bank account and satisfy your urgent cash needs. New to taking small personal loans? Have zero collateral? No problem! Our all-female customer service team is here to answer all your questions, 7 days a week. Your satisfaction is Florence’s number 1 priority.
Join our women-exclusive financial community and unlock access to masterclasses and curated planners on how to manage your money most effectively. Let’s redefine what financial freedom means for the new-age Indian woman. :moneybag: Loan Range: ₹25,000 to ₹2,00,000
Min Period of Repayment: 90 days
Max Period of Repayment: 365 days
% Min APR: 21.9 per annum
% Max APR: 34 per annum (depending on your credit profile)
Processing Fee: 2-3% (Min Rs 599+GST and Max Rs 2,499+GST)
For example
Loan Amount: Rs. 1,00,000
Tenure: 12 Months
Interest Rate : 25.6% (on Reducing Principal Balance interest calculation)
EMI Amount: Rs 9,534
Total Interest Payable: Rs 9,534 x 12 months - Rs 1,00,000 Principal = Rs 14,408
Processing Fees (incl. GST): Rs 2,360
Disbursed Amount: Rs 1,00,000 - Rs 2,360 = Rs 97,640
Total Amount Payable : Rs 4,680 x 12 months = Rs 1,14,408
Total Cost of the Loan = Interest Amount + Processing Fees = Rs 14,408 + Rs 2,360 = Rs 16,768
(These numbers are a hypothetical example to show you a representative sample of a Florence loan. The final interest rate and processing fee may differ from one borrower to another based on her individual profile)
Key Features
Instant personal loans up to ₹ 2 lakh
Cash transfer to your bank account instantly
All women collection and customer service team
Flexible repayment tenure options from 90 to 180 days
No prepayment charges
Minimal processing fee
All women community: Florence Club

Eligibility Criteria
Working women
Indian citizens
Above the age of 21
Minimum take-home salary: ₹30K per month

Documents Required
Florence Capital is one of the most user-friendly instant loan apps in India. So, submit KYC documents to avail an instant personal loan online.
PAN card
Identity Proof (Aadhar card/VoterID/Driving License)
Salary Account Bank Statement

Why Choose Florence Capital for Instant Personal Loan
Designed exclusively for professional Indian women. Florence is one of India’s fastest, easiest, safest and smartest personal loan apps.
Women exclusive
Low interest rates
Full-circle application to repayment on the app
Convenient and affordable EMIs
Same-day loan approval and disbursal
Personalized credit engine friendly to first-time & experienced borrowers
Simple and easy loan application process
Paperless documentation
Hassle-free automated repayments
No pre-closure charges
No hidden charges

Security & Protection of Privacy
We know safety and security of data is a key concern for most Indian women. That’s why we have built an all-female customer service and collections team to make sure you never feel harassed or unsafe. Your well-being is our #1 priority. We enforce the top-tier security and privacy standards to protect your data. Our app is certified safe & secure and we do not share customer information with any third parties without your consent. Download the Florence Capital app now to borrow money hasslefree.